aid: azupay
url: https://raw.githubusercontent.com/api-evangelist/azupay/refs/heads/main/apis.yml
name: Azupay
kind: company
description: 'Azupay is an Australian real-time payments company that moves money over the New Payments
  Platform (NPP), the account-to-account rails operated by Australian Payments Plus. It is API-first:
  merchants and platforms embed Azupay to receive payments via PayID (AzupayId), send outbound payments
  to a PayID or BSB/account number (AzupayOut), and collect recurring or on-demand debits through PayTo
  mandates and payment agreements (AzupayTo). Azupay also offers Confirmation of Payee (CoP) account checks
  and PayID enquiry to reduce misdirected-payment and fraud risk, batch/file (ABA and SFTP) processing
  for bulk payouts and collections, reporting, balance management, sub-client and API-key management,
  and hosted UX apps (Pay by Bank, Disbursements, Subscriptions). Its public developer portal documents
  a REST API at api.azupay.com.au/v1 with a UAT environment, authenticated by API key (secret and distributable
  keys in the Authorization header) with OAuth 2.0 client-credentials available as an additional server-to-server
  option, plus webhooks for asynchronous payment status. Home market is Australia; the surface is genuinely
  self-serve and documented, though production access and some capabilities (sub-clients, OAuth2) are
  enabled per client by Azupay.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Payments
- Australia
- Real-Time Payments
- Account-to-Account
- New Payments Platform
- PayID
- PayTo
- Money Transfer
- Confirmation of Payee
- Open Banking
created: '2026-07-24'
modified: '2026-07-24'
specificationVersion: '0.19'
apis:
- aid: azupay:azupay-payment-request-api
  name: Azupay PaymentRequest API (AzupayId)
  description: Receive real-time account-to-account payments from customers by creating PayID-addressed
    payment requests. Create, retrieve, search, delete, and refund PaymentRequests; poll payment status
    to confirm the customer has paid. Supports dynamic and static PayIDs. Part of Azupay's AzupayId receive
    product.
  humanURL: https://developer.azupay.com.au/docs/receiving-payments
  baseURL: https://api.azupay.com.au/v1
  tags:
  - Payments
  - PayID
  - Receive Payments
  - Real-Time Payments
  properties:
  - type: OpenAPI
    url: openapi/azupay-payment-request.yml
  - type: Documentation
    url: https://developer.azupay.com.au/docs/receiving-payments
  - type: APIReference
    url: https://developer.azupay.com.au/reference/createpayidpaymentrequest
  - type: Overlay
    url: overlays/azupay-payment-request-overlay.yaml
- aid: azupay:azupay-payment-api
  name: Azupay Payment API (AzupayOut)
  description: Send outbound NPP payments to a PayID or to a BSB and account number, then poll for settlement
    status. Search prior payments. Part of Azupay's AzupayOut disbursement/payout product for real-time
    money movement.
  humanURL: https://developer.azupay.com.au/docs/making-payments
  baseURL: https://api.azupay.com.au/v1
  tags:
  - Payments
  - Payouts
  - Disbursements
  - Account-to-Account
  properties:
  - type: OpenAPI
    url: openapi/azupay-payment.yml
  - type: Documentation
    url: https://developer.azupay.com.au/docs/making-payments
  - type: APIReference
    url: https://developer.azupay.com.au/reference/makepayment
  - type: Overlay
    url: overlays/azupay-payment-overlay.yaml
- aid: azupay:azupay-payment-agreement-api
  name: Azupay PaymentAgreement & Initiation API (AzupayTo / PayTo)
  description: Establish and manage PayTo payment agreements and initiate eligible debits against them.
    Create, amend, change status, and search agreements; create payment agreement requests; schedule payments;
    initiate, refund, search, and retrieve payment initiations. Azupay's AzupayTo mandated-debit product
    built on NPP PayTo.
  humanURL: https://developer.azupay.com.au/docs/payto-integration-guide
  baseURL: https://api.azupay.com.au/v1
  tags:
  - Payments
  - PayTo
  - Recurring Payments
  - Mandates
  - Direct Debit
  properties:
  - type: OpenAPI
    url: openapi/azupay-payment-agreement.yml
  - type: Documentation
    url: https://developer.azupay.com.au/docs/payto-integration-guide
  - type: APIReference
    url: https://developer.azupay.com.au/reference/createpaymentagreement
  - type: Overlay
    url: overlays/azupay-payment-agreement-overlay.yaml
- aid: azupay:azupay-check-accounts-api
  name: Azupay Account Check API (Confirmation of Payee)
  description: Reduce misdirected-payment and fraud risk with real-time account checks. Confirm a payee's
    BSB/account number and name via Confirmation of Payee (CoP), check whether an account issuer can receive
    NPP or AzupayTo payments by BSB, and verify PayID registration and reachability.
