generated: '2026-07-20'
method: derived
source: openapi/bank-of-queensland-cds-banking-products-openapi.yml
# Entity-relationship graph DERIVED from the CDR Banking API schemas. Scoped to
# the public Product Reference Data domain (the developer-accessible surface).
entities:
  - name: BankingProduct
    id_field: productId
    key_schemas: [BankingProductV6, BankingProductListV4]
    description: A banking product openly offered to the market (from GET /banking/products).
  - name: BankingProductDetail
    id_field: productId
    key_schemas: [BankingProductDetailV7, BankingProductByIdV7]
    description: >-
      Full product detail (from GET /banking/products/{productId}) embedding the
      feature/constraint/fee/deposit-rate/lending-rate/eligibility/bundle arrays.
  - name: BankingProductFeature
    key_schemas: [BankingProductFeatureV4]
    description: Generic product feature element (featureType + additionalValue).
  - name: BankingProductConstraint
    key_schemas: [BankingProductConstraintV3]
    description: Product constraint (e.g. MIN_BALANCE, MAX_LIMIT).
  - name: BankingProductFee
    key_schemas: [BankingProductFeeV2]
    description: A fee associated with the product (with optional discounts).
  - name: BankingProductDepositRate
    key_schemas: [BankingProductDepositRateV2]
    description: Deposit interest rate tier for the product.
  - name: BankingProductLendingRate
    key_schemas: [BankingProductLendingRateV3]
    description: Lending interest rate tier for the product.
  - name: BankingProductEligibility
    key_schemas: [BankingProductEligibilityV2]
    description: Eligibility criterion for the product.
relationships:
  - from: BankingProductDetail
    to: BankingProductFeature
    type: has_many
    via: features
  - from: BankingProductDetail
    to: BankingProductConstraint
    type: has_many
    via: constraints
  - from: BankingProductDetail
    to: BankingProductFee
    type: has_many
    via: fees
  - from: BankingProductDetail
    to: BankingProductDepositRate
    type: has_many
    via: depositRates
  - from: BankingProductDetail
    to: BankingProductLendingRate
    type: has_many
    via: lendingRates
  - from: BankingProductDetail
    to: BankingProductEligibility
    type: has_many
    via: eligibility
notes: >-
  There is deliberately no id linking a BankingAccount to the BankingProduct it
  originated from - the CDS regime keeps product and account payloads separate
  (productCategory is the only shared field). Account/transaction/payee entities
  belong to the authenticated CDR consumer-data domain and are out of scope here.