slug: bank-of-sydney
provider: Bank of Sydney
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 3
edges:
- tag: Banking Products
  spec_file: bank-of-sydney-banking-products-api-openapi.yml
  capability_id: BC-1310.10
  capability_id_l1: BC-1310
  capability_name: Product Catalogue Management
  confidence: 0.85
  evidence: GET /banking/products listBankingProducts 'Get Products'; schemas BankingProductDetailV7,
    BankingProductFeeV2, BankingProductDepositRateV2, BankingProductEligibilityV2, BankingProductCategoryV2
  reason: Operations expose the bank's product catalogue with rates, fees, constraints and eligibility
    - a banking product master/catalogue surface (BC-1310.10), with parameter data as supporting detail.
- tag: Banking Account Scheduled Payments
  spec_file: bank-of-sydney-banking-account-scheduled-payments-api-openapi.yml
  capability_id: BC-1340
  capability_id_l1: BC-1340
  capability_name: Payments & Card Management
  confidence: 0.72
  evidence: GET /banking/payments/scheduled  listScheduledPaymentsBulk; schemas BankingScheduledPaymentV2,
    BankingScheduledPaymentRecurrence, BankingDomesticPayeePayId, BankingBillerPayee
  reason: Scheduled and recurring payment instructions with payee details are payments-domain data. Instalment
    plan endpoints hint at lending, but the dominant surface is scheduled payments, so only the payments
    L1 is asserted.
- tag: Banking Account Direct Debits
  spec_file: bank-of-sydney-banking-account-direct-debits-api-openapi.yml
  capability_id: BC-1340
  capability_id_l1: BC-1340
  capability_name: Payments & Card Management
  confidence: 0.7
  evidence: GET /banking/accounts/{accountId}/direct-debits  listDirectDebits  Get Direct Debits For Account;
    schemas BankingDirectDebit, BankingAuthorisedEntity, ResponseBankingDirectDebitAuthorisationList
  reason: Exposes direct debit authorisations held against accounts — payment mandate/instruction data
    in the payments domain; read-only surface leaves the sub-capability open.