openapi: 3.2.0
info:
  title: AutoFi Authorization API
  description: "\n# Introduction\n Welcome to the AutoFi REST API. Our API has predictable resource-oriented URLs, accepts JSON-encoded request bodies, returns JSON-encoded responses, and uses standard HTTP response codes, authentication, and verbs.\n\n# HTTP Requests\n### Environments\nEnvironment | URL\n----------------|-------------\nTest Sandbox | https://api-uat.autofi.com\nProduction | https://api.autofi.com\n\n### Request Headers\n\nThe `Content-Type` header for `POST` and `PUT` requests should be set to `application/json` unless otherwise noted.\n\nHeader | Value\n----------------|-------------\nContent-Type | application/json\n\n### Response Headers\nHeader | Value\n----------------|-------------\nX-RateLimit-Limit | Request quota\nX-RateLimit-Reset | UNIX timestamp the request quota will be reset after exceeding it\nX-RateLimit-Remaining | Remaining requests in quota\nRetry-After | Time in seconds to retry after\nX-Response-Time | The time in milliseconds it took to respond to the request\n\n# HTTP Responses\nAutoFi uses standard HTTP response codes to indicate the success or failure of an API request. \n\n## Successful requests\nHTTP requests that are successfully processed returns `2xx` status codes.\n\n| Status code | Description |\n| -- | -- |\n| **200 OK** | The request was successfully processed and requested content is returned in the response body. |\n| **201 Created** | The request was successfully processed and a new resource was created. |\n| **204 No Content** | The request was successfully processed and the response body has no content. |\n\n## Failed Requests\nHTTP requests that are not successfully processed, due to a client or server error, returns `4xx` or `5xx` status codes respectively.\n\n### HTTP 4XX status codes\n| Status code | Description \n| -- | -- |\n| **400 Bad Request** | The request cannot be processed. Typically due to a malformed payload.\n| **401 Unauthorized** | The request has invalid credentials (token).\n| **403 Forbidden** | The request has insufficient privileges.\n| **404 Not Found** | The requested resource could not be found.\n| **405 Method Not Allowed** | The API does not allow this method.\n| **415 Unsupported Media Type** | The payload format is not supported. [AutoFi request headers](#request-headers).\n| **429 Too Many Requests** | There were too many request in a given amount of time.\n\n### Error response definition\nMost types of errors have the following structure:\n| field | Description \n| --- | --- \n| code | reference to the status code of the response\n| message | defines the error type \n| errors | contains an array of objects with the description for an error or multiple errors generated.\n\n### Error Types\n\n`4xx` Errors can be thrown for different reasons. The following section describes common shapes for the error objects returned.\n\n#### Validation Errors\nValidation errors return a `400` status code indicating a `Bad Request`.\n\n| Parameter type | Description \n| --- | --- \n| string | `dob`, `email`, `phone`, etc., have formats and possibly character restrictions which must be observed. e.g. `phone` must be a 10 character long string that contains only numbers.\n| number | `apr`, `downPayment`, `term`, etc., have range requirements which must be observed. e.g. `apr` must be a number between [0...1]. \n| integer | `timeInMonths`, `monthlyPayment`, `year`, etc., have range requirements which must be observed.  \n\n\n> #### Example Response `400 Bad Request`\n>  ```json\n> {\n>   \"code\": 400,\n>   \"message\": \"Validation Error\",\n>   \"errors\": [\n>       {\n>         \"description\": \"Required field \\\"applicant\\\" was not provided.\"\n>       },\n>       {\n>         \"description\": \"Field \\\"cosigner.email\\\" is invalid: io.\"\n>       }\n>   ]\n> }\n>  ```\n\n\n#### Authorization Errors\nAuthorization errors return a `401` status code indicating a `Unauthorized`.\nMost endpoints will return some of the following errors in case of an invalid\n(malformed or expired) or absent authorization token, indicating that a new \ntoken must be requested.\n\n> #### Example Response `401 `\n>  ```json\n> {\n>     \"error\": \"UnauthorizedError: invalid token\"\n> }\n>  ```\n>  ```json\n> {\n>     \"error\": \"UnauthorizedError: No authorization token was found\"\n> }\n>  ```\n>  ```json\n> {\n>     \"error\": \"UnauthorizedError: Format is Authorization: Bearer [token]\"\n> }\n>  ```\n>  ```json\n> {\n>     \"error\": \"UnauthorizedError: jwt malformed\"\n> }\n>  ```\n\n#### Not Found Errors\nNot Found errors return a `404` status code indicating a `Not Found`.\n\n> #### Example Response `404 Not found`\n>  ```json\n> {\n>     \"error\": \"Error: Not Found\"\n> }\n>  ```\n\n#### Rate Limiting\nIf the server is receiving an excessive amount of requests from a \nparticular user, it may return errors with a `429` status code \nindicating `Too many requests`.\n\n> #### Example Response `429 Too many requests`\n>  ```json\n> {\n>   \"code\": 429,\n>   \"message\": \"Account limit exceeded.\",\n> }\n>  ```\n\n\n### HTTP 5XX status codes\n| Http Status | Description |\n| -- | -- |\n| **500 Internal Server Error** | An unexpected error occurred, preventing successfully processing the request. |\n| **503 Service Unavailable** | An AutoFi service is unavailable, preventing successfully processing the request. |   \n\n> See the [Hypertext Transfer Protocol (HTTP)](https://datatracker.ietf.org/doc/html/rfc7231) or the [MDN docs](https://developer.mozilla.org/en-US/docs/Web/HTTP/Status) for more details.\n\n### Error Type\n\n#### 503 Service Unavailable\nService unavailable error is returned when our servers is not available to process and return a response.\n\n> #### Example Response `503 service unavailable`\n>  ```json\n> {\n>   \"code\": 503,\n>   \"message\": \"Service Unavailable\",\n>   \"errors\": [\n>       {\n>         \"description\": \"Service Unavailable\"\n>       },\n>   ]\n> }\n>  ```\n"
  version: 1.0.0
  x-logo:
    url: https://app.autofi.com/images/email-autofi-logo.png
    backgroundColor: '#FFFFFF'
    altText: AutoFi
    href: /
servers:
- url: https://api.autofi.com
  description: Production server
- url: https://api-uat.autofi.com
  description: Sandbox server
security:
- bearerAuth: []
tags:
- name: Authorization
  description: 'To authorize requests to the AutoFi API you will need an `Access Token` (JWT).


