openapi: 3.2.0
info:
  title: Atlar API (v2) External Accounts API
  description: Atlar API (v2)
  version: '0.1'
  contact:
    email: support@atlar.com
  license:
    name: Apache 2.0
    url: https://www.apache.org/licenses/LICENSE-2.0.txt
servers:
- url: https://api.atlar.com
tags:
- name: External Accounts
  description: External accounts are financial accounts held by counterparties at financial institutions.
  x-displayName: External Accounts
paths:
  /payments/v2/external-accounts:
    post:
      summary: Create external account
      description: Create an external account associated with a Counterparty. A maximum of 25 accounts can be created per counterparty.
      tags:
      - External Accounts
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CreateExternalAccountRequest'
      responses:
        '201':
          description: Created account.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ExternalAccount'
        '400':
          $ref: '#/components/responses/BadRequest'
      security:
      - basicAuth:
        - external_accounts:create
      operationId: postPaymentsV2ExternalAccounts
      x-operation-id-source: derived
    get:
      summary: List external accounts
      description: Returns a list of external accounts. For further details on Pagination, see general section above.
      tags:
      - External Accounts
      parameters:
      - description: Free text search of external account identifiers.
        in: query
        name: query
        schema:
          type: string
          minLength: 3
          maxLength: 255
      - description: The ID of a counterparty.
        in: query
        name: counterpartyId
        schema:
          type: string
      - in: query
        name: entityIdsIn
        explode: true
        schema:
          type: array
          items:
            type: string
      - $ref: '#/components/parameters/QueryLimit'
      - $ref: '#/components/parameters/PaginationToken'
      responses:
        '200':
          description: List of external accounts.
          content:
            application/json:
              schema:
                allOf:
                - $ref: '#/components/schemas/ListResponse'
                - properties:
                    items:
                      items:
                        $ref: '#/components/schemas/ExternalAccount'
                      type: array
                  type: object
        '400':
          $ref: '#/components/responses/BadRequest'
      security:
      - basicAuth:
        - external_accounts:read
      operationId: getPaymentsV2ExternalAccounts
      x-operation-id-source: derived
  /payments/v2/external-accounts/{id}:
    get:
      summary: Get external account
      description: Retrieve a specific external account.
      tags:
      - External Accounts
      parameters:
      - $ref: '#/components/parameters/ResourceIDOrExternalID'
      responses:
        '200':
          description: An external account.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ExternalAccount'
        '404':
          $ref: '#/components/responses/NotFound'
      security:
      - basicAuth:
        - external_accounts:read
      operationId: getPaymentsV2ExternalAccountsById
      x-operation-id-source: derived
    patch:
      summary: Update external account
      description: Update external account.
      tags:
      - External Accounts
      parameters:
      - $ref: '#/components/parameters/ResourceIDOrExternalID'
      - $ref: '#/components/parameters/IfMatchETag'
      requestBody:
        content:
          application/json-patch+json:
            schema:
              $ref: '#/components/schemas/ExternalAccountJSONPatchRequest'
            examples:
              addIdentifier:
                summary: Add an account identifier
                value:
                - op: add
                  path: /identifiers/-
                  value:
                    type: IBAN
                    market: DE
                    number: DE75512108001245126199
              addRouting:
                summary: Add routing identifier (e.g. a BIC)
                value:
                - op: add
                  path: /routing/-
                  value:
                    type: BIC
                    number: DEUTDEFFXXX
              assignAlias:
                summary: Assign an alias
