openapi: 3.2.0
info:
  description: Endpoints that handle sensitive data in Banyan's systems
  title: Banyan Sensitive Data Vault Consent API
  version: 1.0.3
servers:
- url: https://vault.banyan.com
security:
- bearerToken: []
tags:
- name: Consent
paths:
  /v1/consent/:
    post:
      description: 'Creates a consent record for a consumer or updates an existing one. The consent record will be associated

        with the last provided email and phone number for the consumer. The consent decision log will reflect the

        history of decisions sent in for that consumer.'
      operationId: create-consent
      requestBody:
        content:
          application/json:
            schema:
              items:
                $ref: '#/components/schemas/ConsentIngressJSON'
              type: array
        description: The consent record(s).
        required: true
      responses:
        '201':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items:
                      $ref: '#/components/schemas/CreateConsentRecordIDJSON'
                    minItems: 1
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: The Banyan Consent IDs.
        '400':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: The request was malformed.
        '401':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: Bearer token expired or not correct.
        '403':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: Partner does not have permissions for resource
        '408':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: Request timeout
        '413':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: Request body is too large (4MiB limit)
        '500':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: Internal server error
      summary: Create or update a consent
      tags:
      - Consent
  /v1/consent/search:
    post:
      description: Search for a Banyan Consent ID.
      operationId: search-consent
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/FindConsentInputJSON'
        description: The search.
        required: true
      responses:
        '200':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/FindConsentOutputJSON'
          description: The results.
        '400':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: The request was malformed.
        '401':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: Bearer token expired or not correct.
        '403':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: Partner does not have permissions for resource
        '404':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: The consent record was not found.
        '408':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: Request timeout
        '413':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: Request body is too large (4MiB limit)
        '500':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: Internal server error
      summary: Search for a Banyan Consent ID
      tags:
      - Consent
  /v1/consent/{byn_consent_id}:
    get:
      description: Retrieve a consent record by Banyan Consent ID.
      operationId: get-consent
      parameters:
      - description: The Banyan Consent ID to append to.
        in: path
        name: byn_consent_id
        required: true
        schema:
          format: uuid
          type: string
      responses:
        '200':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items:
                      $ref: '#/components/schemas/ConsentEgressJSON'
                    minItems: 1
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: The consent record.
        '400':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: The request was malformed.
        '401':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: Bearer token expired or not correct.
        '403':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: Partner does not have permissions for resource
        '404':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: The consent record was not found.
        '408':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: Request timeout
        '413':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: Request body is too large (4MiB limit)
        '500':
          content:
            application/json:
              schema:
                properties:
                  data:
                    items: {}
                    maxItems: 0
                    type: array
                  errors:
                    items:
                      $ref: '#/components/schemas/ErrorJSON'
                    minItems: 1
                    type: array
                  request_id:
                    format: uuid
                    type: string
                required:
                - data
                - errors
                type: object
          description: Internal server error
      summary: Retrieve a Consent record by Banyan Consent ID
      tags:
      - Consent
components:
  schemas:
    ValidationJSON:
      properties:
        field:
          description: The field that failed validation.
          type: string
        message:
          description: A human readable message describing the validation error.
          type: string
        value:
          $ref: '#/components/schemas/FieldTypesJSON'
      required:
      - field
      - message
      type: object
    ConsentAction:
      enum:
      - grant
      - revoke
      type: string
    CreateConsentRecordIDJSON:
      properties:
        byn_consent_id:
          format: uuid
          type: string
      required:
      - byn_consent_id
      type: object
    ConsentIngressJSON:
      properties:
        consumer_email:
          description: The email address of the consumer
          type: string
        consumer_phone:
          description: The phone number of the consumer
          type: string
        finx_consumer_token:
          type: string
        log:
          description: The log of consumer consent decisions
          items:
            $ref: '#/components/schemas/ConsentDecisionIngressJSON'
          type: array
        merchant_partner_id:
          type: integer
      required:
      - merchant_partner_id
      - finx_consumer_token
      - log
      type: object
    FindConsentInputJSON:
      properties:
        consumer_email:
          type: string
        consumer_phone:
          type: string
        finx_consumer_token:
          type: string
        finx_partner_id:
          type: integer
      type: object
    FindConsentOutputJSON:
      properties:
        byn_consent_id:
          format: uuid
          type: string
      required:
      - byn_consent_id
      type: object
    ConsentType:
      enum:
      - talk to support
      type: string
    ConsentEgressJSON:
      properties:
        byn_consent_id:
          description: The Banyan ID generated for the consent
          example: 218823ba-3fec-483b-8803-8c04f7e10d7f
          format: uuid
          type: string
        finx_consumer_token:
          type: string
        finx_partner_id:
          type: integer
        log:
          description: The log of consumer consent decisions
          items:
            $ref: '#/components/schemas/ConsentDecisionEgressJSON'
          type: array
        merchant_partner_id:
          type: integer
      required:
      - byn_consent_id
      - finx_partner_id
      - merchant_partner_id
      - finx_consumer_token
      - log
      type: object
    ErrorJSON:
      properties:
        key:
          additionalProperties:
            description: A map of id field to id identifying the object the error is about.
            type: string
          type: object
        message:
          description: A human readable message describing the error.
          type: string
        validations:
          items:
            $ref: '#/components/schemas/ValidationJSON'
          type: array
      required:
      - message
      title: Error
      type: object
    ConsentDecisionEgressJSON:
      properties:
        action:
          $ref: '#/components/schemas/ConsentAction'
        consent_type:
          $ref: '#/components/schemas/ConsentType'
        created_ts:
          format: date-time
          type: string
        reason:
          type: string
      required:
      - consent_type
      - action
      - created_ts
      type: object
    FieldTypesJSON:
      anyOf:
      - format: binary
        title: Binary Field
        type: string
      - title: Boolean Field
        type: boolean
      - format: binary
        maxLength: 1
        minLength: 1
        title: Byte Field
        type: string
      - title: Integer Field
        type: integer
      - format: int32
        title: Integer32 Field
        type: integer
      - format: int64
        title: Integer64 Field
        type: integer
      - format: double
        title: Double Field
        type: number
      - format: uuid
        title: Banyan ID
        type: string
      - format: uri
        title: URI
        type: string
      - format: date-time
        title: Timestamp
        type: string
      - format: decimal
        minLength: 1
        title: Amount
        type: string
    ConsentDecisionIngressJSON:
      properties:
        action:
          $ref: '#/components/schemas/ConsentAction'
        consent_type:
          $ref: '#/components/schemas/ConsentType'
        reason:
          type: string
      required:
      - consent_type
      - action
      type: object
  securitySchemes:
    bearerToken:
      flows:
        clientCredentials:
          refreshUrl: /oauth/refresh
          scopes: {}
          tokenUrl: /oauth/token
      type: oauth2
x-provenance:
  method: searched
  source: https://developers.banyan.com/reference
  harvested: '2026-10-14'
  tool: harvest-readme-openapi.py
  note: Assembled verbatim from the OpenAPI definition ReadMe embeds in each operation page of the provider's developer portal; paths and components merged by API title, nothing authored.
  assembled_from:
  - https://developers.banyan.com/reference/create-consent.md
  - https://developers.banyan.com/reference/get-consent.md
  - https://developers.banyan.com/reference/search-consent.md
  merge:
    pages: 3
    deduped: 10
    conflicts_kept_first: 0