    Requesting an `Access Token` requires authentication credentials which you can retrieve from the AutoFi admin panel (coming soon).


    Once you have your `Access Token` you pass it in along in the authorization HTTP header like this:

    ```

    curl -X GET "https://api-uat.autofi.com/v1/loan-application/abcde" \

    -H "Authorization: Bearer 714552c6148e1617aeab526d0606184b94a80ec048fc09894ff1a72b740c5f19"

    ```

    Generally, all API endpoints require token authorization, except where noted otherwise (the endpoint description will be lacking the Authorization requirement).

    '
paths:
  /auth/token:
    post:
      security: []
      summary: Request an access token (JWT)
      description: 'Authenticate with your account''s API client credentials to retrieve an access token.


        The access token is required to authorize API requests.

        '
      tags:
      - Authorization
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/AccessToken'
            example:
              clientId: avWXpEjNfB7QgjH9hs3rokgZVQgUiiG6
              clientSecret: LWFE=QRv4uqcM/Vx*c>HnPQXMj3BWzpMpvgeg[URM>9YT/rZVYKT9tPbuRdvQiAf
      responses:
        '200':
          description: JWT
          content:
            application/json:
              schema:
                type: object
                properties:
                  access_token:
                    type: string
                    description: JSON Web Token format
                  expires_in:
                    type: integer
                    description: number of `seconds` after token issuance the token expires in
                    example: 86400
                  token_type:
                    type: string
                    example: Bearer
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AuthorizationError'
components:
  schemas:
    AccessToken:
      type: object
      required:
      - clientId
      - clientSecret
      properties:
        clientId:
          type: string
        clientSecret:
          type: string
    AuthorizationError:
      type: object
      description: Access token is missing or invalid
      properties:
        error:
          type: string
          example: access_denied
        error_description:
          type: string
          example: Unauthorized
        error_id:
          type: string
          default: null
          description: A placeholder for future expansion
  securitySchemes:
    bearerAuth:
      description: 'Get access to data while protecting your account credentials.

        '
      type: http
      scheme: bearer
      bearerFormat: Bearer {token}