                value:
                - op: replace
                  path: /alias
                  value: My Account
      responses:
        '200':
          description: Updated account.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ExternalAccount'
        '404':
          $ref: '#/components/responses/NotFound'
      security:
      - basicAuth:
        - external_accounts:update
      operationId: patchPaymentsV2ExternalAccountsById
      x-operation-id-source: derived
    delete:
      summary: Delete external account
      description: Deletes the specified external account.
      tags:
      - External Accounts
      parameters:
      - $ref: '#/components/parameters/ResourceIDOrExternalID'
      responses:
        '204':
          $ref: '#/components/responses/NoContent'
        '404':
          $ref: '#/components/responses/NotFound'
      security:
      - basicAuth:
        - external_accounts:delete
      operationId: deletePaymentsV2ExternalAccountsById
      x-operation-id-source: derived
components:
  responses:
    BadRequest:
      description: Bad request.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          example:
            status: 400
            message: There is some problem with the data you submitted.
    NoContent:
      description: No content.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          example:
            status: 204
    NotFound:
      description: Resource not found.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          example:
            status: 404
            message: Resource not found.
  schemas:
    RoutingIdentifierType:
      type: string
      enum:
      - BIC
      - AT_BLZ
      - AU_BSB
      - BD_BRN
      - BR_BRANCH
      - BR_COMPE
      - BR_ISP
      - CA_CPA
      - CH_BCC
      - CH_SIC
      - CL_SBIF
      - CN_APS
      - CZ_NBC
      - DE_BLZ
      - ES_NCC
      - GB_DSC
      - GR_BIC
      - HK_NCC
      - IE_NCC
      - IL_NCC
      - IN_FSC
      - IT_NCC
      - JP_ZGN
      - KR_BOK
      - KR_KFTC
      - MX_ABM
      - MY_NCC
      - NZ_NCC
      - PH_BRSTN
      - PL_KNR
      - PT_NCC
      - RU_CBC
      - SE_SBA
      - SG_IBG
      - TH_CBC
      - TW_NCC
      - US_ABA
      - US_PID
      - VN_CITAD
      - ZA_NCC
      description: A routing identifier of type `BIC` must be provided to support cross-border/SWIFT payments.
      example: BIC
    ExternalAccountJSONPatchRequest:
      description: JSON Patch request to update an external account.
      externalDocs:
        url: https://jsonpatch.com/
      type: array
      items:
        oneOf:
        - $ref: '#/components/schemas/ExternalAccountJSONPatchRemoveAlias'
        - $ref: '#/components/schemas/ExternalAccountJSONPatchReplaceAlias'
        - $ref: '#/components/schemas/ExternalAccountJSONPatchAddIdentifiers'
        - $ref: '#/components/schemas/ExternalAccountJSONPatchAddRouting'
    ExternalAccountJSONPatchReplaceAlias:
      description: Set alias.
      type: object
      properties:
        op:
          type: string
          enum:
          - replace
        path:
          type: string
          enum:
          - /alias
        value:
          type: string
          minLength: 1
          maxLength: 255
      additionalProperties: false
      required:
      - op
      - path
      - value
    ExternalAccount:
      type: object
      description: An `ExternalAccount` represents an account that does not belong to your organization. A `Counterparty` can have multiple external accounts.
      properties:
        id:
          $ref: '#/components/schemas/ResourceID'
          examples:
          - eac2d761-c984-4072-ae39-018d6e77c24e
        organizationId:
          $ref: '#/components/schemas/OrganizationID'
        counterpartyId:
          example: c151b61e-33cc-4f89-ac8d-328f9efa59e9
          type: string
          description: The ID of the counterparty to which this external account belongs.
          readOnly: true
        entityIds:
          type: array
          items:
            $ref: '#/components/schemas/ResourceID'
          maxItems: 100
          uniqueItems: true
          readOnly: true
          x-omitempty: true
        market:
          $ref: '#/components/schemas/MarketCode'
          readOnly: true
        name:
          description: 'Name of the account.


