generated: '2026-07-20'
method: searched
source: openapi/anz-cds-banking-products-openapi.yml (x-scopes extension)
docs: https://consumerdatastandardsaustralia.github.io/standards/#authorisation-scopes
note: >
  The public ANZ Product Reference Data endpoints require NO OAuth scope (they are
  unauthenticated). The scopes below govern the CDR consumer-data-sharing operations
  in the shared DSB Consumer Data Standards banking contract, which ANZ exposes only
  to CDR-accredited Data Recipients under consumer consent. Scope strings are captured
  verbatim from the spec's per-operation x-scopes extension and the Consumer Data
  Standards authorisation-scopes reference.
schemes:
- name: CDR-FAPI-OAuth2
  profile: FAPI 1.0 Advanced
  source: openapi/anz-cds-banking-products-openapi.yml
  flows:
  - flow: authorizationCode
scopes:
- scope: bank:accounts.basic:read
  description: Read basic account information (account list, masked numbers, product category).
  operations: [listBankingAccounts, listBankingBalancesBulk, listBankingBalancesSpecificAccounts, getBankingBalance]
- scope: bank:accounts.detail:read
  description: Read detailed account information including account numbers and features.
  operations: [getBankingAccountDetail]
- scope: bank:transactions:read
  description: Read account transactions.
  operations: [listBankingTransactions, getBankingTransactionDetail]
- scope: bank:regular_payments:read
  description: Read direct debits, scheduled payments and recurring/instalment payment arrangements.
  operations: [listDirectDebits, listDirectDebitsBulk, listDirectDebitsSpecificAccounts, listScheduledPayments, listScheduledPaymentsBulk, listScheduledPaymentsSpecificAccounts, listInstalmentPlans, listInstalmentPlansBulk]
- scope: bank:payees:read
  description: Read saved payees.
  operations: [listBankingPayees, getBankingPayeeDetail]