aid: banksa
url: https://raw.githubusercontent.com/api-evangelist/banksa/refs/heads/main/apis.yml
name: BankSA
kind: company
description: BankSA is a South Australian retail and business banking brand operating
  as a division of Westpac Banking Corporation (ABN 33 007 457 141, AFSL and Australian
  credit licence 233714). It is not a mutual or independent ADI - it shares the Westpac
  Group core banking platform alongside sibling brands St.George and Bank of Melbourne.
  Under Australia's Consumer Data Right (CDR / Open Banking) regime, BankSA exposes a
  live, public, unauthenticated Product Reference Data (PRD) API conforming to the DSB
  Consumer Data Standards, hosted at digital-api.banksa.com.au. Consumer and account
  data sharing beyond product reference data runs on the accredited-data-recipient (ADR)
  model with OAuth2 / OpenID Connect (FAPI) authorization; BankSA does not publish an
  open self-service developer portal for third-party integration outside the CDR channel.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Data Right
- Consumer Banking
- Australia
- Product Reference Data
created: '2026-07-20'
modified: '2026-07-21'
specificationVersion: '0.19'
apis:
- aid: banksa:banksa-cdr-product-reference-data-api
  name: BankSA CDR Product Reference Data API
  tags:
  - CDR
  - Open Banking
  - Product Reference Data
  - Banking
  - Public
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.banksa.com.au/online-services/open-banking/product-api
  baseURL: https://digital-api.banksa.com.au/cds-au/v1/banking/products
  properties:
  - url: https://www.banksa.com.au/online-services/open-banking
    type: Documentation
  - url: https://www.banksa.com.au/online-services/open-banking/product-api
    type: APIReference
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
    type: Specification
  - url: openapi/banksa-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Public, unauthenticated Consumer Data Right Product Reference Data (PRD)
    surface covering Get Products (GET /banking/products) and Get Product Detail (GET
    /banking/products/{productId}). BankSA documents the base URI as
    https://digital-api.banksa.com.au/cds-au/v1/banking/products/ and states no security
    or headers are required - available to everyone with no restrictions on use. Confirmed
    live returning HTTP 200 with an x-v response header (product list supports versions 4
    and 5; product detail supports 6 and 7) and a data.products array of banking products
    across transaction and savings accounts, home loans, and credit cards. Conforms to the
    DSB Consumer Data Standards CDR Banking API contract.
- aid: banksa:banksa-cdr-accounts-balances-api
  name: BankSA CDR Accounts & Balances API
  tags:
  - CDR
  - Open Banking
  - Accounts
  - Balances
  - Banking
  - Consumer Data
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.banksa.com.au/online-services/open-banking
  baseURL: https://digital-api.banksa.com.au/cds-au/v1/banking/accounts
  properties:
  - url: https://www.banksa.com.au/online-services/open-banking
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
    type: Specification
  - url: openapi/banksa-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorized Consumer Data Right endpoints for account and balance
    data sharing - Get Accounts (GET /banking/accounts), Get Account Detail (GET
    /banking/accounts/{accountId}), Get Bulk Balances (GET /banking/accounts/balances) and
    Get Account Balance (GET /banking/accounts/{accountId}/balance). Unlike the public PRD
    surface, these require an accredited data recipient (ADR) acting on the consumer's
    behalf with OAuth2 / OpenID Connect (FAPI) authorization and explicit consent captured
    in the customer's Internet Banking data sharing dashboard. Standardized by the DSB
    Consumer Data Standards CDR Banking API (v1.36.0) and legally required of BankSA as an
    accredited data holder within the Westpac Group.
- aid: banksa:banksa-cdr-transactions-api
  name: BankSA CDR Transactions API
  tags:
  - CDR
  - Open Banking
  - Transactions
  - Banking
  - Consumer Data
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.banksa.com.au/online-services/open-banking
  baseURL: https://digital-api.banksa.com.au/cds-au/v1/banking/accounts
  properties:
  - url: https://www.banksa.com.au/online-services/open-banking
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
    type: Specification
  - url: openapi/banksa-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorized Consumer Data Right endpoints for transaction data
    sharing - Get Transactions For Account (GET /banking/accounts/{accountId}/transactions)
    and Get Transaction Detail (GET
    /banking/accounts/{accountId}/transactions/{transactionId}). Requires an accredited
    data recipient acting on the consumer's behalf under the OAuth2 / OpenID Connect (FAPI)
    authorization model with active consent; it is not part of the public unauthenticated
    surface. Standardized by the DSB Consumer Data Standards CDR Banking API (v1.36.0) and
    implemented by BankSA as an accredited data holder within the Westpac Group.
