aid: avenue-bank
url: https://raw.githubusercontent.com/api-evangelist/avenue-bank/refs/heads/main/apis.yml
name: Avenue Bank
kind: company
description: Avenue Bank Ltd (ABN 24 628 073 085, AFSL 520239) is an Australian
  Authorised Deposit-taking Institution (ADI) regulated by APRA, holding a full
  (unrestricted) banking licence granted in 2024 after operating as a Restricted
  ADI from 2021. Founded by Dale Hurley and Colin Porter (co-founders of
  CreditorWatch) and majority-backed by Sherman Ma's Liberty Financial Group as
  its largest strategic shareholder, Avenue is a digital business bank that is
  the first and only Australian bank specialising exclusively in bank guarantees
  for SMEs, alongside term deposits. As an ADI, Avenue is a designated data
  holder class under Australia's Consumer Data Right (CDR / Open Banking) and is
  therefore subject to the shared Data Standards Body (DSB) Consumer Data
  Standards Banking API surface (Get Products through Get Payees) that every ADI
  data holder implements verbatim under the /cds-au/v1 path. Avenue holds a
  permanent ACCC exemption (granted 6 June 2025, s56GD) covering the term-deposit
  aspect of its bank guarantee product, publishes no first-party developer portal,
  and a probe of its API host on 2026-07-21 returned HTTP 403 (WAF) rather than a
  CDS-conformant payload, so its live CDR data-holder surface is documented here
  against the standard but recorded as unverified.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Data Right
- Consumer Banking
- Business Banking
- Bank Guarantees
- Australia
- ADI
created: '2026-07-20'
modified: '2026-07-21'
specificationVersion: '0.19'
apis:
- aid: avenue-bank:avenue-bank-cdr-product-reference-data-api
  name: Avenue Bank CDR Product Reference Data API
  tags:
  - CDR
  - Open Banking
  - Product Reference Data
  - Banking
  - Australia
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://consumerdatastandardsaustralia.github.io/standards/#get-products
  baseURL: https://api.avenuebank.com.au/cds-au/v1/banking/products
  properties:
  - url: https://raw.githubusercontent.com/api-evangelist/avenue-bank/refs/heads/main/openapi/avenue-bank-cds-banking-openapi.json
    type: OpenAPI
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
    type: APIReference
  description: 'PUBLIC / unauthenticated. The Product Reference Data (PRD) family
    (Get Products, Get Product Detail) is the openly accessible banking-products
    surface every active Australian ADI data holder exposes under the standard CDS
    path /cds-au/v1/banking/products. It is defined by the shared DSB Consumer Data
    Standards Banking API v1.36.0 (see the wired OpenAPI), not an Avenue-proprietary
    spec. Avenue is an ADI subject to this obligation but holds a permanent ACCC
    exemption (6 June 2025) for the term-deposit aspect of its bank guarantee
    product; a probe of https://api.avenuebank.com.au/cds-au/v1/banking/products on
    2026-07-21 returned HTTP 403 (WAF), so the endpoint host is real but its live
    CDR-conformant status is recorded as unverified.'
- aid: avenue-bank:avenue-bank-cdr-accounts-balances-api
  name: Avenue Bank CDR Accounts & Balances API
  tags:
  - CDR
  - Open Banking
  - Accounts
  - Balances
  - Banking
  - Australia
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
  baseURL: https://api.avenuebank.com.au/cds-au/v1/banking/accounts
  properties:
  - url: https://raw.githubusercontent.com/api-evangelist/avenue-bank/refs/heads/main/openapi/avenue-bank-cds-banking-openapi.json
    type: OpenAPI
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
    type: APIReference
  description: 'CONSUMER-AUTHORIZED (CDR ADR model). The Accounts & Balances family
    (Get Accounts, Get Bulk Balances, Get Balances For Specific Accounts, Get
    Account Balance, Get Account Detail) returns a consented consumer''s account
    list and balances, accessible only to an Accredited Data Recipient after the
    customer authorises sharing. These are standardized DSB Consumer Data Standards
    Banking API v1.36.0 endpoints under /cds-au/v1/banking/accounts (see the wired
    OpenAPI), not Avenue-proprietary endpoints. Avenue is an ADI subject to this
    surface; its live registered data-holder status is unverified (products host
    returned HTTP 403 WAF on 2026-07-21).'
