specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Bancontact
providerId: bancontact
created: '2026-05-04'
modified: '2026-09-17'
generated: '2026-09-17'
method: searched
source: https://www.bancontact.com/en/professional/our-solutions/integrated-solution
docs:
  - https://www.bancontact.com/en/professional/our-solutions/integrated-solution
  - https://www.bancontact.com/en/professional/our-solutions/bancontact-pro-payment-app
  - https://www.bancontact.com/en/professional/legal-and-administrative-specifications
tags: [Banking, Belgium, Payments, Pricing]
description: >-
  Bancontact Pro publishes one transparent price for every solution, including the API-driven
  "integrated solution": €0.06 per transaction plus an €18 annual fee per account regardless of
  how many solutions are used, with no activation fee (prices exclude VAT). There is no per-call
  API pricing, no free tier and no self-service sign-up — access follows a merchant contract.
  Replaces the 2026-05-04 scaffold whose Free/Professional/Enterprise tiers were never published
  by the provider.
plan_count: 1
currency: EUR
plans:
  - id: bancontact-pro
    name: Bancontact Pro
    type: paid
    description: >-
      Single published tariff covering the Bancontact Pro app, sticker (static QR), integrated
      (API) and top-up solutions; the merchant portal, refunds, bulk IDs and Wero acceptance are
      included.
    entries:
      - label: Annual account fee
        name: annual_fee
        type: subscription
        metric: account
        limit: 1
        timeFrame: year
        unit: 1
        price: '18.00'
        currency: EUR
        note: per account, however many solutions are used; excl. VAT
      - label: Transaction fee
        name: transaction_fee
        type: metered
        metric: transactions
        limit: -1
        timeFrame: transaction
        unit: 1
        price: '0.06'
        currency: EUR
        note: per successful transaction; excl. VAT
      - label: Activation fee
        name: activation_fee
        type: one-time
        metric: activation
        limit: 1
        unit: 1
        price: '0.00'
        currency: EUR
        note: '"No extra activation fees" (provider wording)'
    elements:
      - name: Bancontact Pro Payment V3 API
      - name: Bancontact Pro Payment Refund Service API
      - name: Bancontact Pro Merchant Reconciliation API
      - name: Bancontact Pro portal
      - name: PREPROD environment (on request via devsupport@bancontact.com)
      - name: Local support (+32 2 793 01 43)
scheme_fees:
  note: >-
    Separate from the Bancontact Pro tariff, the card scheme publishes fallback interchange and
    service fees for Bancontact card acceptance through acquirers at
    https://www.bancontact.com/en/professional/legal-and-administrative-specifications; those apply
    to terminal/acquirer channels, not to this API.
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com