- aid: banksa:banksa-cdr-direct-debits-scheduled-payments-api
  name: BankSA CDR Direct Debits & Scheduled Payments API
  tags:
  - CDR
  - Open Banking
  - Direct Debits
  - Scheduled Payments
  - Banking
  - Consumer Data
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.banksa.com.au/online-services/open-banking
  baseURL: https://digital-api.banksa.com.au/cds-au/v1/banking
  properties:
  - url: https://www.banksa.com.au/online-services/open-banking
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
    type: Specification
  - url: openapi/banksa-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorized Consumer Data Right endpoints for recurring-payment
    data sharing - Get Direct Debits For Account (GET
    /banking/accounts/{accountId}/direct-debits), Get Bulk Direct Debits (GET
    /banking/accounts/direct-debits), Get Scheduled Payments For Account (GET
    /banking/accounts/{accountId}/payments/scheduled) and Get Scheduled Payments Bulk (GET
    /banking/payments/scheduled). These require an accredited data recipient acting on the
    consumer's behalf under OAuth2 / OpenID Connect (FAPI) authorization with active
    consent. Standardized by the DSB Consumer Data Standards CDR Banking API (v1.36.0) and
    implemented by BankSA as an accredited data holder within the Westpac Group.
- aid: banksa:banksa-cdr-payees-api
  name: BankSA CDR Payees API
  tags:
  - CDR
  - Open Banking
  - Payees
  - Banking
  - Consumer Data
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.banksa.com.au/online-services/open-banking
  baseURL: https://digital-api.banksa.com.au/cds-au/v1/banking/payees
  properties:
  - url: https://www.banksa.com.au/online-services/open-banking
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
    type: Specification
  - url: openapi/banksa-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorized Consumer Data Right endpoints for saved-payee data
    sharing - Get Payees (GET /banking/payees) and Get Payee Detail (GET
    /banking/payees/{payeeId}). Requires an accredited data recipient acting on the
    consumer's behalf under the OAuth2 / OpenID Connect (FAPI) authorization model with
    active consent captured in the customer's Internet Banking data sharing dashboard; it
    is not part of the public unauthenticated PRD surface. Standardized by the DSB Consumer
    Data Standards CDR Banking API (v1.36.0) and implemented by BankSA as an accredited
    data holder within the Westpac Group.
common:
- type: AgenticAccess
  url: agentic-access/banksa-agentic-access.yml
- type: VulnerabilityDisclosure
  url: security/banksa-vulnerability-disclosure.yml
- type: Security
  url: https://www.banksa.com.au/online-services/security-centre
- type: DomainSecurity
  url: security/banksa-domain-security.yml
- type: Authentication
  url: authentication/banksa-authentication.yml
- type: OAuthScopes
  url: scopes/banksa-scopes.yml
- type: Conventions
  url: conventions/banksa-conventions.yml
- type: ErrorCatalog
  url: errors/banksa-problem-types.yml
- type: Conformance
  url: conformance/banksa-conformance.yml
- type: Lifecycle
  url: lifecycle/banksa-lifecycle.yml
- type: Deprecation
  url: lifecycle/banksa-lifecycle.yml
- type: DataModel
  url: data-model/banksa-data-model.yml
- type: MCPServer
  url: mcp/banksa-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Overlay
  url: overlays/banksa-cds-banking-products-overlay.yaml
- type: LLMsTxt
  url: llms/banksa-llms.txt
- type: Website
  url: https://www.banksa.com.au/
- type: OpenBanking
  url: https://www.banksa.com.au/online-services/open-banking
- type: APIReference
  url: https://www.banksa.com.au/online-services/open-banking/product-api
- type: ErrorMapping
  url: https://www.banksa.com.au/online-services/open-banking/error-mapping
- type: PrivacyPolicy
  url: https://www.banksa.com.au/privacy/privacy-statement
- type: DomainSecurity
  url: https://www.banksa.com.au/security
- type: Support
  url: https://www.banksa.com.au/help
- type: LinkedIn
  url: https://www.linkedin.com/company/bank-sa
- type: Documentation
  url: https://consumerdatastandardsaustralia.github.io/standards/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com