{
  "product_type": "workers_compensation",
  "state": "TX",
  "effective_date": "2025-07-01",
  "expiration_date": "2026-07-01",
  "insured": {
    "name": "Acme Contracting LLC",
    "fein": "12-3456789",
    "class_code": "8810",
    "address": {
      "street": "123 Main St",
      "city": "Austin",
      "state": "TX",
      "zip": "78701"
    },
    "years_in_business": 5,
    "payroll": 750000,
    "employee_count": 25
  },
  "agent_id": "AGT-12345"
}