generated: '2026-07-20'
method: derived
source: openapi/bank-of-melbourne-cds-banking-products-openapi.yml
note: >-
  Entity-relationship graph derived from the CDS Get Products / Get Product
  Detail schema $ref graph (DSB Consumer Data Standards v1.36.0). The public
  domain is a single aggregate root (BankingProduct) with several composed child
  collections; there are no cross-entity id references (the model is a nested
  document, not a relational graph), so relationships are all composition
  (has_one / has_many via embedded arrays). Schema version suffixes reflect the
  harvested v1.36.0 spec.
entities:
  - name: BankingProductV6
    id_field: productId
    id_type: ASCIIString
    description: A banking product openly offered to the market (list view).
  - name: BankingProductDetailV7
    extends: BankingProductV6
    description: Full product detail, adding bundles, features, constraints, eligibility, fees, rates, card art and instalment options.
  - name: BankingProductBundle
    description: A named bundle a product participates in, referencing other productIds.
  - name: BankingProductFeatureV4
  - name: BankingProductConstraintV3
  - name: BankingProductEligibilityV2
  - name: BankingProductFeeV2
  - name: BankingProductDiscountV2
  - name: BankingProductDiscountEligibility
  - name: BankingProductDepositRateV2
  - name: BankingProductLendingRateV3
  - name: BankingProductRateTierV4
  - name: BankingProductRateConditionV2
  - name: BankingProductCardArt
  - name: BankingProductAdditionalInformationV2
relationships:
  - from: BankingProductDetailV7
    to: BankingProductBundle
    kind: has_many
    via: bundles
  - from: BankingProductDetailV7
    to: BankingProductFeatureV4
    kind: has_many
    via: features
  - from: BankingProductDetailV7
    to: BankingProductConstraintV3
    kind: has_many
    via: constraints
  - from: BankingProductDetailV7
    to: BankingProductEligibilityV2
    kind: has_many
    via: eligibility
  - from: BankingProductDetailV7
    to: BankingProductFeeV2
    kind: has_many
    via: fees
  - from: BankingProductDetailV7
    to: BankingProductDepositRateV2
    kind: has_many
    via: depositRates
  - from: BankingProductDetailV7
    to: BankingProductLendingRateV3
    kind: has_many
    via: lendingRates
  - from: BankingProductV6
    to: BankingProductCardArt
    kind: has_many
    via: cardArt
  - from: BankingProductV6
    to: BankingProductAdditionalInformationV2
    kind: has_one
    via: additionalInformation
  - from: BankingProductFeeV2
    to: BankingProductDiscountV2
    kind: has_many
    via: discounts
  - from: BankingProductDiscountV2
    to: BankingProductDiscountEligibility
    kind: has_many
    via: eligibility
  - from: BankingProductDepositRateV2
    to: BankingProductRateTierV4
    kind: has_many
    via: tiers
  - from: BankingProductLendingRateV3
    to: BankingProductRateTierV4
    kind: has_many
    via: tiers
  - from: BankingProductRateTierV4
    to: BankingProductRateConditionV2
    kind: has_one
    via: applicabilityConditions
  - from: BankingProductBundle
    to: BankingProductV6
    kind: references
    via: productIds
    detail: Soft reference by productId to other products included in the bundle.