# Harvested VERBATIM from the official DSB Consumer Data Standards (Australia) # Source: https://raw.githubusercontent.com/ConsumerDataStandardsAustralia/standards/master/slate/source/includes/swagger/cds_banking.json # Provenance: shared DSB CDR Banking API standard (NOT a Bank of Melbourne-proprietary contract). # Bank of Melbourne (a St.George / Westpac Group brand) implements this shared standard. # Its public, unauthenticated PRD surface is confirmed live at # https://digital-api.bankofmelbourne.com.au/cds-au/v1/banking/products (HTTP 200, x-v: 5). # Converted from JSON to YAML without content changes. Public PRD endpoints: /banking/products and /banking/products/{productId}. info: contact: email: contact@dsb.gov.au name: Data Standards Body url: https://dsb.gov.au/ description: Specifications for resource endpoints applicable to data holders in the Banking sector. license: name: MIT License url: https://opensource.org/licenses/MIT title: CDR Banking API version: 1.36.0 servers: - description: MTLS url: https://mtls.dh.example.com/cds-au/v1 tags: - description: Banking Product endpoints name: Banking Products x-shortName: Products - description: Banking Account endpoints name: Banking Accounts x-shortName: Accounts - description: Banking Account Balance endpoints name: Banking Account Balances x-shortName: Account Balances - description: Banking Account Transaction endpoints name: Banking Account Transactions x-shortName: Transactions - description: Banking Account Direct Debit endpoints name: Banking Account Direct Debits x-shortName: Direct Debits - description: Banking Account Scheduled Payment endpoints name: Banking Account Scheduled Payments x-shortName: Scheduled Payments - description: Banking Payee endpoints name: Banking Payees x-shortName: Payees paths: /banking/accounts: get: description: 'Obtain a list of accounts. Obsolete versions: [v1](includes/obsolete/get-accounts-v1.html), [v2](includes/obsolete/get-accounts-v2.html).' operationId: listBankingAccounts parameters: - description: Used to filter results on the _productCategory_ field applicable to accounts. Any one of the valid values for this field can be supplied. If absent then all accounts returned. explode: true in: query name: product-category required: false schema: $ref: '#/components/schemas/BankingProductCategoryV2' style: form - description: Used to filter results according to open/closed status. Values can be `OPEN`, `CLOSED` or `ALL`. If absent then `ALL` is assumed. explode: true in: query name: open-status required: false schema: default: ALL enum: - ALL - CLOSED - OPEN type: string style: form - description: Filters accounts based on whether they are owned by the authorised customer. `true` for owned accounts, `false` for unowned accounts and absent for all accounts. explode: true in: query name: is-owned required: false schema: type: boolean style: form - description: Page of results to request (standard pagination). explode: true in: query name: page required: false schema: default: 1 type: integer style: form x-cds-type: PositiveInteger - description: Page size to request. Default is 25 (standard pagination). explode: true in: query name: page-size required: false schema: default: 25 type: integer style: form x-cds-type: PositiveInteger - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction. explode: false in: header name: x-fapi-interaction-id required: false schema: type: string style: simple - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls. explode: false in: header name: x-fapi-auth-date required: false schema: type: string style: simple x-conditional: true - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls. explode: false in: header name: x-fapi-customer-ip-address required: false schema: type: string style: simple - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls. explode: false in: header name: x-cds-client-headers required: false schema: type: string style: simple x-conditional: true x-cds-type: Base64 responses: '200': content: application/json: schema: $ref: '#/components/schemas/ResponseBankingAccountListV3' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '400': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '406': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '422': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' summary: Get Accounts tags: - Banking Accounts x-scopes: - bank:accounts.basic:read x-version: '3' /banking/accounts/balances: get: description: 'Obtain balances for multiple, filtered accounts. Obsolete versions: [v1](includes/obsolete/get-bulk-balances-v1.html).' operationId: listBankingBalancesBulk parameters: - description: Used to filter results on the _productCategory_ field applicable to accounts. Any one of the valid values for this field can be supplied. If absent then all accounts returned. explode: true in: query name: product-category required: false schema: $ref: '#/components/schemas/BankingProductCategoryV2' style: form - description: Used to filter results according to open/closed status. Values can be `OPEN`, `CLOSED` or `ALL`. If absent then `ALL` is assumed. explode: true in: query name: open-status required: false schema: default: ALL enum: - ALL - CLOSED - OPEN type: string style: form - description: Filters accounts based on whether they are owned by the authorised customer. `true` for owned accounts, `false` for unowned accounts and absent for all accounts. explode: true in: query name: is-owned required: false schema: type: boolean style: form - description: Page of results to request (standard pagination). explode: true in: query name: page required: false schema: default: 1 type: integer style: form x-cds-type: PositiveInteger - description: Page size to request. Default is 25 (standard pagination). explode: true in: query name: page-size required: false schema: default: 25 type: integer style: form x-cds-type: PositiveInteger - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction. explode: false in: header name: x-fapi-interaction-id required: false schema: type: string style: simple - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls. explode: false in: header name: x-fapi-auth-date required: false schema: type: string style: simple x-conditional: true - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls. explode: false in: header name: x-fapi-customer-ip-address required: false schema: type: string style: simple - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls. explode: false in: header name: x-cds-client-headers required: false schema: type: string style: simple x-conditional: true x-cds-type: Base64 responses: '200': content: application/json: schema: $ref: '#/components/schemas/ResponseBankingAccountsBalanceList' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '400': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '406': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '422': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' summary: Get Bulk Balances tags: - Banking Account Balances x-scopes: - bank:accounts.basic:read x-version: '2' post: description: Obtain balances for a specified list of accounts. operationId: listBankingBalancesSpecificAccounts parameters: - description: Page of results to request (standard pagination). explode: true in: query name: page required: false schema: default: 1 type: integer style: form x-cds-type: PositiveInteger - description: Page size to request. Default is 25 (standard pagination). explode: true in: query name: page-size required: false schema: default: 25 type: integer style: form x-cds-type: PositiveInteger - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction. explode: false in: header name: x-fapi-interaction-id required: false schema: type: string style: simple - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls. explode: false in: header name: x-fapi-auth-date required: false schema: type: string style: simple x-conditional: true - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls. explode: false in: header name: x-fapi-customer-ip-address required: false schema: type: string style: simple - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls. explode: false in: header name: x-cds-client-headers required: false schema: type: string style: simple x-conditional: true x-cds-type: Base64 requestBody: $ref: '#/components/requestBodies/RequestAccountIds' responses: '200': content: application/json: schema: $ref: '#/components/schemas/ResponseBankingAccountsBalanceList' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '400': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '406': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '422': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' summary: Get Balances For Specific Accounts tags: - Banking Account Balances x-scopes: - bank:accounts.basic:read x-version: '1' /banking/accounts/{accountId}/balance: get: description: Obtain the balance for a single specified account. operationId: getBankingBalance parameters: - description: The _accountId_ to obtain data for. _accountId_ values are returned by account list endpoints. explode: false in: path name: accountId required: true schema: $ref: '#/components/schemas/BankingAccountId' style: simple - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction. explode: false in: header name: x-fapi-interaction-id required: false schema: type: string style: simple - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls. explode: false in: header name: x-fapi-auth-date required: false schema: type: string style: simple x-conditional: true - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls. explode: false in: header name: x-fapi-customer-ip-address required: false schema: type: string style: simple - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls. explode: false in: header name: x-cds-client-headers required: false schema: type: string style: simple x-conditional: true x-cds-type: Base64 responses: '200': content: application/json: schema: $ref: '#/components/schemas/ResponseBankingAccountsBalanceById' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '400': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '404': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '406': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' summary: Get Account Balance tags: - Banking Account Balances x-scopes: - bank:accounts.basic:read x-version: '1' /banking/accounts/{accountId}: get: description: 'Obtain detailed information on a single account. Obsolete versions: [v1](includes/obsolete/get-account-detail-v1.html), [v2](includes/obsolete/get-account-detail-v2.html), [v3](includes/obsolete/get-account-detail-v3.html), [v4](includes/obsolete/get-account-detail-v4.html).' operationId: getBankingAccountDetail parameters: - description: The _accountId_ to obtain data for. _accountId_ values are returned by account list endpoints. explode: false in: path name: accountId required: true schema: $ref: '#/components/schemas/BankingAccountId' style: simple - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction. explode: false in: header name: x-fapi-interaction-id required: false schema: type: string style: simple - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls. explode: false in: header name: x-fapi-auth-date required: false schema: type: string style: simple x-conditional: true - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls. explode: false in: header name: x-fapi-customer-ip-address required: false schema: type: string style: simple - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls. explode: false in: header name: x-cds-client-headers required: false schema: type: string style: simple x-conditional: true x-cds-type: Base64 responses: '200': content: application/json: schema: $ref: '#/components/schemas/ResponseBankingAccountByIdV5' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '400': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '404': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '406': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' summary: Get Account Detail tags: - Banking Accounts x-scopes: - bank:accounts.detail:read x-version: '5' /banking/accounts/{accountId}/transactions: get: description: 'Obtain transactions for a specific account. Some general notes that apply to all endpoints that retrieve transactions: Obsolete versions: [v1](includes/obsolete/get-transactions-for-account-v1.html).' operationId: listBankingTransactions parameters: - description: The _accountId_ to obtain data for. _accountId_ values are returned by account list endpoints. explode: false in: path name: accountId required: true schema: $ref: '#/components/schemas/BankingAccountId' style: simple - description: Constrain the transaction history request to transactions with effective time at or after this date/time. If absent defaults to _newest-time_ minus 90 days. Format is aligned to [DateTimeString](#common-field-types) common type. explode: true in: query name: oldest-time required: false schema: type: string style: form x-cds-type: DateTimeString - description: Constrain the transaction history request to transactions with effective time at or before this date/time. If absent defaults to today. Format is aligned to [DateTimeString](#common-field-types) common type. explode: true in: query name: newest-time required: false schema: type: string style: form x-cds-type: DateTimeString - description: Filter transactions to only transactions with amounts higher than or equal to this amount. explode: true in: query name: min-amount required: false schema: type: string style: form x-cds-type: AmountString - description: Filter transactions to only transactions with amounts less than or equal to this amount. explode: true in: query name: max-amount required: false schema: type: string style: form x-cds-type: AmountString - description: Filter transactions to only transactions where this string value is found as a substring of either the _reference_ or _description_ fields. Format is arbitrary ASCII string. This parameter is optionally implemented by data holders. If it is not implemented then a response should be provided as normal without text filtering applied and an additional boolean field named _isQueryParamUnsupported_ should be included in the meta object and set to `true` (whether the text parameter is supplied or not). explode: true in: query name: text required: false schema: type: string style: form - description: Page of results to request (standard pagination). explode: true in: query name: page required: false schema: default: 1 type: integer style: form x-cds-type: PositiveInteger - description: Page size to request. Default is 25 (standard pagination). explode: true in: query name: page-size required: false schema: default: 25 type: integer style: form x-cds-type: PositiveInteger - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction. explode: false in: header name: x-fapi-interaction-id required: false schema: type: string style: simple - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls. explode: false in: header name: x-fapi-auth-date required: false schema: type: string style: simple x-conditional: true - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls. explode: false in: header name: x-fapi-customer-ip-address required: false schema: type: string style: simple - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls. explode: false in: header name: x-cds-client-headers required: false schema: type: string style: simple x-conditional: true x-cds-type: Base64 responses: '200': content: application/json: schema: $ref: '#/components/schemas/ResponseBankingTransactionListV2' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '400': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '404': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '406': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '422': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' summary: Get Transactions For Account tags: - Banking Account Transactions x-scopes: - bank:transactions:read x-version: '2' /banking/accounts/{accountId}/transactions/{transactionId}: get: description: 'Obtain detailed information on a transaction for a specific account. Obsolete versions: [v1](includes/obsolete/get-transaction-detail-v1.html), [v2](includes/obsolete/get-transaction-detail-v2.html).' operationId: getBankingTransactionDetail parameters: - description: The _accountId_ to obtain data for. _accountId_ values are returned by account list endpoints. explode: false in: path name: accountId required: true schema: $ref: '#/components/schemas/BankingAccountId' style: simple - description: The _transactionId_ to obtain data for. _transactionId_ values are returned by transaction list endpoints. explode: false in: path name: transactionId required: true schema: $ref: '#/components/schemas/BankingTransactionId' style: simple - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction. explode: false in: header name: x-fapi-interaction-id required: false schema: type: string style: simple - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls. explode: false in: header name: x-fapi-auth-date required: false schema: type: string style: simple x-conditional: true - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls. explode: false in: header name: x-fapi-customer-ip-address required: false schema: type: string style: simple - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls. explode: false in: header name: x-cds-client-headers required: false schema: type: string style: simple x-conditional: true x-cds-type: Base64 responses: '200': content: application/json: schema: $ref: '#/components/schemas/ResponseBankingTransactionByIdV3' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '400': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '404': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '406': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' summary: Get Transaction Detail tags: - Banking Account Transactions x-scopes: - bank:transactions:read x-version: '3' /banking/accounts/{accountId}/direct-debits: get: description: Obtain direct debit authorisations for a specific account. operationId: listDirectDebits parameters: - description: The _accountId_ to obtain data for. _accountId_ values are returned by account list endpoints. explode: false in: path name: accountId required: true schema: $ref: '#/components/schemas/BankingAccountId' style: simple - description: Page of results to request (standard pagination). explode: true in: query name: page required: false schema: default: 1 type: integer style: form x-cds-type: PositiveInteger - description: Page size to request. Default is 25 (standard pagination). explode: true in: query name: page-size required: false schema: default: 25 type: integer style: form x-cds-type: PositiveInteger - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction. explode: false in: header name: x-fapi-interaction-id required: false schema: type: string style: simple - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls. explode: false in: header name: x-fapi-auth-date required: false schema: type: string style: simple x-conditional: true - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls. explode: false in: header name: x-fapi-customer-ip-address required: false schema: type: string style: simple - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls. explode: false in: header name: x-cds-client-headers required: false schema: type: string style: simple x-conditional: true x-cds-type: Base64 responses: '200': content: application/json: schema: $ref: '#/components/schemas/ResponseBankingDirectDebitAuthorisationList' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '400': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '404': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '406': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '422': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' summary: Get Direct Debits For Account tags: - Banking Account Direct Debits x-scopes: - bank:regular_payments:read x-version: '1' /banking/accounts/direct-debits: get: description: 'Obtain direct debit authorisations for multiple, filtered accounts. Obsolete versions: [v1](includes/obsolete/get-bulk-direct-debits-v1.html).' operationId: listDirectDebitsBulk parameters: - description: Used to filter results on the _productCategory_ field applicable to accounts. Any one of the valid values for this field can be supplied. If absent then all accounts returned. explode: true in: query name: product-category required: false schema: $ref: '#/components/schemas/BankingProductCategoryV2' style: form - description: Used to filter results according to open/closed status. Values can be `OPEN`, `CLOSED` or `ALL`. If absent then `ALL` is assumed. explode: true in: query name: open-status required: false schema: default: ALL enum: - ALL - CLOSED - OPEN type: string style: form - description: Filters accounts based on whether they are owned by the authorised customer. `true` for owned accounts, `false` for unowned accounts and absent for all accounts. explode: true in: query name: is-owned required: false schema: type: boolean style: form - description: Page of results to request (standard pagination). explode: true in: query name: page required: false schema: default: 1 type: integer style: form x-cds-type: PositiveInteger - description: Page size to request. Default is 25 (standard pagination). explode: true in: query name: page-size required: false schema: default: 25 type: integer style: form x-cds-type: PositiveInteger - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction. explode: false in: header name: x-fapi-interaction-id required: false schema: type: string style: simple - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls. explode: false in: header name: x-fapi-auth-date required: false schema: type: string style: simple x-conditional: true - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls. explode: false in: header name: x-fapi-customer-ip-address required: false schema: type: string style: simple - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls. explode: false in: header name: x-cds-client-headers required: false schema: type: string style: simple x-conditional: true x-cds-type: Base64 responses: '200': content: application/json: schema: $ref: '#/components/schemas/ResponseBankingDirectDebitAuthorisationList' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '400': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '406': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '422': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' summary: Get Bulk Direct Debits tags: - Banking Account Direct Debits x-scopes: - bank:regular_payments:read x-version: '2' post: description: Obtain direct debit authorisations for a specified list of accounts. operationId: listDirectDebitsSpecificAccounts parameters: - description: Page of results to request (standard pagination). explode: true in: query name: page required: false schema: default: 1 type: integer style: form x-cds-type: PositiveInteger - description: Page size to request. Default is 25 (standard pagination). explode: true in: query name: page-size required: false schema: default: 25 type: integer style: form x-cds-type: PositiveInteger - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction. explode: false in: header name: x-fapi-interaction-id required: false schema: type: string style: simple - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls. explode: false in: header name: x-fapi-auth-date required: false schema: type: string style: simple x-conditional: true - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls. explode: false in: header name: x-fapi-customer-ip-address required: false schema: type: string style: simple - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls. explode: false in: header name: x-cds-client-headers required: false schema: type: string style: simple x-conditional: true x-cds-type: Base64 requestBody: $ref: '#/components/requestBodies/RequestAccountIds' responses: '200': content: application/json: schema: $ref: '#/components/schemas/ResponseBankingDirectDebitAuthorisationList' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '400': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '406': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '422': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' summary: Get Direct Debits For Specific Accounts tags: - Banking Account Direct Debits x-scopes: - bank:regular_payments:read x-version: '1' /banking/accounts/{accountId}/payments/scheduled: get: description: 'Obtain scheduled, outgoing payments for a specific account. Obsolete versions: [v1](includes/obsolete/get-scheduled-payments-for-account-v1.html).' operationId: listScheduledPayments parameters: - description: The _accountId_ to obtain data for. _accountId_ values are returned by account list endpoints. explode: false in: path name: accountId required: true schema: $ref: '#/components/schemas/BankingAccountId' style: simple - description: Page of results to request (standard pagination). explode: true in: query name: page required: false schema: default: 1 type: integer style: form x-cds-type: PositiveInteger - description: Page size to request. Default is 25 (standard pagination). explode: true in: query name: page-size required: false schema: default: 25 type: integer style: form x-cds-type: PositiveInteger - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction. explode: false in: header name: x-fapi-interaction-id required: false schema: type: string style: simple - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls. explode: false in: header name: x-fapi-auth-date required: false schema: type: string style: simple x-conditional: true - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls. explode: false in: header name: x-fapi-customer-ip-address required: false schema: type: string style: simple - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls. explode: false in: header name: x-cds-client-headers required: false schema: type: string style: simple x-conditional: true x-cds-type: Base64 responses: '200': content: application/json: schema: $ref: '#/components/schemas/ResponseBankingScheduledPaymentsListV2' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '400': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '404': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '406': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '422': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' summary: Get Scheduled Payments for Account tags: - Banking Account Scheduled Payments x-scopes: - bank:regular_payments:read x-version: '2' /banking/payments/scheduled: get: description: 'Obtain scheduled payments for multiple, filtered accounts that are the source of funds for the payments. Obsolete versions: [v1](includes/obsolete/get-scheduled-payments-bulk-v1.html), [v2](includes/obsolete/get-scheduled-payments-bulk-v2.html).' operationId: listScheduledPaymentsBulk parameters: - description: Used to filter results on the _productCategory_ field applicable to accounts. Any one of the valid values for this field can be supplied. If absent then all accounts returned. explode: true in: query name: product-category required: false schema: $ref: '#/components/schemas/BankingProductCategoryV2' style: form - description: Used to filter results according to open/closed status. Values can be `OPEN`, `CLOSED` or `ALL`. If absent then `ALL` is assumed. explode: true in: query name: open-status required: false schema: default: ALL enum: - ALL - CLOSED - OPEN type: string style: form - description: Filters accounts based on whether they are owned by the authorised customer. `true` for owned accounts, `false` for unowned accounts and absent for all accounts. explode: true in: query name: is-owned required: false schema: type: boolean style: form - description: Page of results to request (standard pagination). explode: true in: query name: page required: false schema: default: 1 type: integer style: form x-cds-type: PositiveInteger - description: Page size to request. Default is 25 (standard pagination). explode: true in: query name: page-size required: false schema: default: 25 type: integer style: form x-cds-type: PositiveInteger - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction. explode: false in: header name: x-fapi-interaction-id required: false schema: type: string style: simple - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls. explode: false in: header name: x-fapi-auth-date required: false schema: type: string style: simple x-conditional: true - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls. explode: false in: header name: x-fapi-customer-ip-address required: false schema: type: string style: simple - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls. explode: false in: header name: x-cds-client-headers required: false schema: type: string style: simple x-conditional: true x-cds-type: Base64 responses: '200': content: application/json: schema: $ref: '#/components/schemas/ResponseBankingScheduledPaymentsListV2' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '400': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '406': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '422': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' summary: Get Scheduled Payments Bulk tags: - Banking Account Scheduled Payments x-scopes: - bank:regular_payments:read x-version: '3' post: description: 'Obtain scheduled payments for a specified list of accounts. Obsolete versions: [v1](includes/obsolete/get-scheduled-payments-for-specific-accounts-v1.html).' operationId: listScheduledPaymentsSpecificAccounts parameters: - description: Page of results to request (standard pagination). explode: true in: query name: page required: false schema: default: 1 type: integer style: form x-cds-type: PositiveInteger - description: Page size to request. Default is 25 (standard pagination). explode: true in: query name: page-size required: false schema: default: 25 type: integer style: form x-cds-type: PositiveInteger - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction. explode: false in: header name: x-fapi-interaction-id required: false schema: type: string style: simple - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls. explode: false in: header name: x-fapi-auth-date required: false schema: type: string style: simple x-conditional: true - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls. explode: false in: header name: x-fapi-customer-ip-address required: false schema: type: string style: simple - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls. explode: false in: header name: x-cds-client-headers required: false schema: type: string style: simple x-conditional: true x-cds-type: Base64 requestBody: $ref: '#/components/requestBodies/RequestAccountIds' responses: '200': content: application/json: schema: $ref: '#/components/schemas/ResponseBankingScheduledPaymentsListV2' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '400': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '406': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '422': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' summary: Get Scheduled Payments For Specific Accounts tags: - Banking Account Scheduled Payments x-scopes: - bank:regular_payments:read x-version: '2' /banking/accounts/{accountId}/payments/plans: get: description: Obtain instalment plans for a single specified account. The response **MUST** be ordered by plan _creationDate_ in descending order. If _isInstalmentDetailAvailable_ was specified as `true` for the provided _accountId_ but no plans match the provided parameters, an empty array **MUST** be returned. If _isInstalmentDetailAvailable_ was specified as `false` for the provided _accountId_, then the endpoint **MAY** respond with [404 - Resource Not Implemented](#error-404-resource-not-implemented). operationId: listInstalmentPlans parameters: - description: The _accountId_ to obtain data for. _accountId_ values are returned by account list endpoints. explode: false in: path name: accountId required: true schema: $ref: '#/components/schemas/BankingAccountId' style: simple - description: Allows for the filtering of plans based on their schedule status: explode: true in: query name: plan-status required: false schema: default: ACTIVE enum: - ACTIVE - INACTIVE - ALL type: string style: form - description: Page of results to request (standard pagination). explode: true in: query name: page required: false schema: default: 1 type: integer style: form x-cds-type: PositiveInteger - description: Page size to request. Default is 25 (standard pagination). explode: true in: query name: page-size required: false schema: default: 25 type: integer style: form x-cds-type: PositiveInteger - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction. explode: false in: header name: x-fapi-interaction-id required: false schema: type: string style: simple - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls. explode: false in: header name: x-fapi-auth-date required: false schema: type: string style: simple x-conditional: true - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls. explode: false in: header name: x-fapi-customer-ip-address required: false schema: type: string style: simple - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls. explode: false in: header name: x-cds-client-headers required: false schema: type: string style: simple x-conditional: true x-cds-type: Base64 responses: '200': content: application/json: schema: $ref: '#/components/schemas/ResponseBankingInstalmentPlanList' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '400': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '404': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '406': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '422': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' summary: Get Instalment Plans for Account tags: - Banking Account Scheduled Payments x-scopes: - bank:regular_payments:read x-version: '1' /banking/accounts/payments/plans: get: description: Obtain instalment plans for multiple accounts. The response **MUST** be ordered by plan _creationDate_ in descending order. If instalments are not supported for any account type, the endpoint **MAY** respond with [404 - Resource Not Implemented](#error-404-resource-not-implemented). operationId: listInstalmentPlansBulk parameters: - description: Allows for the filtering of plans based on their schedule status: explode: true in: query name: plan-status required: false schema: default: ACTIVE enum: - ACTIVE - INACTIVE - ALL type: string style: form - description: Page of results to request (standard pagination). explode: true in: query name: page required: false schema: default: 1 type: integer style: form x-cds-type: PositiveInteger - description: Page size to request. Default is 25 (standard pagination). explode: true in: query name: page-size required: false schema: default: 25 type: integer style: form x-cds-type: PositiveInteger - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction. explode: false in: header name: x-fapi-interaction-id required: false schema: type: string style: simple - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls. explode: false in: header name: x-fapi-auth-date required: false schema: type: string style: simple x-conditional: true - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls. explode: false in: header name: x-fapi-customer-ip-address required: false schema: type: string style: simple - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls. explode: false in: header name: x-cds-client-headers required: false schema: type: string style: simple x-conditional: true x-cds-type: Base64 responses: '200': content: application/json: schema: $ref: '#/components/schemas/ResponseBankingInstalmentPlanList' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '400': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '406': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '422': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' summary: Get Instalment Plans Bulk tags: - Banking Account Scheduled Payments x-scopes: - bank:regular_payments:read x-version: '1' /banking/payees: get: description: 'Obtain a list of pre-registered payees. Obsolete versions: [v1](includes/obsolete/get-payees-v1.html).' operationId: listBankingPayees parameters: - description: Filter on the payee _type_ field. In addition to normal _type_ field values, `ALL` can be specified to retrieve all payees. If absent the assumed value is `ALL`. explode: true in: query name: type required: false schema: default: ALL enum: - ALL - BILLER - DIGITAL_WALLET - DOMESTIC - INTERNATIONAL type: string style: form - description: Page of results to request (standard pagination). explode: true in: query name: page required: false schema: default: 1 type: integer style: form x-cds-type: PositiveInteger - description: Page size to request. Default is 25 (standard pagination). explode: true in: query name: page-size required: false schema: default: 25 type: integer style: form x-cds-type: PositiveInteger - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction. explode: false in: header name: x-fapi-interaction-id required: false schema: type: string style: simple - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls. explode: false in: header name: x-fapi-auth-date required: false schema: type: string style: simple x-conditional: true - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls. explode: false in: header name: x-fapi-customer-ip-address required: false schema: type: string style: simple - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls. explode: false in: header name: x-cds-client-headers required: false schema: type: string style: simple x-conditional: true x-cds-type: Base64 responses: '200': content: application/json: schema: $ref: '#/components/schemas/ResponseBankingPayeeListV2' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '400': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '406': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '422': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' summary: Get Payees tags: - Banking Payees x-scopes: - bank:payees:read x-version: '2' /banking/payees/{payeeId}: get: description: 'Obtain detailed information on a single payee. Note that the payee sub-structure should be selected to represent the payment destination only rather than any known characteristics of the payment recipient. Obsolete versions: [v1](includes/obsolete/get-payee-detail-v1.html).' operationId: getBankingPayeeDetail parameters: - description: The _payeeId_ to obtain data for. _payeeId_ values are returned by payee list endpoints. explode: false in: path name: payeeId required: true schema: $ref: '#/components/schemas/BankingPayeeId' style: simple - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction. explode: false in: header name: x-fapi-interaction-id required: false schema: type: string style: simple - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls. explode: false in: header name: x-fapi-auth-date required: false schema: type: string style: simple x-conditional: true - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls. explode: false in: header name: x-fapi-customer-ip-address required: false schema: type: string style: simple - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls. explode: false in: header name: x-cds-client-headers required: false schema: type: string style: simple x-conditional: true x-cds-type: Base64 responses: '200': content: application/json: schema: $ref: '#/components/schemas/ResponseBankingPayeeByIdV2' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '400': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '404': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '406': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' '422': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' summary: Get Payee Detail tags: - Banking Payees x-scopes: - bank:payees:read x-version: '2' /banking/products: get: description: 'Obtain a list of products that are currently openly offered to the market. Note that the results returned by this endpoint are expected to be ordered in descending order according to _lastUpdated_. ### Conventions In the product reference payloads there are a number of recurring conventions that are explained below. #### Arrays Of Features In the product detail payload there are a number of arrays articulating generic features, constraints, prices, etc. The intent of these arrays is as follows: - Each element in an array has the same structure so that clients can reliably interpret the payloads - Each element as a type element that is an enumeration of the specific aspect of a product being described, such as types of fees. - Each element has a field named [_additionalValue_](#productfeaturetypedoc). This is a generic field with contents that will vary based on the type of object being described. The contents of this field for the `ADDITIONAL_CARDS` feature is the number of cards allowed while the contents of this field for the `MAX_LIMIT` constraint would be the maximum credit limit allowed for the product. - An element in these arrays of the same type may appear more than once. For instance, a product may offer two separate loyalty programs that the customer can select from. A fixed term mortgage may have different rates for different term lengths. - An element in these arrays may contain an _additionalInfo_ and _additionalInfoUri_ field. The _additionalInfo_ field is used to provide displayable text clarifying the purpose of the element in some way when the product is presented to a customer. The _additionalInfoUri_ provides a link to externally hosted information specifically relevant to that feature of the product. - Depending on the type of data being represented there may be additional specific fields. #### URIs To More Information As the complexities and nuances of a financial product can not easily be fully expressed in a data structure without a high degree of complexity it is necessary to provide additional reference information that a potential customer can access so that they are fully informed of the features and implications of the product. The payloads for product reference therefore contain numerous fields that are provided to allow the product holder to describe the product more fully using a web page hosted on their online channels. These URIs do not need to all link to different pages. If desired, they can all link to a single hosted page and use different HTML anchors to focus on a specific topic such as eligibility or fees. #### Linkage To Accounts From the moment that a customer applies for a product and an account is created the account and the product that spawned it will diverge. Rates and features of the product may change and a discount may be negotiated for the account. For this reason, while _productCategory_ is a common field between accounts and products, there is no specific ID that can be used to link an account to a product within the regime. Similarly, many of the fields and objects in the product payload will appear in the account detail payload but the structures and semantics are not identical as one refers to a product that can potentially be originated and one refers to an account that actually has been instantiated and created along with the associated decisions inherent in that process. #### Dates It is expected that data consumers needing this data will call relatively frequently to ensure the data they have is representative of the current offering from a bank. To minimise the volume and frequency of these calls the ability to set a _lastUpdated_ field with the date and time of the last update to this product is included. A call for a list of products can then be filtered to only return products that have been updated since the last time that data was obtained using the _updated-since_ query parameter. In addition, the concept of effective date and time has also been included. This allows for a product to be marked for obsolescence, or introduction, from a certain time without the need for an update to show that a product has been changed. The inclusion of these dates also removes the need to represent deleted products in the payload. Products that are no longer offered can be marked not effective for a few weeks before they are then removed from the product set as an option entirely. Obsolete versions: [v1](includes/obsolete/get-products-v1.html), [v2](includes/obsolete/get-products-v2.html), [v3](includes/obsolete/get-products-v3.html), [v4](includes/obsolete/get-products-v4.html).' operationId: listBankingProducts parameters: - description: Allows for the filtering of products based on whether the current time is within the period of time defined as effective by the _effectiveFrom_ and _effectiveTo_ fields. Valid values are `CURRENT`, `FUTURE` and `ALL`. If absent defaults to `CURRENT`. explode: true in: query name: effective required: false schema: default: CURRENT enum: - ALL - CURRENT - FUTURE type: string style: form - description: Only include products that have been updated after the specified date and time. If absent defaults to include all products. explode: true in: query name: updated-since required: false schema: type: string style: form x-cds-type: DateTimeString - description: Filter results based on a specific brand. explode: true in: query name: brand required: false schema: type: string style: form - description: Used to filter results on the _productCategory_ field applicable to accounts. Any one of the valid values for this field can be supplied. If absent then all accounts returned. explode: true in: query name: product-category required: false schema: $ref: '#/components/schemas/BankingProductCategoryV2' style: form - description: Page of results to request (standard pagination). explode: true in: query name: page required: false schema: default: 1 type: integer style: form x-cds-type: PositiveInteger - description: Page size to request. Default is 25 (standard pagination). explode: true in: query name: page-size required: false schema: default: 25 type: integer style: form x-cds-type: PositiveInteger - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple responses: '200': content: application/json: schema: $ref: '#/components/schemas/ResponseBankingProductListV4' description: Successful response headers: x-v: $ref: '#/components/headers/XV' '400': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
'406': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
'422': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
servers: - description: TLS url: https://tls.dh.example.com/cds-au/v1 summary: Get Products tags: - Banking Products x-version: '5' /banking/products/{productId}: get: description: 'Obtain detailed information on a single product offered openly to the market. Obsolete versions: [v1](includes/obsolete/get-product-detail-v1.html), [v2](includes/obsolete/get-product-detail-v2.html), [v3](includes/obsolete/get-product-detail-v3.html), [v4](includes/obsolete/get-product-detail-v4.html), [v5](includes/obsolete/get-product-detail-v5.html), [v6](includes/obsolete/get-product-detail-v6.html).' operationId: getBankingProductDetail parameters: - description: The _productId_ to obtain data for. _productId_ values are returned by product list endpoints. explode: false in: path name: productId required: true schema: $ref: '#/components/schemas/BankingProductId' style: simple x-cds-type: ASCIIString - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple responses: '200': content: application/json: schema: $ref: '#/components/schemas/ResponseBankingProductByIdV7' description: Successful response headers: x-v: $ref: '#/components/headers/XV' '400': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
'404': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
'406': content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
servers: - description: TLS url: https://tls.dh.example.com/cds-au/v1 summary: Get Product Detail tags: - Banking Products x-version: '7' components: headers: XV: description: The [payload version](#response-headers) that the endpoint has responded with. explode: false required: true schema: type: string style: simple XFAPIInteractionId: description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction. explode: false required: true schema: type: string style: simple parameters: HeaderXV: description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers). explode: false in: header name: x-v required: true schema: type: string style: simple HeaderXMinV: description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. explode: false in: header name: x-min-v required: false schema: type: string style: simple HeaderXFAPIInteractionId: description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction. explode: false in: header name: x-fapi-interaction-id required: false schema: type: string style: simple HeaderXFAPIAuthDate: description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls. explode: false in: header name: x-fapi-auth-date required: false schema: type: string style: simple x-conditional: true HeaderXFAPICustomerIPAddress: description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls. explode: false in: header name: x-fapi-customer-ip-address required: false schema: type: string style: simple HeaderXCDSClientHeaders: description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls. explode: false in: header name: x-cds-client-headers required: false schema: type: string style: simple x-conditional: true x-cds-type: Base64 PathAccountId: description: The _accountId_ to obtain data for. _accountId_ values are returned by account list endpoints. explode: false in: path name: accountId required: true schema: $ref: '#/components/schemas/BankingAccountId' style: simple QueryBankingAccountOpenStatus: description: Used to filter results according to open/closed status. Values can be `OPEN`, `CLOSED` or `ALL`. If absent then `ALL` is assumed. explode: true in: query name: open-status required: false schema: default: ALL enum: - ALL - CLOSED - OPEN type: string style: form QueryBankingProductCategory: description: Used to filter results on the _productCategory_ field applicable to accounts. Any one of the valid values for this field can be supplied. If absent then all accounts returned. explode: true in: query name: product-category required: false schema: $ref: '#/components/schemas/BankingProductCategoryV2' style: form QueryBankingAccountIsOwned: description: Filters accounts based on whether they are owned by the authorised customer. `true` for owned accounts, `false` for unowned accounts and absent for all accounts. explode: true in: query name: is-owned required: false schema: type: boolean style: form QueryPlanStatus: description: Allows for the filtering of plans based on their schedule status: explode: true in: query name: plan-status required: false schema: default: ACTIVE enum: - ACTIVE - INACTIVE - ALL type: string style: form QueryPage: description: Page of results to request (standard pagination). explode: true in: query name: page required: false schema: default: 1 type: integer style: form x-cds-type: PositiveInteger QueryPageSize: description: Page size to request. Default is 25 (standard pagination). explode: true in: query name: page-size required: false schema: default: 25 type: integer style: form x-cds-type: PositiveInteger QueryNewestTime: description: Constrain the transaction history request to transactions with effective time at or before this date/time. If absent defaults to today. Format is aligned to [DateTimeString](#common-field-types) common type. explode: true in: query name: newest-time required: false schema: type: string style: form x-cds-type: DateTimeString QueryOldestTime: description: Constrain the transaction history request to transactions with effective time at or after this date/time. If absent defaults to _newest-time_ minus 90 days. Format is aligned to [DateTimeString](#common-field-types) common type. explode: true in: query name: oldest-time required: false schema: type: string style: form x-cds-type: DateTimeString QueryMinAmount: description: Filter transactions to only transactions with amounts higher than or equal to this amount. explode: true in: query name: min-amount required: false schema: type: string style: form x-cds-type: AmountString QueryMaxAmount: description: Filter transactions to only transactions with amounts less than or equal to this amount. explode: true in: query name: max-amount required: false schema: type: string style: form x-cds-type: AmountString QueryBankingTransactionText: description: Filter transactions to only transactions where this string value is found as a substring of either the _reference_ or _description_ fields. Format is arbitrary ASCII string. This parameter is optionally implemented by data holders. If it is not implemented then a response should be provided as normal without text filtering applied and an additional boolean field named _isQueryParamUnsupported_ should be included in the meta object and set to `true` (whether the text parameter is supplied or not). explode: true in: query name: text required: false schema: type: string style: form requestBodies: RequestAccountIds: content: application/json: schema: $ref: '#/components/schemas/RequestAccountIdListV1' description: Request payload containing a list of _accountId_ values to obtain data for. required: true responses: ListBankingAccounts200: content: application/json: schema: $ref: '#/components/schemas/ResponseBankingAccountListV3' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingAccounts400: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingAccounts406: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingAccounts422: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingBalancesBulk200: content: application/json: schema: $ref: '#/components/schemas/ResponseBankingAccountsBalanceList' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingBalancesBulk400: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingBalancesBulk406: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingBalancesBulk422: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingBalancesSpecificAccounts200: content: application/json: schema: $ref: '#/components/schemas/ResponseBankingAccountsBalanceList' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingBalancesSpecificAccounts400: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingBalancesSpecificAccounts406: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingBalancesSpecificAccounts422: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' GetBankingBalance200: content: application/json: schema: $ref: '#/components/schemas/ResponseBankingAccountsBalanceById' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' GetBankingBalance400: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' GetBankingBalance404: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' GetBankingBalance406: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' GetBankingAccountDetail200: content: application/json: schema: $ref: '#/components/schemas/ResponseBankingAccountByIdV5' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' GetBankingAccountDetail400: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' GetBankingAccountDetail404: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' GetBankingAccountDetail406: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingTransactions200: content: application/json: schema: $ref: '#/components/schemas/ResponseBankingTransactionListV2' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingTransactions400: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingTransactions404: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingTransactions406: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingTransactions422: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' GetBankingTransactionDetail200: content: application/json: schema: $ref: '#/components/schemas/ResponseBankingTransactionByIdV3' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' GetBankingTransactionDetail400: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' GetBankingTransactionDetail404: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' GetBankingTransactionDetail406: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListDirectDebits200: content: application/json: schema: $ref: '#/components/schemas/ResponseBankingDirectDebitAuthorisationList' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListDirectDebits400: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListDirectDebits404: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListDirectDebits406: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListDirectDebits422: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListDirectDebitsBulk200: content: application/json: schema: $ref: '#/components/schemas/ResponseBankingDirectDebitAuthorisationList' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListDirectDebitsBulk400: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListDirectDebitsBulk406: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListDirectDebitsBulk422: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListDirectDebitsSpecificAccounts200: content: application/json: schema: $ref: '#/components/schemas/ResponseBankingDirectDebitAuthorisationList' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListDirectDebitsSpecificAccounts400: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListDirectDebitsSpecificAccounts406: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListDirectDebitsSpecificAccounts422: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListScheduledPayments200: content: application/json: schema: $ref: '#/components/schemas/ResponseBankingScheduledPaymentsListV2' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListScheduledPayments400: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListScheduledPayments404: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListScheduledPayments406: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListScheduledPayments422: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListScheduledPaymentsBulk200: content: application/json: schema: $ref: '#/components/schemas/ResponseBankingScheduledPaymentsListV2' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListScheduledPaymentsBulk400: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListScheduledPaymentsBulk406: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListScheduledPaymentsBulk422: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListScheduledPaymentsSpecificAccounts200: content: application/json: schema: $ref: '#/components/schemas/ResponseBankingScheduledPaymentsListV2' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListScheduledPaymentsSpecificAccounts400: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListScheduledPaymentsSpecificAccounts406: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListScheduledPaymentsSpecificAccounts422: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListInstalmentPlans200: content: application/json: schema: $ref: '#/components/schemas/ResponseBankingInstalmentPlanList' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListInstalmentPlans400: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListInstalmentPlans404: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListInstalmentPlans406: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListInstalmentPlans422: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListInstalmentPlansBulk200: content: application/json: schema: $ref: '#/components/schemas/ResponseBankingInstalmentPlanList' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListInstalmentPlansBulk400: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListInstalmentPlansBulk406: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListInstalmentPlansBulk422: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingPayees200: content: application/json: schema: $ref: '#/components/schemas/ResponseBankingPayeeListV2' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingPayees400: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingPayees406: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingPayees422: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' GetBankingPayeeDetail200: content: application/json: schema: $ref: '#/components/schemas/ResponseBankingPayeeByIdV2' description: Successful response headers: x-v: $ref: '#/components/headers/XV' x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' GetBankingPayeeDetail400: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' GetBankingPayeeDetail404: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' GetBankingPayeeDetail406: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' GetBankingPayeeDetail422: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
headers: x-fapi-interaction-id: $ref: '#/components/headers/XFAPIInteractionId' ListBankingProducts200: content: application/json: schema: $ref: '#/components/schemas/ResponseBankingProductListV4' description: Successful response headers: x-v: $ref: '#/components/headers/XV' ListBankingProducts400: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
ListBankingProducts406: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
ListBankingProducts422: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
GetBankingProductDetail200: content: application/json: schema: $ref: '#/components/schemas/ResponseBankingProductByIdV7' description: Successful response headers: x-v: $ref: '#/components/headers/XV' GetBankingProductDetail400: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
GetBankingProductDetail404: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
GetBankingProductDetail406: content: application/json: schema: $ref: '#/components/schemas/ResponseErrorListV2' description: The following error codes **MUST** be supported:
schemas: RequestAccountIdListV1: properties: data: $ref: '#/components/schemas/RequestAccountIdListV1_data' meta: $ref: '#/components/schemas/Meta' required: - data type: object ResponseBankingProductListV4: properties: data: $ref: '#/components/schemas/ResponseBankingProductListV4_data' links: $ref: '#/components/schemas/LinksPaginated' meta: $ref: '#/components/schemas/MetaPaginated' required: - data - links - meta type: object BankingProductV6: properties: productId: $ref: '#/components/schemas/BankingProductId' effectiveFrom: description: The date and time from which this product is effective (i.e. is available for origination). Used to enable the articulation of products to the regime before they are available for customers to originate. type: string x-cds-type: DateTimeString effectiveTo: description: The date and time at which this product will be retired and will no longer be offered. Used to enable the managed deprecation of products. type: string x-cds-type: DateTimeString lastUpdated: description: The last date and time that the information for this product was changed (or the creation date for the product if it has never been altered). type: string x-cds-type: DateTimeString productCategory: $ref: '#/components/schemas/BankingProductCategoryV2' name: description: The display name of the product. type: string description: description: A description of the product. type: string brand: description: A label of the brand for the product. Able to be used for filtering. For data holders with single brands this value is still required. type: string brandName: description: An optional display name of the brand. type: string brandGroup: description: The *brandGroup* of a consumer data sharing brand that the product is associated with. type: string x-cds-type: ASCIIString applicationUri: description: A link to an application web page where this product can be applied for. type: string x-cds-type: URIString isTailored: description: Indicates whether the product is specifically tailored to a circumstance. In this case fees and prices are significantly negotiated depending on context. While all products are open to a degree of tailoring this flag indicates that tailoring is expected and thus that the provision of specific fees and rates is not applicable. type: boolean additionalInformation: $ref: '#/components/schemas/BankingProductAdditionalInformationV2' cardArt: description: Information about any cards available with the account. items: $ref: '#/components/schemas/BankingProductCardArt' type: array required: - brand - description - isTailored - lastUpdated - name - productCategory - productId type: object BankingProductCardArt: properties: cardScheme: description: Card scheme available with the account. enum: - AMEX - EFTPOS - MASTERCARD - VISA - OTHER type: string cardType: description: Card type available with the account. enum: - CHARGE - CREDIT - DEBIT type: string title: description: Display label for the specific image. type: string imageUri: description: URI reference to a PNG, JPG or GIF image with proportions defined by ISO 7810 ID-1 and width no greater than 512 pixels. The URI reference may be a link or url-encoded data URI according to **[[RFC2397]](#nref-RFC2397)**. type: string x-cds-type: URIString required: - cardScheme - cardType - imageUri type: object BankingProductAdditionalInformationV2: description: Object that contains links to additional information on specific topics. properties: overviewUri: description: General overview of the product. Mandatory if _additionalOverviewUris_ includes one or more supporting documents. type: string x-cds-type: URIString termsUri: description: Terms and conditions for the product. Mandatory if _additionalTermsUris_ includes one or more supporting documents. type: string x-cds-type: URIString eligibilityUri: description: Eligibility rules and criteria for the product. Mandatory if _additionalEligibilityUris_ includes one or more supporting documents. type: string x-cds-type: URIString feesAndPricingUri: description: Description of fees, pricing, discounts, exemptions and bonuses for the product. Mandatory if _additionalFeesAndPricingUris_ includes one or more supporting documents. type: string x-cds-type: URIString bundleUri: description: Description of a bundle that this product can be part of. Mandatory if _additionalBundleUris_ includes one or more supporting documents. type: string x-cds-type: URIString additionalOverviewUris: description: An array of additional general overviews for the product or features of the product, if applicable. To be treated as secondary documents to the _overviewUri_. Only to be used if there is a primary _overviewUri_. items: $ref: '#/components/schemas/BankingProductAdditionalInformationV2_additionalInformationUris' type: array additionalTermsUris: description: An array of additional terms and conditions for the product, if applicable. To be treated as secondary documents to the _termsUri_. Only to be used if there is a primary _termsUri_. items: $ref: '#/components/schemas/BankingProductAdditionalInformationV2_additionalInformationUris' type: array additionalEligibilityUris: description: An array of additional eligibility rules and criteria for the product, if applicable. To be treated as secondary documents to the _eligibilityUri_. Only to be used if there is a primary _eligibilityUri_. items: $ref: '#/components/schemas/BankingProductAdditionalInformationV2_additionalInformationUris' type: array additionalFeesAndPricingUris: description: An array of additional fees, pricing, discounts, exemptions and bonuses for the product, if applicable. To be treated as secondary documents to the _feesAndPricingUri_. Only to be used if there is a primary _feesAndPricingUri_. items: $ref: '#/components/schemas/BankingProductAdditionalInformationV2_additionalInformationUris' type: array additionalBundleUris: description: An array of additional bundles for the product, if applicable. To be treated as secondary documents to the _bundleUri_. Only to be used if there is a primary _bundleUri_. items: $ref: '#/components/schemas/BankingProductAdditionalInformationV2_additionalInformationUris' type: array type: object x-conditional: - overviewUri - termsUri - eligibilityUri - feesAndPricingUri - bundleUri BankingProductAdditionalInformationV2_additionalInformationUris: properties: description: description: Display text providing more information about the document URI. type: string additionalInfoUri: description: The URI describing the additional information. type: string x-cds-type: URIString required: - additionalInfoUri type: object ResponseBankingProductByIdV7: properties: data: $ref: '#/components/schemas/BankingProductDetailV7' links: $ref: '#/components/schemas/Links' meta: $ref: '#/components/schemas/Meta' required: - data - links type: object BankingProductDetailV7: allOf: - $ref: '#/components/schemas/BankingProductV6' - $ref: '#/components/schemas/BankingProductDetailV7_allOf' BankingProductBundle: properties: name: description: Name of the bundle. type: string description: description: Description of the bundle. type: string additionalInfo: description: Display text providing more information on the bundle. type: string additionalInfoUri: description: Link to a web page with more information on the bundle criteria and benefits. type: string x-cds-type: URIString productIds: description: Array of _productID_ values for products included in the bundle that are available via the product endpoints. Note that this array is not intended to represent a comprehensive model of the products included in the bundle and some products available for the bundle may not be available via the product reference endpoints. items: $ref: '#/components/schemas/BankingProductId' type: array required: - description - name type: object BankingProductFeatureV4: properties: featureType: description: The type of feature described. For further details, refer to [Product Feature Types](#tocSproductfeaturetypedoc). enum: - ADDITIONAL_CARDS - BALANCE_TRANSFERS - BILL_PAYMENT - BONUS_REWARDS - CARD_ACCESS - CASHBACK_OFFER - COMPLEMENTARY_PRODUCT_DISCOUNTS - EXTRA_DOWN_PAYMENT - DIGITAL_BANKING - DIGITAL_WALLET - DONATE_INTEREST - EXTRA_REPAYMENTS - FRAUD_PROTECTION - FREE_TXNS - FREE_TXNS_ALLOWANCE - FUNDS_AVAILABLE_AFTER - GUARANTOR - INSTALMENT_PLAN - INSURANCE - INTEREST_FREE - INTEREST_FREE_TRANSFERS - LOYALTY_PROGRAM - NOTIFICATIONS - NPP_ENABLED - NPP_PAYID - OFFSET - OTHER - OVERDRAFT - REDRAW - RELATIONSHIP_MANAGEMENT - UNLIMITED_TXNS type: string additionalValue: description: Generic field containing additional information relevant to the [_featureType_](#tocSproductfeaturetypedoc) specified. Whether mandatory or not is dependent on the value of the [_featureType_](#tocSproductfeaturetypedoc). type: string additionalInfo: description: Display text providing more information on the feature. Mandatory if the [_featureType_](#tocSproductfeaturetypedoc) value is `OTHER`. type: string additionalInfoUri: description: Link to a web page with more information on this feature. type: string x-cds-type: URIString required: - featureType type: object x-conditional: - additionalValue - additionalInfo BankingProductConstraintV3: properties: constraintType: description: The type of constraint described. For further details, refer to [Product Constraint Types](#tocSproductconstrainttypedoc). enum: - MAX_BALANCE - MAX_LIMIT - MAX_LVR - MIN_BALANCE - MIN_LIMIT - MIN_LVR - OPENING_BALANCE - OTHER type: string additionalValue: description: Generic field containing additional information relevant to the [_constraintType_](#tocSproductconstrainttypedoc) specified. Whether mandatory or not is dependent on the value of [_constraintType_](#tocSproductconstrainttypedoc). type: string additionalInfo: description: Display text providing more information on the constraint. Mandatory if the [_constraintType_](#tocSproductconstrainttypedoc) value is `OTHER`. type: string additionalInfoUri: description: Link to a web page with more information on the constraint. type: string x-cds-type: URIString required: - constraintType type: object x-conditional: - additionalValue - additionalInfo BankingProductEligibilityV2: properties: eligibilityType: description: The type of eligibility criteria described. For further details, refer to [Product Eligibility Types](#tocSproducteligibilitytypedoc). enum: - BUSINESS - EMPLOYMENT_STATUS - MAX_AGE - MIN_AGE - MIN_INCOME - MIN_TURNOVER - NATURAL_PERSON - OTHER - PENSION_RECIPIENT - RESIDENCY_STATUS - STAFF - STUDENT type: string additionalValue: description: Generic field containing additional information relevant to the [_eligibilityType_](#tocSproducteligibilitytypedoc) specified. Whether mandatory or not is dependent on the value of [_eligibilityType_](#tocSproducteligibilitytypedoc). type: string additionalInfo: description: Display text providing more information on the [eligibility](#tocSproducteligibilitytypedoc) criteria. Mandatory if the [_eligibilityType_](#tocSproducteligibilitytypedoc) value is `OTHER`. type: string additionalInfoUri: description: Link to a web page with more information on this eligibility criteria. type: string x-cds-type: URIString required: - eligibilityType type: object x-conditional: - additionalValue - additionalInfo BankingProductFeeV2: properties: name: description: Name of the fee. type: string feeType: description: The type of fee. For further details, refer to [Product Fee Types](#tocSproductfeetypedoc). enum: - CASH_ADVANCE - DEPOSIT - DISHONOUR - ENQUIRY - EVENT - EXIT - LATE_PAYMENT - OTHER - PAYMENT - PERIODIC - PURCHASE - REPLACEMENT - TRANSACTION - UPFRONT - UPFRONT_PER_PLAN - VARIATION - WITHDRAWAL example: CASH_ADVANCE type: string feeMethodUType: description: Reference to the applicable fee charging method structure. enum: - fixedAmount - rateBased - variable type: string fixedAmount: allOf: - $ref: '#/components/schemas/BankingFeeAmount' description: Mandatory if the _feeMethodUType_ value is `fixedAmount`. Where the fee is a specific amount. rateBased: allOf: - $ref: '#/components/schemas/BankingFeeRate' description: Mandatory if the _feeMethodUType_ value is `rateBased`. Where the fee is based on a type of rate. variable: allOf: - $ref: '#/components/schemas/BankingFeeRange' description: Mandatory if the _feeMethodUType_ value is `variable`. Where the amount or rate may not be known until the fee is incurred. feeCap: description: The cap amount if multiple occurrences of the fee are capped to a limit. type: string x-cds-type: AmountString feeCapPeriod: description: Specifies a duration over which multiple occurrences of the fee will be capped. Formatted according to [ISO 8601 Durations](https://en.wikipedia.org/wiki/ISO_8601#Durations) (excludes recurrence syntax). type: string x-cds-type: ExternalRef currency: default: AUD description: The currency the fee will be charged in. Assumes `AUD` if absent. type: string x-cds-type: CurrencyString additionalValue: description: Generic field containing additional information relevant to the [_feeType_](#tocSproductfeetypedoc) specified. Whether mandatory or not is dependent on the value of [_feeType_](#tocSproductfeetypedoc). type: string additionalInfo: description: Display text providing more information on the fee. Mandatory if the [_feeType_](#tocSproductfeetypedoc) value is `OTHER`. type: string additionalInfoUri: description: Link to a web page with more information on this fee. type: string x-cds-type: URIString discounts: description: An optional list of discounts to this fee that may be available. items: $ref: '#/components/schemas/BankingProductDiscountV2' type: array required: - feeMethodUType - feeType - name type: object x-conditional: - fixedAmount - rateBased - variable - additionalValue - additionalInfo BankingFeeAmount: properties: amount: description: The specific amount charged for the fee each time it is incurred. type: string x-cds-type: AmountString required: - amount type: object BankingFeeRate: properties: rateType: description: Type of fee rate calculation. enum: - BALANCE - INTEREST_ACCRUED - TRANSACTION type: string rate: description: The fee rate calculated according to the _rateType_. type: string x-cds-type: RateString accrualFrequency: description: The indicative frequency with which the fee is calculated on the account if applicable. Formatted according to [ISO 8601 Durations](https://en.wikipedia.org/wiki/ISO_8601#Durations) (excludes recurrence syntax). type: string x-cds-type: ExternalRef amountRange: $ref: '#/components/schemas/BankingFeeRange' required: - rate - rateType type: object x-conditional: - balanceRate - transactionRate - accruedRate BankingFeeRange: description: A minimum or maximum fee amount where a specific fixed amount is not known until the fee is incurred. properties: feeMinimum: description: The minimum fee that will be charged per occurrence. type: string x-cds-type: AmountString feeMaximum: description: The maximum fee that will be charged per occurrence. type: string x-cds-type: AmountString type: object BankingProductDiscountV2: description: Note that the currency of the fee discount is expected to be the same as the currency of the fee itself. properties: description: description: Description of the discount. type: string discountType: description: The type of discount. For further details, refer to [Product Discount Types](#tocSproductdiscounttypedoc). enum: - BALANCE - DEPOSITS - ELIGIBILITY_ONLY - FEE_CAP - PAYMENTS type: string discountMethodUType: description: Reference to the applicable fee discount method structure. enum: - fixedAmount - rateBased type: string fixedAmount: allOf: - $ref: '#/components/schemas/BankingFeeDiscountAmount' description: Mandatory if the _discountMethodUType_ value is `fixedAmount`. Where the discount is a specific amount. rateBased: allOf: - $ref: '#/components/schemas/BankingFeeDiscountRate' description: Mandatory if the _discountMethodUType_ value is `rateBased`. Where the discount is based on a type of rate. Unless noted in _additionalInfo_, assumes the application and calculation frequency are the same as the corresponding fee. additionalValue: description: Generic field containing additional information relevant to the [_discountType_](#tocSproductdiscounttypedoc) specified. Whether mandatory or not is dependent on the value of [_discountType_](#tocSproductdiscounttypedoc). type: string additionalInfo: description: Display text providing more information on the discount. type: string additionalInfoUri: description: Link to a web page with more information on this discount. type: string x-cds-type: URIString eligibility: description: Eligibility constraints that apply to this discount. Mandatory if the [_discountType_](#tocSproductdiscounttypedoc) value is `ELIGIBILITY_ONLY`. items: $ref: '#/components/schemas/BankingProductDiscountEligibility' type: array required: - description - discountMethodUType - discountType type: object x-conditional: - fixedAmount - rateBased - additionalValue - eligibility BankingFeeDiscountAmount: properties: amount: description: The specific amount discounted from the fee each time it is incurred. type: string x-cds-type: AmountString required: - amount type: object BankingFeeDiscountRate: properties: rateType: description: Type of fee rate discount calculation. enum: - BALANCE - FEE - INTEREST_ACCRUED - TRANSACTION type: string rate: description: The fee rate discount calculated according to the _rateType_. type: string x-cds-type: RateString amountRange: $ref: '#/components/schemas/BankingFeeDiscountRange' required: - rate - rateType type: object BankingFeeDiscountRange: description: A minimum or maximum fee discount amount where a specific fixed amount is not known until the fee is incurred. properties: discountMinimum: description: The minimum fee discount that will be applied per occurrence. type: string x-cds-type: AmountString discountMaximum: description: The maximum fee discount that will be applied per occurrence. type: string x-cds-type: AmountString type: object BankingProductDiscountEligibility: properties: discountEligibilityType: description: The type of the specific eligibility constraint for a discount. For further details, refer to [Product Discount Eligibility Types](#tocSproductdiscounteligibilitydoc). enum: - BUSINESS - EMPLOYMENT_STATUS - INTRODUCTORY - MAX_AGE - MIN_AGE - MIN_INCOME - MIN_TURNOVER - NATURAL_PERSON - OTHER - PENSION_RECIPIENT - RESIDENCY_STATUS - STAFF - STUDENT type: string additionalValue: description: Generic field containing additional information relevant to the [_discountEligibilityType_](#tocSproductdiscounteligibilitydoc) specified. Whether mandatory or not is dependent on the value of [_discountEligibilityType_](#tocSproductdiscounteligibilitydoc). type: string additionalInfo: description: Display text providing more information on this eligibility constraint. Mandatory if the [_discountEligibilityType_](#tocSproductdiscounteligibilitydoc) value is `OTHER`. type: string additionalInfoUri: description: Link to a web page with more information on this eligibility constraint. type: string x-cds-type: URIString required: - discountEligibilityType type: object x-conditional: - additionalInfo - additionalValue BankingProductDepositRateV2: properties: depositRateType: description: The type of rate (`FIXED`, `VARIABLE`, `BONUS`, etc.) For further details, refer to [Product Deposit Rate Types](#tocSproductdepositratetypedoc). enum: - BONUS - BUNDLE_BONUS - FIXED - FLOATING - INTRODUCTORY - MARKET_LINKED - VARIABLE example: VARIABLE type: string rate: description: The rate to be applied. type: string x-cds-type: RateString calculationFrequency: description: The period after which the rate is applied to the balance to calculate the amount due for the period. Calculation of the amount is often daily (as balances may change) but accumulated until the total amount is 'applied' to the account (see _applicationFrequency_). Formatted according to [ISO 8601 Durations](https://en.wikipedia.org/wiki/ISO_8601#Durations) (excludes recurrence syntax). type: string x-cds-type: ExternalRef applicationType: description: The type of approach used to apply the rate to the account. enum: - MATURITY - PERIODIC - UPFRONT example: PERIODIC type: string applicationFrequency: description: The period after which the calculated amount(s) (see _calculationFrequency_) are 'applied' (i.e. debited or credited) to the account. Formatted according to [ISO 8601 Durations](https://en.wikipedia.org/wiki/ISO_8601#Durations) (excludes recurrence syntax). Mandatory if the _applicationType_ value is `PERIODIC`. type: string x-cds-type: ExternalRef tiers: description: Qualifying criteria or conditions relevant to the associated rate. items: $ref: '#/components/schemas/BankingProductRateTierV4' type: array applicabilityConditions: description: Applicability conditions for the rate. items: $ref: '#/components/schemas/BankingProductRateConditionV2' type: array additionalValue: description: Generic field containing additional information relevant to the [_depositRateType_](#tocSproductdepositratetypedoc) specified. Whether mandatory or not is dependent on the value of [_depositRateType_](#tocSproductdepositratetypedoc). type: string additionalInfo: description: Display text providing more information on the rate. type: string additionalInfoUri: description: Link to a web page with more information on this rate. type: string x-cds-type: URIString required: - applicationType - depositRateType - rate type: object x-conditional: - additionalValue - applicationFrequency BankingProductLendingRateV3: properties: lendingRateType: description: The type of rate (`FIXED`, `VARIABLE`, etc.) For further details, refer to [Product Lending Rate Types](#tocSproductlendingratetypedoc). enum: - BALANCE_TRANSFER - BUNDLE_DISCOUNT_FIXED - BUNDLE_DISCOUNT_VARIABLE - CASH_ADVANCE - DISCOUNT - FIXED - FLOATING - INTRODUCTORY - MARKET_LINKED - PENALTY - PURCHASE - VARIABLE example: FIXED type: string rate: description: The rate to be applied. type: string x-cds-type: RateString comparisonRate: description: A comparison rate equivalent for this rate. type: string x-cds-type: RateString calculationFrequency: description: The period after which the rate is applied to the balance to calculate the amount due for the period. Calculation of the amount is often daily (as balances may change) but accumulated until the total amount is 'applied' to the account (see _applicationFrequency_). Formatted according to [ISO 8601 Durations](https://en.wikipedia.org/wiki/ISO_8601#Durations) (excludes recurrence syntax). type: string x-cds-type: ExternalRef applicationType: description: The type of approach used to apply the rate to the account. enum: - MATURITY - PERIODIC - UPFRONT example: PERIODIC type: string applicationFrequency: description: The period after which the calculated amount(s) (see _calculationFrequency_) are 'applied' (i.e. debited or credited) to the account. Formatted according to [ISO 8601 Durations](https://en.wikipedia.org/wiki/ISO_8601#Durations) (excludes recurrence syntax). Mandatory if the _applicationType_ value is `PERIODIC`. type: string x-cds-type: ExternalRef interestPaymentDue: description: When loan payments are due to be paid within each period. The investment benefit of earlier payments affect the rate that can be offered. enum: - IN_ADVANCE - IN_ARREARS type: string repaymentType: description: Option in place for repayments. enum: - INTEREST_ONLY - OTHER - PRINCIPAL_AND_INTEREST - UNCONSTRAINED type: string loanPurpose: description: The reason for taking out the loan. enum: - INVESTMENT - OTHER - OWNER_OCCUPIED - UNCONSTRAINED type: string tiers: description: Qualifying criteria or conditions relevant to the associated rate. items: $ref: '#/components/schemas/BankingProductRateTierV4' type: array applicabilityConditions: description: Applicability conditions for the rate. items: $ref: '#/components/schemas/BankingProductRateConditionV2' type: array additionalValue: description: Generic field containing additional information relevant to the [_lendingRateType_](#tocSproductlendingratetypedoc) specified. Whether mandatory or not is dependent on the value of [_lendingRateType_](#tocSproductlendingratetypedoc). type: string additionalInfo: description: Display text providing more information on the rate. type: string additionalInfoUri: description: Link to a web page with more information on this rate. type: string x-cds-type: URIString required: - applicationType - lendingRateType - loanPurpose - rate - repaymentType type: object x-conditional: - additionalValue - applicationFrequency BankingProductRateTierV4: description: Defines the criteria and conditions for which a rate applies. properties: name: description: A display name for the tier. type: string unitOfMeasure: description: The unit of measure that applies to the _minimumValue_ and _maximumValue_ values, e.g., enum: - DAY - DOLLAR - MONTH - PERCENT type: string minimumValue: description: The number of _unitOfMeasure_ units that form the lower bound of the tier. The tier should be inclusive of this value. type: string maximumValue: description: 'The number of _unitOfMeasure_ units that form the upper bound of the tier or band. For a tier with a discrete value (as opposed to a range of values e.g., 1 month) this must be the same as _minimumValue_. Where this is the same as the _minimumValue_ value of the next-higher tier the referenced tier should be exclusive of this value. For example a term deposit of 2 months falls into the upper tier of the following tiers: (1 – 2 months, 2 – 3 months). If absent the tier''s range has no upper bound.' type: string rateApplicationMethod: description: The method used to calculate the amount to be applied using one or more tiers. A single rate may be applied to the entire balance or each applicable tier rate is applied to the portion of the balance that falls into that tier (referred to as 'bands' or 'steps'). enum: - PER_TIER - WHOLE_BALANCE type: string applicabilityConditions: description: Applicability conditions for the rate tier. items: $ref: '#/components/schemas/BankingProductRateConditionV2' type: array additionalInfo: description: Display text providing more information on the rate tier. type: string additionalInfoUri: description: Link to a web page with more information on this rate tier. type: string x-cds-type: URIString required: - minimumValue - name - unitOfMeasure type: object BankingProductRateConditionV2: description: Defines a condition for the applicability of a rate. properties: rateApplicabilityType: description: Category of applicability condition associated with the rate. For more information refer to [Rate and Tier Applicability Types](#tocSbankingproductrateconditiondoc). enum: - MIN_DEPOSITS - MIN_DEPOSIT_AMOUNT - DEPOSIT_BALANCE_INCREASED - EXISTING_CUST - NEW_ACCOUNTS - NEW_CUSTOMER - NEW_CUSTOMER_TO_GROUP - ONLINE_ONLY - OTHER - MIN_PURCHASES - MAX_WITHDRAWALS - MAX_WITHDRAWAL_AMOUNT example: NEW_CUSTOMER type: string additionalValue: description: Generic field containing additional information relevant to the _rateApplicabilityType_ specified. Whether mandatory or not is dependent on the value of [_rateApplicabilityType_](#tocSbankingproductrateconditiondoc). type: string additionalInfo: description: Display text providing more information on the condition. Mandatory if the [_rateApplicabilityType_](#tocSbankingproductrateconditiondoc) value is `OTHER`. type: string additionalInfoUri: description: Link to a web page with more information on this condition. type: string x-cds-type: URIString required: - rateApplicabilityType type: object x-conditional: - additionalValue - additionalInfo BankingProductInstalments: description: Details of instalment features on the account. properties: maximumConcurrentPlans: description: Maximum number of concurrent active instalment plans that may be created on the account. If `null`, there is no predetermined maximum number. type: integer x-cds-type: NaturalNumber instalmentsLimit: description: Maximum combined limit of all instalment plans that may be created on the account. If `null` or not present, an opened account balance _creditLimit_ may be assumed to provide a maximum limit for instalments. type: string x-cds-type: AmountString minimumPlanValue: description: Minimum value that can be opened as an instalment plan. type: string x-cds-type: AmountString maximumPlanValue: description: Maximum value that can be opened as an instalment plan. If `null` or not present, _instalmentsLimit_ is assumed to be the maximum individual plan value. type: string x-cds-type: AmountString minimumSplit: description: Minimum number of instalment payments a plan can be created with. example: 4 type: integer x-cds-type: PositiveInteger maximumSplit: description: Maximum number of instalment payments a plan can be created with. example: 4 type: integer x-cds-type: PositiveInteger required: - maximumSplit - minimumSplit type: object ResponseBankingAccountListV3: properties: data: $ref: '#/components/schemas/ResponseBankingAccountListV3_data' links: $ref: '#/components/schemas/LinksPaginated' meta: $ref: '#/components/schemas/MetaPaginated' required: - data - links - meta type: object BankingAccountV3: properties: accountId: allOf: - $ref: '#/components/schemas/BankingAccountId' description: Unique identifier for the account. creationDate: description: Date that the account was created (if known). type: string x-cds-type: DateString displayName: description: The display name of the account as defined by the bank. This should not incorporate account numbers or PANs. If it does the values should be masked according to the rules of the [MaskedAccountString](#common-field-types) common type. type: string nickname: description: A customer supplied nickname for the account. type: string openStatus: default: OPEN description: Open or closed status for the account. If not present then `OPEN` is assumed. enum: - CLOSED - OPEN type: string isOwned: default: true description: Flag indicating that the customer associated with the authorisation is an owner of the account. Does not indicate sole ownership, however. If not present then `true` is assumed. type: boolean accountOwnership: description: Value indicating the number of customers that have ownership of the account, according to the data holder's definition of account ownership. Does not indicate that all account owners are eligible consumers. enum: - UNKNOWN - ONE_PARTY - TWO_PARTY - MANY_PARTY - OTHER type: string maskedNumber: description: A masked version of the account. Whether BSB/Account Number, Credit Card PAN or another number. type: string x-cds-type: MaskedAccountString productCategory: $ref: '#/components/schemas/BankingProductCategoryV2' productName: description: The unique identifier of the account as defined by the data holder (akin to model number for the account). type: string isInstalmentDetailAvailable: default: false description: '`true` if any active or inactive instalment plans are available in the Get Instalment Plans endpoints. `false` if instalment plans are not applicable to the account.' type: boolean required: - accountId - accountOwnership - displayName - maskedNumber - productCategory - productName type: object ResponseBankingAccountByIdV5: properties: data: $ref: '#/components/schemas/BankingAccountDetailV5' links: $ref: '#/components/schemas/Links' meta: $ref: '#/components/schemas/Meta' required: - data - links type: object BankingAccountDetailV5: allOf: - $ref: '#/components/schemas/BankingAccountV3' - $ref: '#/components/schemas/BankingAccountDetailV5_allOf' BankingInstalmentPlan: properties: accountId: allOf: - $ref: '#/components/schemas/BankingAccountId' description: Unique identifier for the account. planId: allOf: - $ref: '#/components/schemas/BankingInstalmentPlanId' description: Unique identifier for this plan in accordance with ID Permanence requirements. planReference: description: Unique purchase or order number for this plan, aligned to other channels. type: string merchantName: description: Name of the merchant associated with the instalment plan. type: string merchantCategoryCode: description: The merchant category code (MCC) for the merchant associated with the instalment plan. type: string planNickname: description: The short display name of the plan as provided by the customer. Where a customer has not provided a nickname, a display name derived by the data holder consistent with other channels. type: string creationDate: description: The date the plan was created. type: string x-cds-type: DateString amount: description: The original transaction amount the instalment plan was created for, including any upfront payment. E.g., For a $100 purchase split into four repayments, this would be `100.00`. type: string x-cds-type: AmountString planCurrency: default: AUD description: The currency of the plan amount. If absent assumed to be `AUD`. type: string x-cds-type: CurrencyString planCharge: description: Any charges incorporated into the scheduled amounts due, excluding other fees. E.g., If the consumer agrees to repay a $100 purchase plus a $5 charge split across four instalments, this would be `5.00`. type: string x-cds-type: AmountString planRate: description: If displayed to the consumer, the percentage value of any charges incorporated into the scheduled amounts due, excluding other fees. E.g., If the consumer agrees to repay a $1000 purchase plus 10% interest split across twelve instalments, this would be `0.1`. type: string x-cds-type: RateString duration: description: The expected repayment period as at the creation of the plan. Formatted according to [ISO 8601 Durations](https://en.wikipedia.org/wiki/ISO_8601#Durations) (excludes recurrence syntax). E.g., For a further three fortnightly repayments from the _creationDate_, this would be `P6W`. type: string x-cds-type: ExternalRef instalmentInterval: description: The expected repayment interval. Formatted according to [ISO 8601 Durations](https://en.wikipedia.org/wiki/ISO_8601#Durations) (excludes recurrence syntax). E.g., For fortnightly repayments, this would be `P2W`. type: string x-cds-type: ExternalRef schedule: description: Array of scheduled repayment amounts and dates. items: $ref: '#/components/schemas/BankingInstalmentPlanSchedule' type: array required: - accountId - amount - creationDate - duration - instalmentInterval - merchantName - planId - planNickname - planReference - schedule type: object BankingInstalmentPlanSchedule: properties: amountDue: description: Amount due with this repayment. type: string x-cds-type: AmountString dueDate: description: Date this repayment is or was due. type: string x-cds-type: DateString isPaid: default: false description: Whether the associated _amountDue_ has been paid or is otherwise considered as not outstanding. `false` is assumed if absent. type: boolean required: - amountDue - dueDate type: object BankingTermDepositAccount: properties: lodgementDate: description: The lodgement date of the original deposit. type: string x-cds-type: DateString maturityDate: description: Maturity date for the term deposit. type: string x-cds-type: DateString maturityAmount: description: Amount to be paid upon maturity. If absent it implies the amount to paid is variable and cannot currently be calculated. type: string x-cds-type: AmountString maturityCurrency: default: AUD description: If absent assumes `AUD`. type: string x-cds-type: CurrencyString maturityInstructions: description: Current instructions on action to be taken at maturity. This includes default actions that may be specified in the terms and conditions for the product e.g., roll-over to the same term and frequency of interest payments. enum: - HOLD_ON_MATURITY - PAID_OUT_AT_MATURITY - ROLLED_OVER type: string required: - lodgementDate - maturityDate - maturityInstructions type: object BankingCreditCardAccount: properties: minPaymentAmount: description: The minimum payment amount due for the next card payment. type: string x-cds-type: AmountString paymentDueAmount: description: The amount due for the next card payment. type: string x-cds-type: AmountString paymentCurrency: default: AUD description: If absent assumes `AUD`. type: string x-cds-type: CurrencyString paymentDueDate: description: Date that the next payment for the card is due. type: string x-cds-type: DateString required: - minPaymentAmount - paymentDueAmount - paymentDueDate type: object BankingLoanAccountV3: properties: originalStartDate: description: Optional original start date for the loan. type: string x-cds-type: DateString originalLoanAmount: description: Optional original loan value. type: string x-cds-type: AmountString originalLoanCurrency: default: AUD description: If absent assumes `AUD`. type: string x-cds-type: CurrencyString loanEndDate: description: Date that the loan is due to be repaid in full. type: string x-cds-type: DateString nextInstalmentDate: description: Next date that an instalment is required. type: string x-cds-type: DateString minInstalmentAmount: description: Minimum amount of next instalment. type: string x-cds-type: AmountString minInstalmentCurrency: default: AUD description: If absent assumes `AUD`. type: string x-cds-type: CurrencyString maxRedraw: description: Maximum amount of funds that can be redrawn. If not present redraw is not available even if the feature exists for the account. type: string x-cds-type: AmountString maxRedrawCurrency: default: AUD description: If absent assumes `AUD`. type: string x-cds-type: CurrencyString minRedraw: description: Minimum redraw amount. type: string x-cds-type: AmountString minRedrawCurrency: default: AUD description: If absent assumes `AUD`. type: string x-cds-type: CurrencyString offsetAccountEnabled: description: Set to `true` if one or more offset accounts are configured for this loan account. type: boolean offsetAccountIds: description: The _accountId_ values of the configured offset accounts attached to this loan. Only offset accounts that can be accessed under the current authorisation should be included. It is expected behaviour that _offsetAccountEnabled_ is set to `true` but the _offsetAccountIds_ field is absent or empty. This represents a situation where an offset account exists but details can not be accessed under the current authorisation. items: $ref: '#/components/schemas/BankingAccountId' type: array repaymentType: description: Option in place for repayments. enum: - INTEREST_ONLY - OTHER - PRINCIPAL_AND_INTEREST - UNCONSTRAINED type: string repaymentFrequency: description: The expected or required repayment frequency. Formatted according to [ISO 8601 Durations](https://en.wikipedia.org/wiki/ISO_8601#Durations) (excludes recurrence syntax). type: string x-cds-type: ExternalRef required: - repaymentType type: object ResponseBankingTransactionListV2: properties: data: $ref: '#/components/schemas/ResponseBankingTransactionListV2_data' links: $ref: '#/components/schemas/LinksPaginated' meta: $ref: '#/components/schemas/MetaPaginatedTransaction' required: - data - links - meta type: object BankingTransactionV2: properties: accountId: allOf: - $ref: '#/components/schemas/BankingAccountId' description: Unique identifier for the account. transactionId: allOf: - $ref: '#/components/schemas/BankingTransactionId' description: Unique identifier for the transaction. This is mandatory (through hashing if necessary) unless there are specific and justifiable technical reasons why a transaction cannot be uniquely identified for a particular account type. Mandatory if the _isDetailAvailable_ value is `true`. isDetailAvailable: description: '`true` if extended information is available using the transaction detail endpoint. `false` if extended data is not available.' type: boolean type: description: The type of the transaction. enum: - DIRECT_DEBIT - FEE - INTEREST_CHARGED - INTEREST_PAID - OTHER - PAYMENT - TRANSFER_INCOMING - TRANSFER_OUTGOING type: string status: description: Status of the transaction whether pending or posted. Note that there is currently no provision in the standards to guarantee the ability to correlate a pending transaction with an associated posted transaction. enum: - PENDING - POSTED type: string description: description: The transaction description as applied by the financial institution. type: string postingDateTime: description: The time the transaction was posted. This field is Mandatory if the transaction has status `POSTED`. This is the time that appears on a standard statement. type: string x-cds-type: DateTimeString valueDateTime: description: Date and time at which assets become available to the account owner in case of a credit entry, or cease to be available to the account owner in case of a debit transaction entry. type: string x-cds-type: DateTimeString executionDateTime: description: The time the transaction was executed by the originating customer, if available. type: string x-cds-type: DateTimeString amount: description: The value of the transaction. Negative values mean money was outgoing from the account. type: string x-cds-type: AmountString currency: default: AUD description: The currency for the transaction amount. `AUD` assumed if not present. type: string x-cds-type: CurrencyString reference: description: The reference for the transaction provided by the originating institution. Empty string if no data provided. type: string merchantName: description: Name of the merchant for an outgoing payment to a merchant. type: string merchantCategoryCode: description: The merchant category code (or MCC) for an outgoing payment to a merchant. type: string instalmentPlanId: allOf: - $ref: '#/components/schemas/BankingInstalmentPlanId' description: If the transaction is associated with an instalment plan, the corresponding _planId_ value. It should be noted that if the transaction is for a fee associated with a plan, or any amount of repayment, the _amount_ of the transaction may not match a scheduled instalment amount. billerCode: description: BPAY Biller Code for the transaction (if available). type: string billerName: description: Name of the BPAY biller for the transaction (if available). type: string crn: description: BPAY CRN for the transaction (if available).
Where the CRN contains sensitive information, it should be masked in line with how the Data Holder currently displays account identifiers in their existing online banking channels. If the contents of the CRN match the format of a Credit Card PAN they should be masked according to the rules applicable for [MaskedPANString](#common-field-types). If the contents are otherwise sensitive, then it should be masked using the rules applicable for the [MaskedAccountString](#common-field-types) common type. type: string apcaNumber: description: 6 Digit APCA number for the initiating institution. The field is fixed-width and padded with leading zeros if applicable. type: string required: - accountId - amount - description - isDetailAvailable - reference - status - type type: object x-conditional: - transactionId - postingDateTime - crn ResponseBankingTransactionByIdV3: properties: data: $ref: '#/components/schemas/BankingTransactionDetailV3' links: $ref: '#/components/schemas/Links' meta: $ref: '#/components/schemas/Meta' required: - data - links type: object BankingTransactionDetailV3: allOf: - $ref: '#/components/schemas/BankingTransactionV2' - $ref: '#/components/schemas/BankingTransactionDetailV3_allOf' ResponseBankingAccountsBalanceList: properties: data: $ref: '#/components/schemas/ResponseBankingAccountsBalanceList_data' links: $ref: '#/components/schemas/LinksPaginated' meta: $ref: '#/components/schemas/MetaPaginated' required: - data - links - meta type: object ResponseBankingAccountsBalanceById: properties: data: $ref: '#/components/schemas/BankingBalance' links: $ref: '#/components/schemas/Links' meta: $ref: '#/components/schemas/Meta' required: - data - links type: object BankingBalance: properties: accountId: allOf: - $ref: '#/components/schemas/BankingAccountId' description: Unique identifier for the account. currentBalance: description: The balance of the account at this time. Should align to the balance available via other channels such as Internet Banking. Assumed to be negative if the customer has money owing. type: string x-cds-type: AmountString availableBalance: description: Balance representing the amount of funds available for transfer. Assumed to be zero or positive. type: string x-cds-type: AmountString creditLimit: default: '0.00' description: Object representing the maximum amount of credit that is available for this account. Assumed to be zero if absent. type: string x-cds-type: AmountString amortisedLimit: default: '0.00' description: Object representing the available limit amortised according to payment schedule. Assumed to be zero if absent. type: string x-cds-type: AmountString currency: default: AUD description: The currency for the balance amounts. If absent assumed to be `AUD`. type: string x-cds-type: CurrencyString purses: description: Optional array of balances for the account in other currencies. Included to support accounts that support multi-currency purses such as Travel Cards. items: $ref: '#/components/schemas/BankingBalancePurse' type: array required: - accountId - availableBalance - currentBalance type: object BankingBalancePurse: properties: amount: description: The balance available for this additional currency purse. type: string x-cds-type: AmountString currency: description: The currency for the purse. type: string x-cds-type: CurrencyString required: - amount type: object ResponseBankingPayeeListV2: properties: data: $ref: '#/components/schemas/ResponseBankingPayeeListV2_data' links: $ref: '#/components/schemas/LinksPaginated' meta: $ref: '#/components/schemas/MetaPaginated' required: - data - links - meta type: object ResponseBankingPayeeByIdV2: properties: data: $ref: '#/components/schemas/BankingPayeeDetailV2' links: $ref: '#/components/schemas/Links' meta: $ref: '#/components/schemas/Meta' required: - data - links type: object BankingPayeeV2: properties: payeeId: allOf: - $ref: '#/components/schemas/BankingPayeeId' description: Unique identifier for the payee. nickname: description: The short display name of the payee as provided by the customer. Where a customer has not provided a nickname, a display name derived by the bank for the payee consistent with existing digital banking channels. type: string description: description: A description of the payee provided by the customer. type: string type: description: The type of payee. enum: - BILLER - DIGITAL_WALLET - DOMESTIC - INTERNATIONAL type: string creationDate: description: The date the payee was created by the customer. type: string x-cds-type: DateString required: - nickname - payeeId - type type: object BankingPayeeDetailV2: allOf: - $ref: '#/components/schemas/BankingPayeeV2' - $ref: '#/components/schemas/BankingPayeeDetailV2_allOf' BankingDomesticPayee: properties: payeeAccountUType: description: 'Type of account object included. Valid values are: ' enum: - account - card - payId type: string account: $ref: '#/components/schemas/BankingDomesticPayeeAccount' card: $ref: '#/components/schemas/BankingDomesticPayeeCard' payId: $ref: '#/components/schemas/BankingDomesticPayeePayId' required: - payeeAccountUType type: object x-conditional: - account - card - payId BankingDomesticPayeeAccount: properties: accountName: description: Name of the account to pay to. type: string bsb: description: BSB of the account to pay to. type: string accountNumber: description: Number of the account to pay to. type: string required: - accountNumber - bsb type: object BankingDomesticPayeeCard: properties: cardNumber: description: Name of the account to pay to. type: string x-cds-type: MaskedPANString required: - cardNumber type: object BankingDomesticPayeePayId: properties: name: description: The name assigned to the PayID by the owner of the PayID. type: string identifier: description: The identifier of the PayID (dependent on type). type: string type: description: The type of the PayID. enum: - ABN - EMAIL - ORG_IDENTIFIER - TELEPHONE type: string required: - identifier - type type: object BankingBillerPayee: properties: billerCode: description: BPAY Biller Code of the Biller. type: string crn: description: BPAY CRN of the Biller (if available).