            This is a read-only derived property. It will take the value of `alias` if `alias` is set, otherwise it will be a display name derived from the account number(s).'
          example: My Business Account
          type: string
          maxLength: 255
          readOnly: true
        alias:
          description: An additional name, an alias, for the account.
          example: My Business Account
          type: string
          maxLength: 255
          readOnly: true
        identifiers:
          type: array
          items:
            $ref: '#/components/schemas/AccountIdentifier'
          minItems: 1
          uniqueItems: true
          readOnly: true
        routing:
          type: array
          items:
            $ref: '#/components/schemas/RoutingIdentifier'
          uniqueItems: true
          readOnly: true
          x-omitempty: true
        externalId:
          $ref: '#/components/schemas/ExternalID'
          readOnly: true
        metadata:
          $ref: '#/components/schemas/Metadata'
          readOnly: true
        created:
          $ref: '#/components/schemas/CreatedTimestamp'
        updated:
          $ref: '#/components/schemas/UpdatedTimestamp'
        version:
          $ref: '#/components/schemas/ResourceVersion'
        etag:
          $ref: '#/components/schemas/ETag'
      required:
      - id
      - organizationId
      - counterpartyId
      - market
      - name
      - identifiers
      - created
      - updated
      - version
      - etag
    UpdatedTimestamp:
      type: string
      format: date-time
      description: Time at which the resource was last updated.
      example: '2022-05-04T18:47:32.213842599Z'
      readOnly: true
    ETag:
      type: string
      description: '[ETag](https://en.wikipedia.org/wiki/HTTP_ETag) based on the

        resource version. This can be passed along in `If-Match` HTTP

        header when updating a resource to perform a conditional

        update.'
      pattern: ^version:\d{1,4}$
      example: version:3
      readOnly: true
      externalDocs:
        url: https://en.wikipedia.org/wiki/HTTP_ETag
    ListResponse:
      type: object
      properties:
        items:
          description: A list of resources.
        nextToken:
          description: 'Pagination token for next page.

            The value will be a non-empty string if there are more resources to be fetched.

            The value will be an empty string if there are no more resources to be fetched.'
          type: string
          example: eyIxIjogIlRoaXMgaXMgYSBkdW1teSBwYWdpbmF0aW9uIHRva2VuLiJ9
        token:
          description: 'The pagination token that was used for this request.

            The value will be an empty string if no `token` query parameter was provided with the request.'
          type: string
          example: eyIwIjogIlRoaXMgaXMgYSBkdW1teSBwYWdpbmF0aW9uIHRva2VuLiJ9
        limit:
          description: The page limit that was used for this request.
          example: 100
          type: integer
      required:
      - items
      - nextToken
      - token
      - limit
    ResourceID:
      type: string
      description: Unique resource identifier.
      minLength: 32
      maxLength: 64
      examples:
      - 2ed9a3ee-60aa-4f9f-a858-2eed4eefbbc8
    CreateExternalAccountRequest:
      type: object
      properties:
        counterpartyId:
          example: c151b61e-33cc-4f89-ac8d-328f9efa59e9
          type: string
          description: The ID of the counterparty to which this external account belongs.
        market:
          $ref: '#/components/schemas/MarketCode'
        identifiers:
          type: array
          items:
            $ref: '#/components/schemas/AccountIdentifier'
          minItems: 1
          maxItems: 1
          uniqueItems: true
        routing:
          type: array
          items:
            $ref: '#/components/schemas/RoutingIdentifier'
          maxItems: 5
          uniqueItems: true
          x-omitempty: true
        alias:
          description: An additional name, an alias, for the account.
          type: string
          maxLength: 255
        externalId:
          $ref: '#/components/schemas/ExternalID'
        metadata:
          $ref: '#/components/schemas/Metadata'
      required:
      - counterpartyId
      - market
      - identifiers
    ExternalAccountJSONPatchRemoveAlias:
      description: Remove alias.
      type: object
      properties:
        op:
          type: string
          enum:
          - remove
        path:
          type: string
          enum:
          - /alias
      additionalProperties: false
      required:
      - op
      - path
    MarketCode:
      type: string
      description: Two-letter ISO 3166-1 alpha2 country code.
      example: DE
      minLength: 2
      maxLength: 2
      pattern: ^[A-Z]{2,2}$
    RoutingConstraints:
      description: Constraints on a `RoutingIdentifier`.
      type: object
      properties:
        accountNumberType:
          $ref: '#/components/schemas/AccountIdentifierType'
          x-go-type-skip-optional-pointer: true
        scheme:
          type: string
    AccountIdentifierType:
      type: string
      enum:
      - IBAN
      - NUMBER
      - ADYEN
      - AU_BPAY_BILLER_CODE
      - DK_FIK
      - INVESTMENT_NUMBER
      - NATIONAL_ID_NUMBER
      - PAYPAL
      - PROPRIETARY
      - SE_BANKGIRO
      - SE_PLUSGIRO
      - SOLDO
      - WALLET_ADYEN_BALANCE_PLATFORM
      - WALLET_AIRWALLEX
      - WALLET_AIRWALLEX_NUMBER
      - WALLET_CURRENCYCLOUD
      - WALLET_FLASH_PAYMENTS
      - WALLET_FREEMARKET
      - WALLET_HYPERWALLET
      - WALLET_INPAY
      - WALLET_LEAD
      - WALLET_MERCURY
      - WALLET_MONEYCORP
      - WALLET_PAYHAWK
      - WALLET_REVOLUT
      - WALLET_SKRILL
      - WALLET_STRIPE
      - WALLET_SWISSQUOTE
      - WALLET_UNIT
      description: 'Account Identifier type. Choose among:

        <ul>

        <li><code>IBAN</code> — IBAN</li>

        <li><code>NUMBER</code> — Account number</li>

        <li><code>ADYEN</code> — Adyen identifier</li>

        <li><code>AU_BPAY_BILLER_CODE</code> — Australian BPAY Biller Code</li>

        <li><code>DK_FIK</code> — FIK creditor number</li>

        <li><code>INVESTMENT_NUMBER</code> — Investment number</li>

        <li><code>NATIONAL_ID_NUMBER</code> — National Identification Number</li>

        <li><code>PAYPAL</code> — PayPal wallet identifier</li>

        <li><code>PROPRIETARY</code> — Proprietary identifier</li>

        <li><code>SE_BANKGIRO</code> — <a href="https://www.bankgirot.se/en/">Bankgiro number</a></li>

        <li><code>SE_PLUSGIRO</code> — <a href="https://www.nordea.se/foretag/produkter/betala/plusgirot.html">Plusgiro number</a></li>

        <li><code>SOLDO</code> — Soldo entity identifier</li>

        <li><code>WALLET_ADYEN_BALANCE_PLATFORM</code> — Adyen balance platform wallet identifier</li>

        <li><code>WALLET_AIRWALLEX</code> — Airwallex wallet identifier</li>

        <li><code>WALLET_AIRWALLEX_NUMBER</code> — Airwallex account number</li>

        <li><code>WALLET_CURRENCYCLOUD</code> — Currencycloud wallet identifier</li>

        <li><code>WALLET_FLASH_PAYMENTS</code> — Flash Payments wallet identifier</li>

        <li><code>WALLET_FREEMARKET</code> — Freemarket wallet identifier</li>

        <li><code>WALLET_HYPERWALLET</code> — Hyperwallet wallet identifier</li>

        <li><code>WALLET_INPAY</code> — Inpay account identifier</li>

        <li><code>WALLET_LEAD</code> — Lead wallet identifier</li>

        <li><code>WALLET_MERCURY</code> — Mercury wallet identifier</li>

        <li><code>WALLET_MONEYCORP</code> — Moneycorp wallet identifier</li>

        <li><code>WALLET_PAYHAWK</code> — Payhawk wallet identifier</li>

        <li><code>WALLET_REVOLUT</code> — Revolut wallet identifier</li>

        <li><code>WALLET_SKRILL</code> — Skrill wallet identifier</li>

        <li><code>WALLET_STRIPE</code> — Stripe wallet identifier</li>

        <li><code>WALLET_SWISSQUOTE</code> — Swissquote wallet identifier</li>

        <li><code>WALLET_UNIT</code> — Unit wallet identifier</li>

        </ul>

        For further information please refer to <a href="https://docs.atlar.com/v2.0/docs/payment-details#account-identifiers">Account Identifiers</a>'
      example: IBAN
    RoutingIdentifier:
      type: object
      properties:
        type:
          $ref: '#/components/schemas/RoutingIdentifierType'
        number:
          type: string
          description: The form of the routing number depends on `type`. E.g. for `BIC` the value should be an 8 or 11 character BIC/SWIFT code. For `GB_DSC` (UK domestic routing) the value should be a six digit sort code.
          minLength: 1
          maxLength: 255
        invalid:
          type: boolean
          description: Will be `true` if the routing identifier is invalid according to Atlar validation rules.
          readOnly: true
        constraints:
          $ref: '#/components/schemas/RoutingConstraints'
      required:
      - type
      - number
      examples:
      - type: BIC
        number: BUKBGB22
      - type: US_ABA
        number: '123456789'
      - type: DE_BLZ
        number: '12345678'
      - type: SE_SBA
        number: '9960'
      - type: BIC
        number: '123'
        invalid: true
    ErrorDetails:
      type: object
      description: Error detail.
      properties:
        code:
          description: An error code for this error. Not always present.
          example: invalid_value
          type: string
        error:
          description: A description of this specific error.
          example: Must be one of [direct_debits mandates payments]
          type: string
        field:
          description: The field which has an error. This only set if the error has to do with a specific field, such as for validation errors. Nested fields are concatenated with `.`, as well as indexed fields in lists.
          example: filter.0.resource
          type: string
    ExternalAccountJSONPatchAddRouting:
      description: Adds a routing identifier.
      type: object
      properties:
        op:
          type: string
          enum:
          - add
        path:
          type: string
          enum:
          - /routing/-
        value:
          $ref: '#/components/schemas/RoutingIdentifier'
      additionalProperties: false
      required:
      - op
      - path
      - value
    CreatedTimestamp:
      type: string
      format: date-time
      description: Time at which the resource was created.
      example: '2022-05-04T18:31:12.889104898Z'
      readOnly: true
    ExternalAccountJSONPatchAddIdentifiers:
      description: Adds an account identifier.
      type: object
      properties:
        op:
          type: string
          enum:
          - add
        path:
          type: string
          enum:
          - /identifiers/-
        value:
          $ref: '#/components/schemas/AccountIdentifier'
      additionalProperties: false
      required:
      - op
      - path
      - value
    ResourceVersion:
      type: integer
      description: 'Resource version. Starts at value `1` when the resource is

        created and increases by one for each successive update.'
      example: 1
      minimum: 1
      readOnly: true
    ErrorResponse:
      type: object
      description: Error response.
      properties:
        status:
          description: The HTTP status code.
          example: 400
          type: integer
          readOnly: true
        message:
          description: A top-level message describing the error(s).
          example: There is some problem with the data you submitted.
          type: string
          readOnly: true
        details:
          description: A list of details for each error that occurred.
          items:
            $ref: '#/components/schemas/ErrorDetails'
          type: array
          readOnly: true
          x-omitempty: true
    OrganizationID:
      type: string
      description: Unique resource identifier for an Organization.
      examples:
      - 0160f6ab-5741-49e1-af46-9138927e547e
    Metadata:
      type:
      - object
      - 'null'
      additionalProperties:
        type: string
      description: 'Metadata is a `string-string` key-value container that

        can be used to store information known at the time of resource

        creation. This can be retrieved later on, for instance when a

        payment or expected transaction is reconciled with the booked

        transaction on the bank statement.


        Metadata can have at most 20 entries. Keys may have a

        maximum length of 64 chars and values a maximum length of 512

        chars.


