generated: '2026-07-20'
method: derived
source: openapi/amp-bank-cds-banking-products-openapi.yml (components.schemas)
scope: >-
  Derived from the CDR Banking schemas. AMP's publicly exposed surface is the
  Product Reference Data (PRD) entity graph rooted at BankingProduct; the wider
  account/transaction entities exist in the spec but belong to the accredited
  (authenticated) data-sharing surface not published by AMP.
identifiers:
- entity: BankingProduct
  id_field: productId
  type: ASCIIString
  note: Opaque per-holder identifier returned by list, used to fetch detail.
- entity: BankingAccount
  id_field: accountId
  type: ASCIIString
entities:
- name: BankingProduct
  schemas: [BankingProductV6, BankingProductDetailV7]
  description: A banking product openly offered to the market (home loans, savings, term deposits, transaction accounts).
  key_fields: [productId, productCategory, brand, name, lastUpdated, effectiveFrom, effectiveTo]
  relationships:
  - {kind: has_one, target: BankingProductBundle, via: bundles}
  - {kind: has_many, target: BankingProductFeatureV4, via: features}
  - {kind: has_many, target: BankingProductConstraintV3, via: constraints}
  - {kind: has_many, target: BankingProductEligibilityV2, via: eligibility}
  - {kind: has_many, target: BankingProductFeeV2, via: fees}
  - {kind: has_many, target: BankingProductDepositRateV2, via: depositRates}
  - {kind: has_many, target: BankingProductLendingRateV3, via: lendingRates}
  - {kind: has_one, target: BankingProductCardArt, via: cardArt}
  - {kind: has_many, target: BankingProductAdditionalInformationV2, via: additionalInformation}
- name: BankingProductFeeV2
  description: A fee attached to a product.
  relationships:
  - {kind: has_many, target: BankingProductDiscountV2, via: discounts}
- name: BankingProductDiscountV2
  relationships:
  - {kind: has_many, target: BankingProductDiscountEligibility, via: eligibility}
- name: BankingProductDepositRateV2
  relationships:
  - {kind: has_many, target: BankingProductRateTierV4, via: tiers}
- name: BankingProductLendingRateV3
  relationships:
  - {kind: has_many, target: BankingProductRateTierV4, via: tiers}
- name: BankingProductRateTierV4
  relationships:
  - {kind: has_many, target: BankingProductRateConditionV2, via: applicabilityConditions}
enumerations:
- name: BankingProductCategoryV2
  note: Product category filter shared between products and accounts (no hard product->account link exists in CDR).