Where the CRN contains sensitive information, it should be masked in line with how the Data Holder currently displays account identifiers in their existing online banking channels. If the contents of the CRN match the format of a Credit Card PAN they should be masked according to the rules applicable for [MaskedPANString](#common-field-types). If the contents are otherwise sensitive, then it should be masked using the rules applicable for the [MaskedAccountString](#common-field-types) common type. type: string billerName: description: Name of the Biller. type: string required: - billerCode - billerName type: object x-conditional: - crn BankingInternationalPayee: properties: beneficiaryDetails: $ref: '#/components/schemas/BankingInternationalPayee_beneficiaryDetails' bankDetails: $ref: '#/components/schemas/BankingInternationalPayee_bankDetails' required: - bankDetails - beneficiaryDetails type: object BankingDigitalWalletPayee: properties: name: description: The display name of the wallet as given by the customer, else a default value defined by the data holder. type: string identifier: description: The identifier of the digital wallet (dependent on type). type: string type: description: The type of the digital wallet identifier. enum: - EMAIL - CONTACT_NAME - TELEPHONE type: string provider: description: The provider of the digital wallet. enum: - PAYPAL_AU - OTHER type: string required: - identifier - name - provider - type type: object ResponseBankingDirectDebitAuthorisationList: properties: data: $ref: '#/components/schemas/ResponseBankingDirectDebitAuthorisationList_data' links: $ref: '#/components/schemas/LinksPaginated' meta: $ref: '#/components/schemas/MetaPaginated' required: - data - links - meta type: object BankingDirectDebit: properties: accountId: allOf: - $ref: '#/components/schemas/BankingAccountId' description: Unique identifier for the account. authorisedEntity: $ref: '#/components/schemas/BankingAuthorisedEntity' lastDebitDateTime: description: The date and time of the last debit executed under this authorisation. type: string x-cds-type: DateTimeString lastDebitAmount: description: The amount of the last debit executed under this authorisation. type: string x-cds-type: AmountString required: - accountId - authorisedEntity type: object BankingAuthorisedEntity: properties: description: description: Description of the authorised entity derived from previously executed direct debits. type: string financialInstitution: description: Name of the financial institution through which the direct debit will be executed. Is required unless the payment is made via a credit card scheme. type: string abn: description: Australian Business Number for the authorised entity. type: string acn: description: Australian Company Number for the authorised entity. type: string arbn: description: Australian Registered Body Number for the authorised entity. type: string type: object x-conditional: - financialInstitution ResponseBankingScheduledPaymentsListV2: properties: data: $ref: '#/components/schemas/ResponseBankingScheduledPaymentsListV2_data' links: $ref: '#/components/schemas/LinksPaginated' meta: $ref: '#/components/schemas/MetaPaginated' required: - data - links - meta type: object BankingScheduledPaymentV2: properties: scheduledPaymentId: allOf: - $ref: '#/components/schemas/BankingScheduledPaymentId' description: Unique identifier for the scheduled payment. nickname: description: The short display name of the scheduled payment as provided by the customer if provided. Where a customer has not provided a nickname, a display name derived by the bank for the scheduled payment should be provided that is consistent with existing digital banking channels. type: string payerReference: description: The reference for the transaction that will be used by the originating institution for the purposes of constructing a statement narrative on the payer’s account. Empty string if no data provided. type: string payeeReference: description: The reference for the transaction, if applicable, that will be provided by the originating institution for all payments in the payment set. Empty string if no data provided. type: string status: description: Indicates whether the schedule is currently active. The value `SKIP` is equivalent to `ACTIVE` except that the customer has requested the next normal occurrence to be skipped. enum: - ACTIVE - INACTIVE - SKIP type: string from: $ref: '#/components/schemas/BankingScheduledPaymentFrom' paymentSet: items: $ref: '#/components/schemas/BankingScheduledPaymentSetV2' type: array recurrence: $ref: '#/components/schemas/BankingScheduledPaymentRecurrence' required: - from - payerReference - paymentSet - recurrence - scheduledPaymentId - status type: object x-conditional: - payeeReference BankingScheduledPaymentSetV2: description: The set of payment amounts and destination accounts for this payment accommodating multi-part payments. A single entry indicates a simple payment with one destination account. Must have at least one entry. properties: to: $ref: '#/components/schemas/BankingScheduledPaymentToV2' isAmountCalculated: default: false description: Flag indicating whether the amount of the payment is calculated based on the context of the event. For instance a payment to reduce the balance of a credit card to zero. If absent then `false` is assumed. type: boolean amount: description: The amount of the next payment if known. Mandatory unless the _isAmountCalculated_ field is set to `true`. Must be zero or positive if present. type: string x-cds-type: AmountString currency: default: AUD description: The currency for the payment. `AUD` assumed if not present. type: string x-cds-type: CurrencyString required: - to type: object x-conditional: - amount BankingScheduledPaymentToV2: description: Object containing details of the destination of the payment. Used to specify a variety of payment destination types. properties: toUType: description: The type of object provided that specifies the destination of the funds for the payment. enum: - accountId - biller - digitalWallet - domestic - international - payeeId type: string accountId: allOf: - $ref: '#/components/schemas/BankingAccountId' description: Present if _toUType_ is set to `accountId`. Indicates that the payment is to another account that is accessible under the current consent. payeeId: allOf: - $ref: '#/components/schemas/BankingPayeeId' description: Present if _toUType_ is set to `payeeId`. Indicates that the payment is to registered payee that can be accessed using the payee endpoint. If the Bank Payees scope has not been consented to then a _payeeId_ should not be provided and the full payee details should be provided instead. nickname: description: The short display name of the payee as provided by the customer unless _toUType_ is set to `payeeId`. Where a customer has not provided a nickname, a display name derived by the bank for payee should be provided that is consistent with existing digital banking channels. type: string payeeReference: description: The reference for the transaction, if applicable, that will be provided by the originating institution for the specific payment. If not empty, it overrides the value provided at the BankingScheduledPayment level. type: string digitalWallet: $ref: '#/components/schemas/BankingDigitalWalletPayee' domestic: $ref: '#/components/schemas/BankingDomesticPayee' biller: $ref: '#/components/schemas/BankingBillerPayee' international: $ref: '#/components/schemas/BankingInternationalPayee' required: - toUType type: object x-conditional: - accountId - payeeId - digitalWallet - domestic - biller - international - nickname - payeeReference BankingScheduledPaymentFrom: description: Object containing details of the source of the payment. Currently only specifies an _accountId_ but provided as an object to facilitate future extensibility and consistency with the _to_ object. properties: accountId: allOf: - $ref: '#/components/schemas/BankingAccountId' description: Unique identifier for the account. required: - accountId type: object BankingScheduledPaymentRecurrence: description: Object containing the detail of the schedule for the payment. properties: nextPaymentDate: description: The date of the next payment under the recurrence schedule. type: string x-cds-type: DateString recurrenceUType: description: The type of recurrence used to define the schedule. enum: - eventBased - intervalSchedule - lastWeekDay - onceOff type: string onceOff: $ref: '#/components/schemas/BankingScheduledPaymentRecurrenceOnceOff' intervalSchedule: $ref: '#/components/schemas/BankingScheduledPaymentRecurrenceIntervalSchedule' lastWeekDay: $ref: '#/components/schemas/BankingScheduledPaymentRecurrenceLastWeekday' eventBased: $ref: '#/components/schemas/BankingScheduledPaymentRecurrenceEventBased' required: - recurrenceUType type: object x-conditional: - onceOff - intervalSchedule - lastWeekDay - eventBased BankingScheduledPaymentRecurrenceOnceOff: description: Indicates that the payment is a once off payment on a specific future date. Mandatory if the _recurrenceUType_ value is `onceOff`. properties: paymentDate: description: The scheduled date for the once off payment. type: string x-cds-type: DateString required: - paymentDate type: object BankingScheduledPaymentRecurrenceIntervalSchedule: description: Indicates that the schedule of payments is defined by a series of intervals. Mandatory if the _recurrenceUType_ value is `intervalSchedule`. properties: finalPaymentDate: description: The limit date after which no more payments should be made using this schedule. If both _finalPaymentDate_ and _paymentsRemaining_ are present then payments will stop according to the most constraining value. If neither field is present the payments will continue indefinitely. type: string x-cds-type: DateString paymentsRemaining: description: Indicates the number of payments remaining in the schedule. If both _finalPaymentDate_ and _paymentsRemaining_ are present then payments will stop according to the most constraining value, If neither field is present the payments will continue indefinitely. example: 1 type: integer x-cds-type: PositiveInteger nonBusinessDayTreatment: default: 'ON' description: Enumerated field giving the treatment where a scheduled payment date is not a business day. If absent assumed to be `ON`. enum: - AFTER - BEFORE - 'ON' - ONLY type: string intervals: description: An array of interval objects defining the payment schedule. Each entry in the array is additive, in that it adds payments to the overall payment schedule. If multiple intervals result in a payment on the same day then only one payment will be made. Must have at least one entry. items: $ref: '#/components/schemas/BankingScheduledPaymentInterval' type: array required: - intervals type: object BankingScheduledPaymentInterval: properties: interval: description: An interval for the payment. Formatted according to [ISO 8601 Durations](https://en.wikipedia.org/wiki/ISO_8601#Durations) (excludes recurrence syntax) with components less than a day in length ignored. This duration defines the period between payments starting with _nextPaymentDate_. type: string x-cds-type: ExternalRef dayInInterval: default: P1D description: Uses an interval to define the ordinal day within the interval defined by the interval field on which the payment occurs. If the resulting duration is 0 days in length or larger than the number of days in the interval then the payment will occur on the last day of the interval. A duration of 1 day indicates the first day of the interval. If absent the assumed value is `P1D`. Formatted according to [ISO 8601 Durations](https://en.wikipedia.org/wiki/ISO_8601#Durations) (excludes recurrence syntax) with components less than a day in length ignored. The first day of a week is considered to be Monday. type: string x-cds-type: ExternalRef required: - interval type: object BankingScheduledPaymentRecurrenceLastWeekday: description: Indicates that the schedule of payments is defined according to the last occurrence of a specific weekday in an interval. Mandatory if the _recurrenceUType_ value is `lastWeekDay`. properties: finalPaymentDate: description: The limit date after which no more payments should be made using this schedule. If both _finalPaymentDate_ and _paymentsRemaining_ are present then payments will stop according to the most constraining value. If neither field is present the payments will continue indefinitely. type: string x-cds-type: DateString paymentsRemaining: description: Indicates the number of payments remaining in the schedule. If both _finalPaymentDate_ and _paymentsRemaining_ are present then payments will stop according to the most constraining value. If neither field is present the payments will continue indefinitely. example: 1 type: integer x-cds-type: PositiveInteger interval: description: The interval for the payment. Formatted according to [ISO 8601 Durations](https://en.wikipedia.org/wiki/ISO_8601#Durations) (excludes recurrence syntax) with components less than a day in length ignored. This duration defines the period between payments starting with _nextPaymentDate_. type: string x-cds-type: ExternalRef lastWeekDay: description: The weekDay specified. The payment will occur on the last occurrence of this weekday in the interval. enum: - FRI - MON - SAT - SUN - THU - TUE - WED type: string nonBusinessDayTreatment: default: 'ON' description: Enumerated field giving the treatment where a scheduled payment date is not a business day. If absent assumed to be `ON`. enum: - AFTER - BEFORE - 'ON' - ONLY type: string required: - interval - lastWeekDay type: object BankingScheduledPaymentRecurrenceEventBased: description: Indicates that the schedule of payments is defined according to an external event that cannot be predetermined. Mandatory if the _recurrenceUType_ value is `eventBased`. properties: description: description: Description of the event and conditions that will result in the payment. Expected to be formatted for display to a customer. type: string required: - description type: object CommonPhysicalAddress: properties: addressUType: description: The type of address object present. enum: - paf - simple type: string simple: $ref: '#/components/schemas/CommonSimpleAddress' paf: $ref: '#/components/schemas/CommonPAFAddress' required: - addressUType type: object x-conditional: - simple - paf CommonSimpleAddress: description: Mandatory if the _addressUType_ value is `simple`. properties: mailingName: description: Name of the individual or business formatted for inclusion in an address used for physical mail. type: string addressLine1: description: First line of the standard address object. type: string addressLine2: description: Second line of the standard address object. type: string addressLine3: description: Third line of the standard address object. type: string postcode: description: Mandatory for Australian addresses. type: string city: description: Name of the city or locality. type: string state: description: Free text if the country is not Australia. If country is Australia then must be one of the values defined by the [State Type Abbreviation](https://auspost.com.au/content/dam/auspost_corp/media/documents/australia-post-data-guide.pdf) in the PAF file format. `NSW`, `QLD`, `VIC`, `NT`, `WA`, `SA`, `TAS`, `ACT`, `AAT`. type: string country: default: AUS description: A valid [ISO 3166 Alpha-3](https://www.iso.org/iso-3166-country-codes.html) country code. Australia (`AUS`) is assumed if country is not present. type: string x-cds-type: ExternalRef required: - addressLine1 - city - state type: object x-conditional: - postcode CommonPAFAddress: description: Australian address formatted according to the file format defined by the [PAF file format](https://auspost.com.au/content/dam/auspost_corp/media/documents/australia-post-data-guide.pdf). Mandatory if the _addressUType_ value is `paf`. properties: dpid: description: Unique identifier for an address as defined by Australia Post. Also known as Delivery Point Identifier. type: string thoroughfareNumber1: description: Thoroughfare number for a property (first number in a property ranged address). type: integer x-cds-type: PositiveInteger thoroughfareNumber1Suffix: description: Suffix for the thoroughfare number. Only relevant if _thoroughfareNumber1_ is populated. type: string thoroughfareNumber2: description: Second thoroughfare number (only used if the property has a ranged address, e.g., 23-25). type: integer x-cds-type: PositiveInteger thoroughfareNumber2Suffix: description: Suffix for the second thoroughfare number. Only relevant if _thoroughfareNumber2_ is populated. type: string flatUnitType: description: Type of flat or unit for the address. type: string flatUnitNumber: description: Unit number (including suffix, if applicable). type: string floorLevelType: description: Type of floor or level for the address. type: string floorLevelNumber: description: Floor or level number (including alpha characters). type: string