  humanURL: https://developer.azupay.com.au/docs/account-check-cop
  baseURL: https://api.azupay.com.au/v1
  tags:
  - Payments
  - Confirmation of Payee
  - Fraud
  - Account Verification
  properties:
  - type: OpenAPI
    url: openapi/azupay-check-accounts.yml
  - type: Documentation
    url: https://developer.azupay.com.au/docs/account-check-cop
  - type: APIReference
    url: https://developer.azupay.com.au/reference/checkaccountdetails
  - type: Overlay
    url: overlays/azupay-check-accounts-overlay.yaml
- aid: azupay:azupay-reports-api
  name: Azupay Report & Balance API
  description: Retrieve daily transaction reports by month or date range, obtain time-limited download
    links for reports, and check the current balance of an Azupay client account.
  humanURL: https://developer.azupay.com.au/docs/report-api
  baseURL: https://api.azupay.com.au/v1
  tags:
  - Payments
  - Reporting
  - Reconciliation
  - Balance
  properties:
  - type: OpenAPI
    url: openapi/azupay-reports.yml
  - type: Documentation
    url: https://developer.azupay.com.au/docs/report-api
  - type: APIReference
    url: https://developer.azupay.com.au/reference/getreport
  - type: Overlay
    url: overlays/azupay-reports-overlay.yaml
- aid: azupay:azupay-configuration-api
  name: Azupay Clients & API Key Management API
  description: Manage the platform configuration for an Azupay integration. Create, replace, and disable
    sub-clients; provision, retrieve, and update API keys for sub merchants; enable and read OAuth 2.0
    configuration; and manage low-balance alert thresholds and recipients. Several operations are enabled
    per client by Azupay.
  humanURL: https://developer.azupay.com.au/docs/clients-api
  baseURL: https://api.azupay.com.au/v1
  tags:
  - Payments
  - Client Management
  - API Keys
  - OAuth2
  properties:
  - type: OpenAPI
    url: openapi/azupay-configuration.yml
  - type: Documentation
    url: https://developer.azupay.com.au/docs/clients-api
  - type: APIReference
    url: https://developer.azupay.com.au/reference/createclient
  - type: Overlay
    url: overlays/azupay-configuration-overlay.yaml
common:
- type: DomainSecurity
  url: security/azupay-domain-security.yml
- type: AgenticAccess
  url: agentic-access/azupay-agentic-access.yml
- type: Authentication
  url: authentication/azupay-authentication.yml
- type: Website
  url: https://azupay.com.au/
- type: DeveloperPortal
  url: https://developer.azupay.com.au/
- type: Documentation
  url: https://developer.azupay.com.au/docs/getting-started-1
- type: APIReference
  url: https://developer.azupay.com.au/reference/createpayidpaymentrequest
- type: GettingStarted
  url: https://developer.azupay.com.au/docs/getting-started-1
- type: SignUp
  url: https://developer.azupay.com.au/docs/signing-up
- type: ChangeLog
  url: https://developer.azupay.com.au/changelog
- type: Webhooks
  url: https://developer.azupay.com.au/docs/webhooks
- type: HelpCenter
  url: https://helpcentre.azupay.com.au/
- type: StatusPage
  url: https://status.azupay.com.au/
- type: Pricing
  url: https://azupay.com.au/pricing
- type: Blog
  url: https://azupay.com.au/blog
- type: TermsOfService
  url: https://azupay.com.au/terms/
- type: PrivacyPolicy
  url: https://azupay.com.au/privacy-policy/
- type: Login
  url: https://dashboard.azupay.com.au/
- type: OAuthScopes
  url: scopes/azupay-scopes.yml
- type: Conventions
  url: conventions/azupay-conventions.yml
- type: Idempotency
  url: conventions/azupay-conventions.yml
- type: Lifecycle
  url: lifecycle/azupay-lifecycle.yml
- type: Deprecation
  url: https://developer.azupay.com.au/docs/getting-started-1
- type: ErrorCatalog
  url: errors/azupay-problem-types.yml
- type: Conformance
  url: conformance/azupay-conformance.yml
- type: DataModel
  url: data-model/azupay-data-model.yml
- type: Sandbox
  url: sandbox/azupay-sandbox.yml
- type: ChangeLog
  url: changelog/azupay-changelog.yml
- type: Components
  url: components/azupay-components.yml
- type: Webhooks
  url: asyncapi/azupay-webhooks.yml
- type: LLMsTxt
  url: llms/azupay-llms.txt
- type: MCPServer
  url: mcp/azupay-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com