generated: '2026-07-18'
method: searched
source: https://docs.atratopago.com/reference/webhook.md + reference specs
test_vs_live:
  model: separate-host
  note: Atrato ships a dedicated sandbox host and a sandbox partner dashboard; no test-vs-live key prefix
    is used (auth is username/password -> x-auth-token).
hosts:
  api_sandbox: https://api-sandbox.atratopago.com
  partner_dashboard_sandbox: https://sandbox-comercios.atratopago.com/v3/partner
  partner_dashboard_production: https://comercios.atratopago.com/v3/partner
credentials:
  how: Partner-dashboard username/password exchanged at POST /api/v4/integration/login for a 5-minute
    x-auth-token; ecommerce partner-key from dashboard Development > API.
  published_test_values: null
note: Atrato is a BNPL provider; the docs do not publish magic test card numbers or fixed test identifiers.
  Sandbox is exercised with real partner sandbox credentials.