lotNumber: description: Allotment number for the address. type: string buildingName1: description: Building/Property name 1. type: string buildingName2: description: Building/Property name 2. type: string streetName: description: The name of the street. type: string streetType: description: The street type. Valid enumeration defined by Australia Post PAF code file. type: string streetSuffix: description: The street type suffix. Valid enumeration defined by Australia Post PAF code file. type: string postalDeliveryType: description: Postal delivery type. (e.g., PO BOX). Valid enumeration defined by Australia Post PAF code file. type: string postalDeliveryNumber: description: Postal delivery number if the address is a postal delivery type. type: integer x-cds-type: PositiveInteger postalDeliveryNumberPrefix: description: Postal delivery number prefix related to the postal delivery number. type: string postalDeliveryNumberSuffix: description: Postal delivery number suffix related to the postal delivery number. type: string localityName: description: Full name of locality. type: string postcode: description: Postcode for the locality. type: string state: description: State in which the address belongs. Valid enumeration defined by Australia Post PAF code file [State Type Abbreviation](https://auspost.com.au/content/dam/auspost_corp/media/documents/australia-post-data-guide.pdf). `NSW`, `QLD`, `VIC`, `NT`, `WA`, `SA`, `TAS`, `ACT`, `AAT`. type: string required: - localityName - postcode - state type: object Links: properties: self: description: Fully qualified link that generated the current response document. type: string x-cds-type: URIString required: - self type: object Meta: type: object LinksPaginated: properties: self: description: Fully qualified link that generated the current response document. type: string x-cds-type: URIString first: description: URI to the first page of this set. Mandatory if this response is not the first page. type: string x-cds-type: URIString prev: description: URI to the previous page of this set. Mandatory if this response is not the first page. type: string x-cds-type: URIString next: description: URI to the next page of this set. Mandatory if this response is not the last page. type: string x-cds-type: URIString last: description: URI to the last page of this set. Mandatory if this response is not the last page. type: string x-cds-type: URIString required: - self type: object x-conditional: - prev - next - first - last MetaPaginated: properties: totalRecords: description: The total number of records in the full set. See [pagination](#pagination). type: integer x-cds-type: NaturalNumber totalPages: description: The total number of pages in the full set. See [pagination](#pagination). type: integer x-cds-type: NaturalNumber required: - totalPages - totalRecords type: object MetaPaginatedTransaction: allOf: - $ref: '#/components/schemas/MetaPaginated' - $ref: '#/components/schemas/MetaPaginatedTransaction_allOf' ResponseErrorListV2: properties: errors: description: List of errors. items: $ref: '#/components/schemas/ErrorV2' type: array required: - errors type: object ErrorV2: properties: code: description: The code of the error encountered. Where the error is specific to the respondent, an application-specific error code, expressed as a string value. If the error is application-specific, the URN code that the specific error extends must be provided in the _meta_ object. Otherwise, the value is the error code URN. type: string title: description: A short, human-readable summary of the problem that **MUST NOT** change from occurrence to occurrence of the problem represented by the error code. type: string detail: description: A human-readable explanation specific to this occurrence of the problem. type: string meta: $ref: '#/components/schemas/ErrorV2_meta' required: - code - detail - title type: object x-conditional: - meta BankingProductCategoryV2: description: The category to which a product or account belongs. See [here](#product-categories) for more details. enum: - BUSINESS_LOANS - BUY_NOW_PAY_LATER - CRED_AND_CHRG_CARDS - LEASES - MARGIN_LOANS - OVERDRAFTS - PERS_LOANS - REGULATED_TRUST_ACCOUNTS - RESIDENTIAL_MORTGAGES - TERM_DEPOSITS - TRADE_FINANCE - TRANS_AND_SAVINGS_ACCOUNTS - TRAVEL_CARDS type: string NppPaymentService: description: Identifier of the applicable overlay service. The _service_ is used in conjunction with the _serviceVersion_. See [here](#npp-services) for more details. enum: - X2P1 - IFTI - BSCT - CATSCT example: X2P1 type: string ResponseBankingInstalmentPlanList: properties: data: $ref: '#/components/schemas/ResponseBankingInstalmentPlanList_data' links: $ref: '#/components/schemas/LinksPaginated' meta: $ref: '#/components/schemas/MetaPaginated' required: - data - links - meta type: object BankingProductId: description: A data holder-specific unique identifier for a Banking product. This identifier must be unique to a product but does not otherwise need to adhere to ID permanence guidelines. type: string x-cds-type: ASCIIString BankingAccountId: description: A unique identifier for a Banking account, generated according to [CDR ID Permanence](#id-permanence) requirements. type: string x-cds-type: ASCIIString BankingTransactionId: description: A unique identifier for a Banking transaction, generated according to [CDR ID Permanence](#id-permanence) requirements. type: string x-cds-type: ASCIIString BankingScheduledPaymentId: description: A unique identifier for a Banking scheduled payment, generated according to [CDR ID Permanence](#id-permanence) requirements. type: string x-cds-type: ASCIIString BankingPayeeId: description: A unique identifier for a Banking payee, generated according to [CDR ID Permanence](#id-permanence) requirements. type: string x-cds-type: ASCIIString BankingInstalmentPlanId: description: A unique identifier for a Banking instalment plan, generated according to [CDR ID Permanence](#id-permanence) requirements. type: string x-cds-type: ASCIIString RequestAccountIdListV1_data: properties: accountIds: description: Array of _accountId_ values to obtain data for. items: $ref: '#/components/schemas/BankingAccountId' type: array required: - accountIds type: object ResponseBankingProductListV4_data: properties: products: description: The list of products returned. If the filter results in an empty set then this array may have no records. items: $ref: '#/components/schemas/BankingProductV6' type: array required: - products type: object BankingProductDetailV7_allOf: properties: bundles: description: An array of bundles that this product participates in. Each bundle is described by free form information but also by a list of _productID_ values of the other products that are included in the bundle. It is assumed that the current product is included in the bundle also. items: $ref: '#/components/schemas/BankingProductBundle' type: array features: description: Array of features and limitations of the product. items: $ref: '#/components/schemas/BankingProductFeatureV4' type: array constraints: description: Constraints on the application for the product such as minimum balances or limit thresholds. items: $ref: '#/components/schemas/BankingProductConstraintV3' type: array eligibility: description: Eligibility criteria for the product. items: $ref: '#/components/schemas/BankingProductEligibilityV2' type: array fees: description: Fees applicable to the product. items: $ref: '#/components/schemas/BankingProductFeeV2' type: array depositRates: description: Interest rates available for deposits. items: $ref: '#/components/schemas/BankingProductDepositRateV2' type: array lendingRates: description: Interest rates charged against lending balances. items: $ref: '#/components/schemas/BankingProductLendingRateV3' type: array instalments: $ref: '#/components/schemas/BankingProductInstalments' type: object ResponseBankingAccountListV3_data: properties: accounts: description: The list of accounts returned. If the filter results in an empty set then this array may have no records. items: $ref: '#/components/schemas/BankingAccountV3' type: array required: - accounts type: object BankingAccountDetailV5_allOf: properties: bsb: description: The unmasked BSB for the account. Is expected to be formatted as digits only with leading zeros included and no punctuation or spaces. type: string accountNumber: description: The unmasked account number for the account. Should not be supplied if the account number is a PAN requiring PCI compliance. Is expected to be formatted as digits only with leading zeros included and no punctuation or spaces. type: string bundleName: description: Optional field to indicate if this account is part of a bundle that is providing additional benefit to the customer. type: string instalments: $ref: '#/components/schemas/BankingProductInstalments' specificAccountUType: description: The type of structure to present account specific fields. enum: - creditCard - loan - termDeposit type: string termDeposit: description: Mandatory if the _specificAccountUType_ value is `termDeposit`. items: $ref: '#/components/schemas/BankingTermDepositAccount' type: array creditCard: allOf: - $ref: '#/components/schemas/BankingCreditCardAccount' description: Mandatory if the _specificAccountUType_ value is `creditCard`. loan: allOf: - $ref: '#/components/schemas/BankingLoanAccountV3' description: Mandatory if the _specificAccountUType_ value is `loan`. depositRate: description: Current rate to calculate interest earned being applied to deposit balances as it stands at the time of the API call. type: string x-cds-type: RateString lendingRate: description: The current rate to calculate interest payable being applied to lending balances as it stands at the time of the API call. type: string x-cds-type: RateString depositRates: description: Fully described deposit rates for this account based on the equivalent structure in Product Reference. items: $ref: '#/components/schemas/BankingProductDepositRateV2' type: array lendingRates: description: Fully described lending rates for this account based on the equivalent structure in Product Reference. items: $ref: '#/components/schemas/BankingProductLendingRateV3' type: array features: description: Array of features of the account based on the equivalent structure in Product Reference with the following additional field. items: allOf: - $ref: '#/components/schemas/BankingProductFeatureV4' - properties: isActivated: default: UNKNOWN description: **Note:** This is an additional field appended to the feature structure defined in the Product Reference payload. enum: - ACTIVATED - NOT_ACTIVATED - UNKNOWN type: string type: object type: object type: array fees: description: Fees and charges applicable to the account based on the equivalent structure in Product Reference. items: $ref: '#/components/schemas/BankingProductFeeV2' type: array addresses: description: The addresses for the account to be used for correspondence. items: $ref: '#/components/schemas/CommonPhysicalAddress' type: array type: object x-conditional: - termDeposit - creditCard - loan ResponseBankingTransactionListV2_data: properties: transactions: items: $ref: '#/components/schemas/BankingTransactionV2' type: array required: - transactions type: object BankingTransactionDetailV3_allOf_extendedData_nppPayload: description: Mandatory if the _extensionUType_ value is `nppPayload`. properties: extendedDescription: description: An extended string description. Mandatory if the _extensionUType_ value is `nppPayload`. type: string endToEndId: description: An end to end ID for the payment created at initiation. type: string purposeCode: description: Purpose of the payment. Format is defined by the NPP standards for the NPP overlay services including Osko (X2P1). type: string x-cds-type: ExternalRef service: $ref: '#/components/schemas/NppPaymentService' serviceVersion: description: Two-digit NPP service overlay version with leading zero. example: '03' type: string x-cds-type: ExternalRef required: - service - serviceVersion type: object x-conditional: - extendedDescription BankingTransactionDetailV3_allOf_extendedData: properties: payer: description: Label of the originating payer. Mandatory for inbound payment. type: string payee: description: Label of the target PayID. Mandatory for an outbound payment. The name assigned to the BSB/Account Number or PayID (by the owner of the PayID). type: string extensionUType: description: Optional extended data specific to transactions. Currently extended data is supported for NPP service overlays. enum: - nppPayload type: string nppPayload: $ref: '#/components/schemas/BankingTransactionDetailV3_allOf_extendedData_nppPayload' type: object x-conditional: - payer - payee - nppPayload BankingTransactionDetailV3_allOf: properties: extendedData: $ref: '#/components/schemas/BankingTransactionDetailV3_allOf_extendedData' required: - extendedData type: object ResponseBankingAccountsBalanceList_data: properties: balances: description: The list of balances returned. items: $ref: '#/components/schemas/BankingBalance' type: array required: - balances type: object ResponseBankingPayeeListV2_data: properties: payees: description: The list of payees returned. items: $ref: '#/components/schemas/BankingPayeeV2' type: array required: - payees type: object BankingPayeeDetailV2_allOf: properties: payeeUType: description: Type of object included that describes the payee in detail. enum: - biller - digitalWallet - domestic - international type: string biller: $ref: '#/components/schemas/BankingBillerPayee' domestic: $ref: '#/components/schemas/BankingDomesticPayee' digitalWallet: $ref: '#/components/schemas/BankingDigitalWalletPayee' international: $ref: '#/components/schemas/BankingInternationalPayee' required: - payeeUType type: object x-conditional: - biller - digitalWallet - domestic - international BankingInternationalPayee_beneficiaryDetails: properties: name: description: Name of the beneficiary. type: string country: description: Country where the beneficiary resides. A valid [ISO 3166 Alpha-3](https://www.iso.org/iso-3166-country-codes.html) country code. type: string x-cds-type: ExternalRef message: description: Response message for the payment. type: string required: - country type: object BankingInternationalPayee_bankDetails_bankAddress: properties: name: description: Name of the recipient Bank. type: string address: description: Address of the recipient Bank. type: string required: - address - name type: object BankingInternationalPayee_bankDetails: properties: country: description: Country of the recipient institution. A valid [ISO 3166 Alpha-3](https://www.iso.org/iso-3166-country-codes.html) country code. type: string x-cds-type: ExternalRef accountNumber: description: Account Targeted for payment. type: string bankAddress: $ref: '#/components/schemas/BankingInternationalPayee_bankDetails_bankAddress' beneficiaryBankBIC: description: Swift bank code. Aligns with standard [ISO 9362](https://www.iso.org/standard/60390.html). type: string x-cds-type: ExternalRef fedWireNumber: description: Number for Fedwire payment (Federal Reserve Wire Network). type: string sortCode: description: Sort code used for account identification in some jurisdictions. type: string chipNumber: description: Number for the Clearing House Interbank Payments System. type: string routingNumber: description: International bank routing number. type: string legalEntityIdentifier: description: The legal entity identifier (LEI) for the beneficiary. Aligns with [ISO 17442](https://www.iso.org/standard/59771.html). type: string x-cds-type: ExternalRef required: - accountNumber - country type: object ResponseBankingDirectDebitAuthorisationList_data: properties: directDebitAuthorisations: description: The list of authorisations returned. items: $ref: '#/components/schemas/BankingDirectDebit' type: array required: - directDebitAuthorisations type: object ResponseBankingScheduledPaymentsListV2_data: properties: scheduledPayments: description: The list of scheduled payments to return. items: $ref: '#/components/schemas/BankingScheduledPaymentV2' type: array required: - scheduledPayments type: object MetaPaginatedTransaction_allOf: properties: isQueryParamUnsupported: default: false description: '`true` if _text_ query parameter is not supported.' type: boolean type: object ErrorV2_meta: description: Additional data for customised error codes. properties: urn: description: The CDR error code URN which the application-specific error code extends. Mandatory if the error _code_ is an application-specific error rather than a standardised error code. type: string type: object x-conditional: - urn ResponseBankingInstalmentPlanList_data: properties: plans: description: Array of instalment plans. An instalment plan describes the terms of repayment for a specified loan amount such as a Buy Now, Pay Later (BNPL) purchase or a specific card transaction. items: $ref: '#/components/schemas/BankingInstalmentPlan' type: array required: - plans type: object