aid: bankiom
name: Bankiom
description: >-
  Bankiom is a Dubai-based consumer fintech founded in 2018 by Danny Abla. It
  began as a UAE/GCC lifestyle neobank offering free virtual prepaid Mastercard
  cards, multi-bank account aggregation, spending insights, and instant peer
  transfers through a mobile app across the UAE, Saudi Arabia, Bahrain, Kuwait,
  and Oman. Bankiom has since repositioned as an autonomous AI money agent that
  securely connects to a user's bank, audits roughly 90 days of transactions,
  and surfaces the fees, interest, unused rewards, forgotten subscriptions, and
  expiring loyalty points a customer should not be paying, charging only a
  capped share of verified savings. It is a consumer-facing application and does
  not publish a public developer API, SDKs, or developer portal at this time.
url: https://raw.githubusercontent.com/api-evangelist/bankiom/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
image: https://www.bankiom.com/favicon.png
tags:
- Company
- Fintech
- Banking
- Neobank
- Personal Finance
- AI Agent
- Payments
- UAE
- GCC
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.bankiom.com
- type: TermsOfService
  url: https://www.bankiom.com/terms
- type: PrivacyPolicy
  url: https://www.bankiom.com/privacy
- type: Support
  url: mailto:puravida@bankiom.com
- type: DomainSecurity
  url: security/bankiom-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence