specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
provider: Amica Mutual Insurance
providerId: amica-mutual-insurance
publisherName: Amica Mutual Insurance Company
serviceCategory: Insurance
created: '2026-05-04'
# Provenance stamped 2026-08-11: this artifact was written by the API Evangelist
# bulk sweep dated 2026-05-04, not harvested from the provider. See roadmap#35.
method: generated
modified: '2026-05-05'
reconciled: false
tags:
  - FinOps
  - FOCUS
  - Insurance
  - Auto Insurance
description: >-
  FOCUS-aligned FinOps placeholder for Amica Mutual Insurance. Amica has no
  public API metered billing surface; consumer spend is in the form of
  insurance premiums, which are state-regulated rather than priced as API
  consumption.
notes: >-
  No public API billing surface. Premiums are not an API charge category.
sources:
  - https://www.amica.com
billingModel:
  pricingCategory: Not Applicable
  billingFrequency: Not Applicable
  billingCurrency: USD
  chargeCategories:
    - Purchase
focusColumns:
  ServiceName: Amica Mutual Insurance
  ServiceCategory: Insurance
  ProviderName: Amica Mutual Insurance
  PublisherName: Amica Mutual Insurance Company
  InvoiceIssuerName: Amica Mutual Insurance Company
  BillingCurrency: USD
meters:
  - name: api_requests
    description: Placeholder; not billed as a developer line item
    unit: request
    aggregation: sum
    dimensions:
      - consumer
principles:
  - name: Visibility
    description: >-
      No Amica-issued developer telemetry. Premium and claims spend visibility
      sits in policyholder accounts.
  - name: Allocation
    description: >-
      Allocate premium spend to the household / policy, not by API consumer.
  - name: Optimization
    description: >-
      Optimization levers are policy bundling and dividends, not API tuning.
  - name: Accountability
    description: >-
      Budget ownership sits with the policyholder; FinOps developer practice is
      not applicable.
maintainers:
  - FN: API Evangelist
    email: info@apievangelist.com