aid: apurata
name: Apurata
description: >-
  Apurata (legal name Tecno Creditos S.A.C.) is a Peruvian financial-technology
  company, authorized by Peru's banking regulator (SBS), that provides fast fully
  online personal loans and the aCuotaz "buy now, pay later" installment-financing
  product for e-commerce merchants. Consumers borrow from S/100 to S/1,000 with
  funding in as little as 29 minutes, repaid across 1-8 installments. For merchants,
  aCuotaz adds installment checkout with 0% interest options, pays the merchant
  upfront, and integrates via a REST API, webhooks, and prebuilt payment-gateway
  plugins for WooCommerce, Magento 2, Shopify, VTEX, Salesforce, OpenCart, and
  PrestaShop. Apurata also operates aPagos and a Samsung Finance+ financing API.
url: https://raw.githubusercontent.com/api-evangelist/apurata/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
image: https://apurata.com/app/logo512.png
tags:
- Company
- Financial Services
- Fintech
- Lending
- Buy Now Pay Later
- Installment Payments
- Consumer Credit
- Payments
- E-commerce
- Peru
- Latin America
apis:
- aid: apurata:apurata-config-api
  name: Apurata config API
  description: Financing configuration and limits
  humanURL: https://docs.apurata.com/POS/rest_api/
  baseURL: https://apurata.com
  tags:
  - config
  properties:
  - type: OpenAPI
    url: openapi/apurata-config-api-openapi.yml
  - type: Documentation
    url: https://docs.apurata.com/POS/rest_api/
  - type: Authentication
    url: authentication/apurata-authentication.yml
  - type: Webhooks
    url: asyncapi/apurata-acuotaz-webhooks.yml
  - type: AsyncAPI
    url: asyncapi/apurata-acuotaz-asyncapi.yml
- aid: apurata:apurata-orders-api
  name: Apurata orders API
  description: Order lifecycle (create, read, confirm, cancel)
  humanURL: https://docs.apurata.com/POS/rest_api/
  baseURL: https://apurata.com
  tags:
  - orders
  properties:
  - type: OpenAPI
    url: openapi/apurata-orders-api-openapi.yml
  - type: Documentation
    url: https://docs.apurata.com/POS/rest_api/
  - type: Authentication
    url: authentication/apurata-authentication.yml
  - type: Webhooks
    url: asyncapi/apurata-acuotaz-webhooks.yml
  - type: AsyncAPI
    url: asyncapi/apurata-acuotaz-asyncapi.yml
- aid: apurata:apurata-refunds-api
  name: Apurata refunds API
  description: Total and partial refunds
  humanURL: https://docs.apurata.com/POS/rest_api/
  baseURL: https://apurata.com
  tags:
  - refunds
  properties:
  - type: OpenAPI
    url: openapi/apurata-refunds-api-openapi.yml
  - type: Documentation
    url: https://docs.apurata.com/POS/rest_api/
  - type: Authentication
    url: authentication/apurata-authentication.yml
  - type: Webhooks
    url: asyncapi/apurata-acuotaz-webhooks.yml
  - type: AsyncAPI
    url: asyncapi/apurata-acuotaz-asyncapi.yml
- aid: apurata:apurata-widgets-api
  name: Apurata widgets API
  description: Embeddable checkout widgets (HTML)
  humanURL: https://docs.apurata.com/POS/rest_api/
  baseURL: https://apurata.com
  tags:
  - widgets
  properties:
  - type: OpenAPI
    url: openapi/apurata-widgets-api-openapi.yml
  - type: Documentation
    url: https://docs.apurata.com/POS/rest_api/
  - type: Authentication
    url: authentication/apurata-authentication.yml
  - type: Webhooks
    url: asyncapi/apurata-acuotaz-webhooks.yml
  - type: AsyncAPI
    url: asyncapi/apurata-acuotaz-asyncapi.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://apurata.com
- type: DeveloperPortal
  url: https://docs.apurata.com
- type: Documentation
  url: https://docs.apurata.com/POS/intro/
- type: APIReference
  url: https://docs.apurata.com/POS/rest_api/
- type: GettingStarted
  url: https://docs.apurata.com/POS/intro/
- type: Support
  url: https://apurata.com/blog/contacto/
- type: Blog
  url: https://apurata.com/blog/
- type: GitHubOrganization
  url: https://github.com/apurata
- type: TermsOfService
  url: https://apurata.com/blog/terminos-y-condiciones/
- type: PrivacyPolicy
  url: https://apurata.com/blog/privacidad/
- type: SignUp
  url: https://apurata.com/app/
- type: Packages
  url: packages/apurata-packages.yml
- type: SDKs
  url: packages/apurata-packages.yml
- type: Components
  url: components/apurata-components.yml
- type: WellKnown
  url: well-known/apurata-well-known.yml
- type: SecurityTxt
  url: well-known/apurata-security.txt
- type: MCPServer
  url: mcp/apurata-mcp.yml
- type: LLMsTxt
  url: llms/apurata-llms.txt
- type: Overlay
  url: overlays/apurata-acuotaz-pos-overlay.yaml
- type: Conformance
  url: conformance/apurata-conformance.yml
- type: ErrorCatalog
  url: errors/apurata-problem-types.yml
- type: Lifecycle
  url: lifecycle/apurata-lifecycle.yml
- type: Authentication
  url: authentication/apurata-authentication.yml
- type: DomainSecurity
  url: security/apurata-domain-security.yml
- type: VulnerabilityDisclosure
  url: security/apurata-vulnerability-disclosure.yml
- type: Security
  url: https://apurata.com/.well-known/vdp.txt
- type: Sandbox
  url: sandbox/apurata-sandbox.yml
- type: Conventions
  url: conventions/apurata-conventions.yml
- type: Idempotency
  url: conventions/apurata-conventions.yml
- type: DataModel
  url: data-model/apurata-data-model.yml
- type: Webhooks
  url: asyncapi/apurata-acuotaz-webhooks.yml
- type: AsyncAPI
  url: asyncapi/apurata-acuotaz-asyncapi.yml
- type: AgentSkill
  url: skills/_index.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence