generated: '2026-07-20'
method: derived
source: openapi/bank-of-sydney-cds-banking-products-openapi.yml (component schemas + id-reference fields)
note: >-
  Entity graph of the CDS Banking data model as implemented by Bank of Sydney. Only the
  Product entity (BankingProductV6 / BankingProductDetailV7) is reachable on the public
  unauthenticated surface; the rest require CDR authorisation.
entities:
  - name: BankingProduct
    schema: BankingProductV6 / BankingProductDetailV7
    id_field: productId
    id_note: BankingProductId - data-holder-specific unique id (not ID-permanence bound).
    public: true
    categories_enum: BankingProductCategoryV2
  - name: BankingAccount
    schema: BankingAccountV3 / BankingAccountDetailV5
    id_field: accountId
    id_note: BankingAccountId - CDR ID-permanence bound.
    public: false
  - name: BankingBalance
    schema: BankingBalance
    public: false
  - name: BankingTransaction
    schema: BankingTransactionV2 / BankingTransactionDetailV3
    id_field: transactionId
    public: false
  - name: BankingDirectDebit
    schema: BankingDirectDebitAuthorisation
    public: false
  - name: BankingScheduledPayment
    schema: BankingScheduledPaymentV2
    public: false
  - name: BankingPayee
    schema: BankingPayeeV2
    id_field: payeeId
    public: false
  - name: BankingInstalmentPlan
    schema: BankingInstalmentPlan
    public: false
relationships:
  - from: BankingAccount
    to: BankingBalance
    kind: has_one
    via: accountId
  - from: BankingAccount
    to: BankingTransaction
    kind: has_many
    via: accountId
  - from: BankingAccount
    to: BankingDirectDebit
    kind: has_many
    via: accountId
  - from: BankingAccount
    to: BankingScheduledPayment
    kind: has_many
    via: accountId
  - from: BankingAccount
    to: BankingInstalmentPlan
    kind: has_many
    via: accountId
  - from: BankingTransaction
    to: BankingAccount
    kind: belongs_to
    via: accountId
  - from: BankingProduct
    to: BankingAccount
    kind: none
    via_note: >-
      Products and accounts share productCategory but are intentionally NOT linked by id
      in the CDR regime (a product and the account it spawned diverge over time).