aid: amex-bank-of-canada
url: https://raw.githubusercontent.com/api-evangelist/amex-bank-of-canada/refs/heads/main/apis.yml
name: Amex Bank of Canada
kind: company
description: >-
  Amex Bank of Canada is the Canadian banking subsidiary of the American Express
  Company (United States), incorporated in 1990 and headquartered in the Toronto
  area (Markham, Ontario). It is a Schedule II bank under Canada's Bank Act — a
  foreign-bank subsidiary regulated by the Office of the Superintendent of
  Financial Institutions (OSFI) and treated as a Category II small-and-medium-sized
  deposit-taking institution — and it issues American Express charge and credit
  cards to Canadian consumers and businesses. As a card-centric Schedule II bank,
  Amex Bank of Canada runs no first-party developer portal of its own; the global
  American Express developer platform at developer.americanexpress.com is operated
  by the U.S. parent (a separate profile), not by this Canadian entity. Canada's
  federal Consumer-Driven Banking (open-banking) framework, legislated in Budget
  2024 and the 2024 Fall Economic Statement with the Financial Consumer Agency of
  Canada (FCAC) as overseer, is not yet operational, so consumer data access to
  Amex-Canada accounts today is voluntary and largely aggregator-based rather than
  served by a public first-party API. This is an identity/provider record; no
  public Canadian API surface is documented.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Canada
- Schedule II Bank
- Foreign Bank Subsidiary
- Credit Cards
- Payments
- Consumer-Driven Banking
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/amex-bank-of-canada-domain-security.yml
- type: Website
  url: https://www.americanexpress.com/en-ca/
- type: About
  url: https://www.americanexpress.com/en-ca/company/about-american-express/
- type: RegulatoryDisclosures
  url: https://www.americanexpress.com/ca/en/company/legal/pillar-iii.html
- type: TermsOfService
  url: https://www.americanexpress.com/en-ca/company/legal/online-terms-and-conditions/
- type: PrivacyPolicy
  url: https://www.americanexpress.com/en-ca/company/legal/privacy-centre/privacy-statement/
- type: Support
  url: https://www.americanexpress.com/ca/en/customer-service/contact-us.html
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com