# Apurata

> Apurata (Tecno Creditos S.A.C.) is a Peruvian fintech, authorized by Peru's SBS, offering fast online personal loans and the aCuotaz "buy now, pay later" installment product for e-commerce merchants. Merchants integrate installment checkout via a REST API, webhooks, and prebuilt payment-gateway plugins; Apurata pays the merchant upfront while the customer repays in up to 8 installments.

## APIs
- [aCuotaz POS REST API](https://docs.apurata.com/POS/rest_api/): Create and manage installment orders, refunds, and checkout widgets. Base URL https://apurata.com.
- [aPagos REST API](https://docs.apurata.com/apagos/rest_api/): Apurata's aPagos payments product.
- [Samsung Finance+ aCuotaz API v1](https://docs.apurata.com/samsung_finance_plus/sfplus/): Financing application + credit prefetch API for the Samsung Finance+ program.

## Specs
- [OpenAPI (aCuotaz POS, generated)](openapi/apurata-acuotaz-pos-openapi.yml)
- [AsyncAPI (order webhooks, generated)](asyncapi/apurata-acuotaz-asyncapi.yml)

## Docs
- [Developer docs home](https://docs.apurata.com/POS/intro/)
- [Authentication](https://docs.apurata.com/POS/rest_api/authentication/)
- [Create order](https://docs.apurata.com/POS/rest_api/create_order/)
- [Order information](https://docs.apurata.com/POS/rest_api/order_information/)
- [Webhooks](https://docs.apurata.com/POS/webhooks/)
- [Testing / sandbox](https://docs.apurata.com/POS/testing/)
- [Order expiration](https://docs.apurata.com/POS/order_expiration/)
- [Checkout options](https://docs.apurata.com/POS/checkout_options/)

## Integrations
- [GitHub organization](https://github.com/apurata): WooCommerce, Magento 2, Shopify, VTEX, Salesforce, OpenCart, and PrestaShop payment-gateway plugins and widget frameworks.

## Security
- [security.txt](https://apurata.com/.well-known/security.txt)
- [Vulnerability Disclosure Policy](https://apurata.com/.well-known/vdp.txt)

## Company
- [Website](https://apurata.com)
- [Blog](https://apurata.com/blog/)
- [Terms and conditions](https://apurata.com/blog/terminos-y-condiciones/)
- [Privacy notice](https://apurata.com/blog/privacidad/)