- aid: avenue-bank:avenue-bank-cdr-transactions-api
  name: Avenue Bank CDR Transactions API
  tags:
  - CDR
  - Open Banking
  - Transactions
  - Banking
  - Australia
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
  baseURL: https://api.avenuebank.com.au/cds-au/v1/banking/accounts/{accountId}/transactions
  properties:
  - url: https://raw.githubusercontent.com/api-evangelist/avenue-bank/refs/heads/main/openapi/avenue-bank-cds-banking-openapi.json
    type: OpenAPI
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
    type: APIReference
  description: 'CONSUMER-AUTHORIZED (CDR ADR model). The Transactions family (Get
    Transactions For Account, Get Transaction Detail) returns a consented
    consumer''s transaction history and detail, available only to an Accredited
    Data Recipient after customer authorisation. These are standardized DSB Consumer
    Data Standards Banking API v1.36.0 endpoints under
    /cds-au/v1/banking/accounts/{accountId}/transactions (see the wired OpenAPI),
    not Avenue-proprietary. Avenue is an ADI subject to this surface; live status
    unverified (products host returned HTTP 403 WAF on 2026-07-21).'
- aid: avenue-bank:avenue-bank-cdr-direct-debits-scheduled-payments-api
  name: Avenue Bank CDR Direct Debits & Scheduled Payments API
  tags:
  - CDR
  - Open Banking
  - Direct Debits
  - Scheduled Payments
  - Banking
  - Australia
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
  baseURL: https://api.avenuebank.com.au/cds-au/v1/banking/accounts/direct-debits
  properties:
  - url: https://raw.githubusercontent.com/api-evangelist/avenue-bank/refs/heads/main/openapi/avenue-bank-cds-banking-openapi.json
    type: OpenAPI
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
    type: APIReference
  description: 'CONSUMER-AUTHORIZED (CDR ADR model). This family covers the DSB
    Banking API''s recurring-payment surface: Get Direct Debits For Account, Get
    Bulk Direct Debits, Get Direct Debits For Specific Accounts, plus Get Scheduled
    Payments For Account / Bulk / Specific Accounts and the Get Instalment Plans
    endpoints. It returns a consented consumer''s direct-debit authorisations and
    scheduled/instalment payments to an Accredited Data Recipient after
    authorisation. Standardized DSB Consumer Data Standards Banking API v1.36.0
    endpoints under /cds-au/v1/banking/accounts/direct-debits and
    /cds-au/v1/banking/payments/scheduled (see the wired OpenAPI), not
    Avenue-proprietary. Avenue is an ADI subject to this surface; live status
    unverified (products host returned HTTP 403 WAF on 2026-07-21).'
- aid: avenue-bank:avenue-bank-cdr-payees-api
  name: Avenue Bank CDR Payees API
  tags:
  - CDR
  - Open Banking
  - Payees
  - Banking
  - Australia
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
  baseURL: https://api.avenuebank.com.au/cds-au/v1/banking/payees
  properties:
  - url: https://raw.githubusercontent.com/api-evangelist/avenue-bank/refs/heads/main/openapi/avenue-bank-cds-banking-openapi.json
    type: OpenAPI
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
    type: APIReference
  description: 'CONSUMER-AUTHORIZED (CDR ADR model). The Payees family (Get Payees,
    Get Payee Detail) returns a consented consumer''s saved payees, available only
    to an Accredited Data Recipient after customer authorisation. These are
    standardized DSB Consumer Data Standards Banking API v1.36.0 endpoints under
    /cds-au/v1/banking/payees (see the wired OpenAPI), not Avenue-proprietary.
    Avenue is an ADI subject to this surface; live registered data-holder status is
    unverified (products host returned HTTP 403 WAF on 2026-07-21).'
common:
- type: AgenticAccess
  url: agentic-access/avenue-bank-agentic-access.yml
- type: DomainSecurity
  url: security/avenue-bank-domain-security.yml
- type: Website
  url: https://www.avenuebank.com.au/
- type: Blog
  url: https://www.avenuebank.com.au/news/
- type: Support
  url: https://www.avenuebank.com.au/help/
- type: PrivacyPolicy
  url: https://www.avenuebank.com.au/privacy
- type: TermsOfService
  url: https://www.avenuebank.com.au/legal/
- type: LinkedIn
  url: https://au.linkedin.com/company/avenuebank
- type: SignUp
  url: https://application.avenuebank.com.au
- type: LLMsTxt
  url: llms/avenue-bank-llms.txt
- type: Authentication
  url: authentication/avenue-bank-authentication.yml
- type: OAuthScopes
  url: scopes/avenue-bank-scopes.yml
- type: Conventions
  url: conventions/avenue-bank-conventions.yml
- type: ErrorCatalog
  url: errors/avenue-bank-problem-types.yml
- type: Conformance
  url: conformance/avenue-bank-conformance.yml
- type: Lifecycle
  url: lifecycle/avenue-bank-lifecycle.yml
- type: DataModel
  url: data-model/avenue-bank-data-model.yml
- type: MCPServer
  url: mcp/avenue-bank-mcp.yml
- type: Overlay
  url: overlays/avenue-bank-cds-banking-overlay.yaml
- type: AgentSkill
  url: skills/_index.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com