generated: '2026-07-20'
method: derived
source: openapi/auswide-bank-cds-banking-products-openapi.yml
docs: https://consumerdatastandardsaustralia.github.io/standards/#banking-products
note: >-
  Entity-relationship graph derived from the CDS banking product schemas
  (ResponseBankingProductListV4 -> BankingProductV4; ResponseBankingProductByIdV7
  -> BankingProductDetailV7). Scoped to the public Product Reference Data surface.
entities:
- name: BankingProduct
  id_field: productId
  id_type: BankingProductId (data-holder-specific, not permanence-guaranteed)
  category_enum: BankingProductCategoryV2
  summary: Summary product returned by GET /banking/products (list view).
- name: BankingProductDetail
  extends: BankingProduct
  summary: Full product returned by GET /banking/products/{productId} (allOf BankingProductV4 + detail).
- name: BankingProductFeature
  schema: BankingProductFeatureV4
- name: BankingProductConstraint
  schema: BankingProductConstraintV3
- name: BankingProductEligibility
  schema: BankingProductEligibilityV2
- name: BankingProductFee
  schema: BankingProductFeeV2
- name: BankingProductDepositRate
  schema: BankingProductDepositRateV2
- name: BankingProductLendingRate
  schema: BankingProductLendingRateV3
- name: BankingProductBundle
  schema: BankingProductBundle
- name: BankingProductInstalments
  schema: BankingProductInstalments
relationships:
- from: BankingProductDetail
  to: BankingProductFeature
  kind: has_many
  via: features
- from: BankingProductDetail
  to: BankingProductConstraint
  kind: has_many
  via: constraints
- from: BankingProductDetail
  to: BankingProductEligibility
  kind: has_many
  via: eligibility
- from: BankingProductDetail
  to: BankingProductFee
  kind: has_many
  via: fees
- from: BankingProductDetail
  to: BankingProductDepositRate
  kind: has_many
  via: depositRates
- from: BankingProductDetail
  to: BankingProductLendingRate
  kind: has_many
  via: lendingRates
- from: BankingProductDetail
  to: BankingProductBundle
  kind: has_many
  via: bundles
- from: BankingProductDetail
  to: BankingProductInstalments
  kind: has_one
  via: instalments
- from: BankingProductBundle
  to: BankingProduct
  kind: has_many
  via: productIds
  note: References other products participating in the same bundle.