generated: '2026-07-20'
method: derived
source: openapi/bank-first-cds-banking-products-openapi.yml
docs: https://consumerdatastandardsaustralia.github.io/standards/#banking-products
note: >-
  Entity graph derived from the public Product Reference Data schemas
  (ResponseBankingProductListV4 -> BankingProductV5 -> detail sub-objects). The
  authenticated consumer surface (accounts/transactions/payees) is out of scope
  for the public API and not modelled here.
entities:
  - name: BankingProduct
    id_field: productId
    id_type: BankingProductId (ASCIIString)
    category_enum: BankingProductCategoryV2
    key_fields:
      - productId
      - productCategory
      - name
      - description
      - brand
      - brandName
      - isTailored
      - lastUpdated
      - effectiveFrom
      - effectiveTo
      - applicationUri
      - additionalInformation
      - cardArt
    detail_only:
      - bundles
      - features
      - constraints
      - eligibility
      - fees
      - depositRates
      - lendingRates
  - name: BankingProductBundle
    belongs_to: BankingProduct
  - name: BankingProductFeature
    belongs_to: BankingProduct
  - name: BankingProductConstraint
    belongs_to: BankingProduct
  - name: BankingProductEligibility
    belongs_to: BankingProduct
  - name: BankingProductFee
    belongs_to: BankingProduct
  - name: BankingProductDepositRate
    belongs_to: BankingProduct
  - name: BankingProductLendingRate
    belongs_to: BankingProduct
relationships:
  - from: BankingProduct
    to: BankingProductBundle
    type: has_many
    via: bundles
  - from: BankingProduct
    to: BankingProductFeature
    type: has_many
    via: features
  - from: BankingProduct
    to: BankingProductConstraint
    type: has_many
    via: constraints
  - from: BankingProduct
    to: BankingProductEligibility
    type: has_many
    via: eligibility
  - from: BankingProduct
    to: BankingProductFee
    type: has_many
    via: fees
  - from: BankingProduct
    to: BankingProductDepositRate
    type: has_many
    via: depositRates
  - from: BankingProduct
    to: BankingProductLendingRate
    type: has_many
    via: lendingRates