specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: At-Bay
providerId: at-bay
created: '2026-05-25'
modified: '2026-05-25'
reconciled: false
tags:
  - Insurance
  - Cyber Insurance
  - Tech E&O
  - MPL
description: >-
  At-Bay does not publish list pricing for partner API access. Access is
  partnership-gated via partnerships@at-bay.com / digital@at-bay.com. The
  commercial product is the insurance policy itself — premium is underwriter-
  and submission-dependent. Insurance premiums vary by industry, revenue,
  coverage limit, retention, and risk profile. This file enumerates the
  insurance product surface; cost data must be sourced from a bound quote.
sources:
  - https://www.at-bay.com/about/partnerships/
  - https://www.at-bay.com/brokers/platform/
  - https://developers.at-bay.com/
plans:
  - id: partner-api-access
    name: Partner API Access
    type: partnership
    description: >-
      White-label / branded platform access to the At-Bay v2 REST API.
      Onboarding includes a demo environment (api-demo.at-bay.com) and a
      designated partnership success lead. Contact partnerships@at-bay.com.
    entries:
      - label: API access
        name: api_access
        type: contact-sales
        metric: contract
        timeFrame: annual
        geo: US
        unit: 1
        price: 'Contact Sales'
        description: Partner contract required; no public pricing.
  - id: surplus-cyber
    name: Surplus Cyber Insurance
    type: insurance-policy
    description: >-
      Surplus-lines cyber insurance policy. Premium is quoted per submission;
      bindable in under 2 minutes for businesses up to $100M revenue; up to
      $5B revenue with underwriter approval.
    entries:
      - label: Premium
        name: premium
        type: quoted
        metric: policy
        timeFrame: annual
        geo: US
        unit: 1
        price: 'Quoted'
        description: Per-submission premium determined by underwriting.
  - id: surplus-tech-eo
    name: Surplus Tech E&O Insurance
    type: insurance-policy
    description: Surplus-lines technology errors & omissions coverage.
    entries:
      - label: Premium
        name: premium
        type: quoted
        metric: policy
        timeFrame: annual
        geo: US
        unit: 1
        price: 'Quoted'
  - id: surplus-mpl
    name: Surplus MPL Insurance
    type: insurance-policy
    description: Surplus-lines miscellaneous professional liability coverage.
    entries:
      - label: Premium
        name: premium
        type: quoted
        metric: policy
        timeFrame: annual
        geo: US
        unit: 1
        price: 'Quoted'