        By default, this field is optional. It is possible to make it

        required in the Atlar Dashboard by visiting the [Metadata keys

        page](https://app.atlar.com/metadata-keys). Requirement rules

        can be specified per API resource. Both the Dashboard and the

        API will then enforce these rules and give validation errors

        when the required fields are not set.'
      maxProperties: 20
      example:
        my_metadata_key: 2a9a79b9-601c-449b-aa05-432f41dbbc4a
      x-omitempty: true
    ExternalID:
      type: string
      pattern: ^[a-zA-Z0-9._\-+=]{1,64}$
      description: External ID is optional to use, but if used, the Atlar platform will persist it, index it, as well as require it to be unique across all resources. It is possible to retrieve a resource using the external ID using the prefix `external:`.
      example: walVNuin6X5Mvte4xhg1ibTAVSACfN4Q9hl
      x-omitempty: true
    AccountIdentifier:
      type: object
      properties:
        type:
          $ref: '#/components/schemas/AccountIdentifierType'
        market:
          $ref: '#/components/schemas/MarketCode'
          description: 'The market of the `AccountIdentifier` specifies in which market-context the identifier should be treated.


            A `NUMBER` from Sweden does not look and does not validate in the same way as a `NUMBER` from GB. The market

            code is, in most cases, the same as where the account itself is domiciled, but not necessarily. An examples

            of this discrepancy is Jersey which may have domiciled accounts with market `JE`, but the account identifier

            would be an `IBAN` with country code `GB`.'
        number:
          type: string
          description: The unformatted identifier itself. For type `NUMBER` the structure of the account number is country-specific.
          minLength: 1
          maxLength: 255
        invalid:
          type: boolean
          description: Will be `true` if the account identifier is invalid according to Atlar account identifier validation rules.
          readOnly: true
      required:
      - type
      - market
      - number
      examples:
      - type: IBAN
        market: DE
        number: DE75512108001245126199
      - type: NUMBER
        market: GB
        number: '12345678'
      - type: NUMBER
        market: SE
        number: '6114517182351'
      - type: IBAN
        market: DE
        number: '123'
        invalid: true
  parameters:
    PaginationToken:
      in: query
      name: token
      description: If a query response contains a non-empty `nextToken`, use that value as `token` query parameter to continue pagination.
      schema:
        type: string
    ResourceIDOrExternalID:
      in: path
      name: id
      description: Atlar resource ID or External ID. Prefix External IDs with `external:`.
      schema:
        type: string
        pattern: ^external:[a-zA-Z0-9._\-+=]{1,64}$|^[a-zA-Z0-9\-]{1,256}$
      required: true
    IfMatchETag:
      in: header
      name: If-Match
      description: ETag (version) of resource to be updated.
      schema:
        type: string
        pattern: ^version:\d{1,4}$
      examples:
        versionNumberETag:
          value: version:1
    QueryLimit:
      in: query
      name: limit
      description: Limit the number of items in resulting query response.
      schema:
        type: integer
        default: 100
        minimum: 1
        maximum: 500
  securitySchemes:
    basicAuth:
      type: http
      scheme: basic
x-tagGroups:
- name: Atlar Accounting API
  tags:
  - Documents
  - GL Entities
  - GL Accounts
- name: Atlar Analytics API
  tags:
  - Forecasted Transactions
- name: Atlar Connectivity API
  tags:
  - Connections
- name: Atlar Payments API
  tags:
  - Credit Transfers
  - Direct Debits
  - External Accounts
  - Counterparties
  - Mandates
  - Events (webhooks)
  - Regulatory Reporting
- name: Atlar Financial Data API
  tags:
  - Accounts
  - Transactions
  - Pending Transactions
  - Entities
  - Investments
- name: Atlar IAM API
  tags:
  - OAuth
  - Audit logs
- name: Atlar Platform API
  tags:
  - Webhooks
x-provenance:
  method: searched
  source: https://docs.atlar.com/reference
  harvested: '2026-10-14'
  tool: harvest-readme-openapi.py
  note: Assembled verbatim from the OpenAPI definition ReadMe embeds in each operation page of the provider's developer portal; paths and components merged by API title, nothing authored.
  assembled_from:
  - https://docs.atlar.com/reference/delete_accounting-v2beta-documents-id.md
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  - https://docs.atlar.com/reference/delete_financial-data-v2-entities-id-1.md
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