generated: '2026-07-23'
method: searched
source: openapi/bank-of-ireland-uk-account-info-openapi.yaml, openapi/bank-of-ireland-uk-confirmation-funds-openapi.yaml, openapi/bank-of-ireland-uk-payment-initiation-openapi.yaml
docs: https://auth.obapi.bankofireland.com/.well-known/openid-configuration
note: >-
  Scope surface upgraded from the OBIE spec placeholders using the LIVE FAPI
  OpenID discovery document at the Bank of Ireland (UK) UK authorization host
  (https://auth.obapi.bankofireland.com). The discovery document advertises
  scopes_supported [openid, payments, accounts]; the OBIE Read/Write CBPII spec
  adds the fundsconfirmations scope. Real token/authorization endpoints replace
  the spec's authserver.example placeholders. Tokens are mutual-TLS
  certificate-bound (tls_client_certificate_bound_access_tokens=true) and access
  requires PSD2 SCA (acr urn:openbanking:psd2:sca).
schemes:
- name: PSUOAuth2Security
  type: oauth2
  source: well-known/bank-of-ireland-uk-openid-configuration.json
  flows:
  - flow: authorizationCode
    authorizationUrl: https://auth.obapi.bankofireland.com/oauth/as/b365/authorization.oauth2
    tokenUrl: https://api.obapi.bankofireland.com/oauth/as/token.oauth2
  description: >-
    PSU authorization-code flow (hybrid code id_token, response_mode fragment,
    PS256 request objects) used when the PSU performs SCA with the ASPSP.
- name: TPPOAuth2Security
  type: oauth2
  source: well-known/bank-of-ireland-uk-openid-configuration.json
  flows:
  - flow: clientCredentials
    tokenUrl: https://api.obapi.bankofireland.com/oauth/as/token.oauth2
  description: TPP client-credentials flow with the ASPSP (tls_client_auth).
scopes:
- scope: openid
  description: OpenID Connect authentication; required to obtain an id_token and the openbanking_intent_id claim.
  flows: [authorizationCode]
  sources: [well-known/bank-of-ireland-uk-openid-configuration.json]
- scope: accounts
  description: Read access to account, balance, transaction, beneficiary, standing-order, direct-debit and product information (AIS).
  flows: [authorizationCode, clientCredentials]
  sources:
  - well-known/bank-of-ireland-uk-openid-configuration.json
  - openapi/bank-of-ireland-uk-account-info-openapi.yaml
- scope: payments
  description: Initiate domestic/international single, scheduled, standing-order and file payments (PIS).
  flows: [authorizationCode, clientCredentials]
  sources:
  - well-known/bank-of-ireland-uk-openid-configuration.json
  - openapi/bank-of-ireland-uk-payment-initiation-openapi.yaml
- scope: fundsconfirmations
  description: Confirm availability of funds on a PSU account for a card-based payment instrument issuer (CBPII).
  flows: [authorizationCode, clientCredentials]
  sources: [openapi/bank-of-ireland-uk-confirmation-funds-openapi.yaml]