aid: at-bay
name: At-Bay
description: >-
  At-Bay is an InsurSec company that combines cyber insurance with proactive
  security monitoring for businesses. Headquartered in New York with offices in
  San Francisco and Tel Aviv, At-Bay underwrites Surplus Cyber, Surplus Tech
  E&O, and Surplus Miscellaneous Professional Liability (MPL) coverage and
  bundles them with the At-Bay Stance security platform (advisory, fraud
  defense, incident response) and 24/7 Managed Detection and Response (MDR)
  across endpoint, email (MXDR), and multi-vector surfaces. At-Bay distributes
  through a network of independent brokers and partners and exposes a
  production-grade REST Partner API (v2) that lets brokerage platforms,
  digital distributors, and agency management systems quote, customize, bind,
  renew, retrieve documents, and receive webhook callbacks for the full
  policy lifecycle. Demo environment at api-demo.at-bay.com lets partners
  integrate without going through Broker of Record clearance.
type: Index
position: Provider
access: 3rd-Party
image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
tags:
  - Insurance
  - Cyber Insurance
  - InsurSec
  - Insurtech
  - Tech E&O
  - Professional Liability
  - MPL
  - Managed Detection And Response
  - MDR
  - Security Monitoring
  - Email Security
  - Endpoint Security
  - Incident Response
  - Brokers
  - Quoting
  - Binding
  - Policy Lifecycle
  - Webhooks
url: https://raw.githubusercontent.com/api-evangelist/at-bay/refs/heads/main/apis.yml
created: '2026-05-25'
modified: '2026-05-25'
specificationVersion: '0.20'
apis:
  - aid: at-bay:at-bay-partner-api
    name: At-Bay Partner API
    tags:
      - Insurance
      - Cyber Insurance
      - Quoting
      - Binding
      - Policy Lifecycle
    humanURL: https://developers.at-bay.com/docs/getting-started
    baseURL: https://api.at-bay.com/v2
    properties:
      - url: https://developers.at-bay.com/docs/getting-started
        type: Documentation
      - url: https://developers.at-bay.com/reference
        type: Reference
      - url: https://developers.at-bay.com/llms.txt
        type: LLMs
      - url: openapi/at-bay-partner-api-openapi.yml
        type: OpenAPI
      - url: json-schema/at-bay-quote-schema.json
        type: JSONSchema
      - url: json-schema/at-bay-policy-schema.json
        type: JSONSchema
      - url: json-ld/at-bay-context.jsonld
        type: JSONLD
      - url: capabilities/quotes.yaml
        type: NaftikoCapability
      - url: capabilities/binding.yaml
        type: NaftikoCapability
      - url: capabilities/documents.yaml
        type: NaftikoCapability
      - url: capabilities/webhooks.yaml
        type: NaftikoCapability
      - url: capabilities/policies.yaml
        type: NaftikoCapability
    description: >-
      End-to-end Partner REST API (v2) for the At-Bay quote-to-bind-to-renew
      workflow. Supports three insurance products selected via the
      `insurance_product` field on the policy object: CYB (Surplus Cyber),
      TEO (Surplus Tech E&O), and MPL (Surplus MPL). Core operations: POST
      /quotes to submit a new quote, GET /quotes/{quote_identifier} polled
      every 10 seconds until status leaves `quote_pending` (typical p90
      under 40 seconds), bind/referral/update operations, document upload
      and download, auto-renewal pause, plus webhook registration and
      verification for asynchronous status callbacks. JWT bearer
      authentication; production at api.at-bay.com/v2 and demo at
      api-demo.at-bay.com/v2. Production submissions are subject to
      Broker-of-Record (BOR) clearance — duplicate domains/addresses within
      60 days are blocked; the demo environment bypasses BOR.
common:
  - type: Website
    url: https://www.at-bay.com
  - type: DeveloperPortal
    url: https://developers.at-bay.com
  - type: Documentation
    url: https://developers.at-bay.com/docs/getting-started
  - type: Reference
    url: https://developers.at-bay.com/reference
  - type: LLMs
    url: https://developers.at-bay.com/llms.txt
  - type: Partnerships
    url: https://www.at-bay.com/about/partnerships/
  - type: Brokers
    url: https://www.at-bay.com/brokers/
  - type: BrokerPlatform
    url: https://www.at-bay.com/brokers/platform/
  - type: Insurance
    url: https://www.at-bay.com/insurance/
  - type: CyberInsurance
    url: https://www.at-bay.com/insurance/cyber/
  - type: TechEO
    url: https://www.at-bay.com/insurance/tech-eo/
  - type: MPL
    url: https://www.at-bay.com/insurance/mpl/
  - type: Stance
    url: https://www.at-bay.com/stance/
  - type: MDR
    url: https://www.at-bay.com/stance/mdr/
  - type: IncidentResponse
    url: https://www.at-bay.com/stance/incident-response/
  - type: Newsroom
    url: https://www.at-bay.com/news/
  - type: About
    url: https://www.at-bay.com/about/
  - type: Careers
    url: https://www.at-bay.com/careers/
  - type: Contact
    url: https://www.at-bay.com/contact/
  - type: Login
    url: https://platform.at-bay.com/
  - type: GitHub
    url: https://github.com/at-bay
  - type: LinkedIn
    url: https://www.linkedin.com/company/at-bay-insurance
  - type: Twitter
    url: https://twitter.com/AtBayInsurance
  - type: Plans
    url: plans/at-bay-plans-pricing.yml
  - type: RateLimits
    url: rate-limits/at-bay-rate-limits.yml
  - type: FinOps
    url: finops/at-bay-finops.yml
  - type: Vocabulary
    url: vocabulary/at-bay-vocabulary.yml
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com