aid: bankjoy
name: Bankjoy
description: >-
  Bankjoy is an end-to-end digital banking platform purpose-built for community
  banks and credit unions. Founded in 2014 and based in the Detroit metro area
  (Royal Oak, Michigan), the Y Combinator- and Bessemer-backed fintech delivers
  consumer and business online and mobile banking, online account opening,
  online loan origination, digital statements, and fraud tooling (FraudSense) to
  85+ financial institutions serving more than one million members. Bankjoy's
  API-based technology integrates with banking cores including Corelation
  KeyStone (as its first Certified Partner) and Fiserv, plus 150+ partner
  integrations. It is a business-to-business SaaS provider and does not publish
  a public developer API or OpenAPI surface.
url: https://raw.githubusercontent.com/api-evangelist/bankjoy/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- bessemer-venture-partners
- y-combinator
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
image: https://cdn.prod.website-files.com/688cad4d7da55f111dccfbac/689481be2033c4a7babb667e_bankjoy-logo.svg
tags:
- Company
- Fintech
- Digital Banking
- Banking
- Credit Unions
- Community Banks
- Financial Services
- Account Opening
- Lending
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://bankjoy.com/
- type: Blog
  url: https://bankjoy.com/resources?category=Blog
- type: Support
  url: https://bankjoy.com/contact
- type: Login
  url: https://bankjoy.my.site.com/joynet/login
- type: PrivacyPolicy
  url: https://bankjoy.com/privacy-policy
- type: Security
  url: https://bankjoy.com/security
- type: TrustCenter
  url: security/bankjoy-trust-center.yml
- type: Compliance
  url: https://bankjoy.com/security
- type: DomainSecurity
  url: security/bankjoy-domain-security.yml
- type: Conformance
  url: conformance/bankjoy-conformance.yml
- type: LLMsTxt
  url: llms/bankjoy-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence