# Coverage demoted 2026-10-07 (roadmap#942, PLAN.md Stage A): this file was written by an API Evangelist
# sweep and names no billing unit, meters or pricing category read from the provider — it restates the
# FinOps framework. It is `x-coverage: unmeasured`, and the FOCUS alignment it claimed has been removed.
name: Barclays API FinOps
x-coverage: unmeasured
specification: FinOps Framework
specificationVersion: '1.0'
provider: Barclays
providerId: barclays
publisherName: Barclays
serviceCategory: API
created: '2026-05-04'
# Provenance stamped 2026-08-11: this artifact was written by the API Evangelist
# bulk sweep dated 2026-05-04, not harvested from the provider. See roadmap#35.
method: generated
modified: '2026-05-04'
tags:
  - Banking
  - Credit Cards
  - Finance
  - Open Banking
  - Payments
  - PSD2
  - UK Banking
  - FinOps
  - Cost Management
  - FOCUS
description: FinOps framework definition for the Barclays API surface. Provides a FOCUS-aligned mapping
  for cost allocation, usage measurement, and unit-economics reporting across the provider's APIs.
principles:
  - name: Visibility
    description: Make API consumption costs visible to engineering, product, and finance teams in near
      real-time.
  - name: Allocation
    description: Tag every chargeable API call with the consuming team, environment, application, and
      feature so cost can be allocated.
  - name: Optimization
    description: Continuously evaluate request patterns, caching, batching, and tier selection to reduce
      cost per useful unit of work.
  - name: Accountability
    description: Establish budget owners and chargeback or showback flows for each consuming team.
domains:
  - name: Understand Usage and Cost
    capabilities:
      - Data Ingestion
      - Allocation
      - Reporting and Analytics
      - Anomaly Management
  - name: Quantify Business Value
    capabilities:
      - Planning and Estimating
      - Forecasting
      - Budgeting
      - Benchmarking
      - Unit Economics
  - name: Optimize Usage and Cost
    capabilities:
      - Architecting for Cloud
      - Rate Optimization
      - Workload Optimization
      - Cloud Sustainability
      - Licensing and SaaS
  - name: Manage the FinOps Practice
    capabilities:
      - FinOps Practice Operations
      - FinOps Education and Enablement
      - Invoicing and Chargeback
      - Onboarding Workloads
      - Intersecting Disciplines
billingModel:
  pricingCategory: Usage-Based
  billingFrequency: Monthly
  billingCurrency: USD
  chargeCategories:
    - Usage
    - Purchase
    - Tax
    - Credit
    - Adjustment
  chargeFrequency: Recurring
focusColumns:
  ServiceName: Barclays
  ServiceCategory: Developer Tools / API
  ProviderName: Barclays
  PublisherName: Barclays
  InvoiceIssuerName: Barclays
  PricingCategory: Usage-Based
  PricingUnit: request
  BillingCurrency: USD
  ChargeCategory: Usage
meters:
  - name: api_requests
    description: Count of billable API requests
    unit: request
    aggregation: sum
    dimensions:
      - api
      - endpoint
      - tier
      - region
      - consumer
  - name: data_egress
    description: Bytes returned over the network in API responses
    unit: GB
    aggregation: sum
    dimensions:
      - api
      - region
      - consumer
  - name: compute_seconds
    description: Server-side compute consumed by the request, where applicable
    unit: second
    aggregation: sum
    dimensions:
      - api
      - endpoint
      - tier
apis:
  - name: Barclays Smartpay Web Payment API
    baseURL: ''
    tags:
      - E-Commerce
      - Payments
      - Smartpay
    serviceName: Barclays Smartpay Web Payment API
    serviceCategory: API
  - name: Barclays Bank Ireland Confirmation of Funds API
    baseURL: ''
    tags:
      - Confirmation of Funds
      - Ireland
      - Open Banking
      - PSD2
    serviceName: Barclays Bank Ireland Confirmation of Funds API
    serviceCategory: API
  - name: Barclays Account and Transactions API
    baseURL: ''
    tags:
      - Accounts
      - Open Banking
      - Transactions
    serviceName: Barclays Account and Transactions API
    serviceCategory: API
  - name: Barclays Bank Ireland Account Information API
    baseURL: ''
    tags:
      - Accounts
      - Ireland
      - Open Banking
      - PSD2
    serviceName: Barclays Bank Ireland Account Information API
    serviceCategory: API
  - name: Barclays Bank Ireland Payment Initiation API
    baseURL: ''
    tags:
      - Ireland
      - Open Banking
      - Payment Initiation
      - PSD2
    serviceName: Barclays Bank Ireland Payment Initiation API
    serviceCategory: API
  - name: Barclays Confirmation of Funds API
    baseURL: ''
    tags:
      - Confirmation of Funds
      - Open Banking
    serviceName: Barclays Confirmation of Funds API
    serviceCategory: API
  - name: Barclays Consent API
    baseURL: ''
    tags:
      - Consent
      - Open Banking
      - Privacy
    serviceName: Barclays Consent API
    serviceCategory: API
  - name: Barclays Dynamic Client Registration API
    baseURL: ''
    tags:
      - Client Registration
      - Open Banking
      - Security
    serviceName: Barclays Dynamic Client Registration API
    serviceCategory: API
  - name: Barclays Event Notification API
    baseURL: ''
    tags:
      - Events
      - Notifications
      - Open Banking
      - Webhooks
    serviceName: Barclays Event Notification API
    serviceCategory: API
  - name: Barclays Payment Initiation API
    baseURL: ''
    tags:
      - Open Banking
      - Payment Initiation
      - Payments
    serviceName: Barclays Payment Initiation API
    serviceCategory: API
  - name: Barclays ATM Locator API
    baseURL: ''
    tags:
      - ATM
      - Location
      - Branch Finder
    serviceName: Barclays ATM Locator API
    serviceCategory: API
  - name: Barclays Branch Locator API
    baseURL: ''
    tags:
      - Branch Finder
      - Location
    serviceName: Barclays Branch Locator API
    serviceCategory: API
  - name: Barclays FCA Service Metrics API
    baseURL: ''
    tags:
      - Compliance
      - FCA
      - Metrics
      - Regulatory
    serviceName: Barclays FCA Service Metrics API
    serviceCategory: API
  - name: Barclays Product Details API
    baseURL: ''
    tags:
      - Open Banking
      - Products
    serviceName: Barclays Product Details API
    serviceCategory: API
  - name: Barclays Accounts API
    baseURL: ''
    tags:
      - Accounts
      - Open Banking
    serviceName: Barclays Accounts API
    serviceCategory: API
  - name: Barclays Authentication API
    baseURL: ''
    tags:
      - Authentication
      - OAuth
      - Security
    serviceName: Barclays Authentication API
    serviceCategory: API
  - name: Barclays Card Application API
    baseURL: ''
    tags:
      - Card Applications
      - Credit Cards
    serviceName: Barclays Card Application API
    serviceCategory: API
  - name: Barclays Cryptography Key Exchange API
    baseURL: ''
    tags:
      - Cryptography
      - Security
    serviceName: Barclays Cryptography Key Exchange API
    serviceCategory: API
  - name: Barclays Digital Wallet API
    baseURL: ''
    tags:
      - Digital Wallet
      - Mobile Payments
      - Payments
    serviceName: Barclays Digital Wallet API
    serviceCategory: API
  - name: Barclays Payments API
    baseURL: ''
    tags:
      - Payments
    serviceName: Barclays Payments API
    serviceCategory: API
  - name: Barclays Rewards Loyalty Sync API
    baseURL: ''
    tags:
      - Loyalty
      - Rewards
    serviceName: Barclays Rewards Loyalty Sync API
    serviceCategory: API
  - name: Barclays Rewards Pay with Points API
    baseURL: ''
    tags:
      - Loyalty
      - Rewards
    serviceName: Barclays Rewards Pay with Points API
    serviceCategory: API
  - name: Barclays Transactions API
    baseURL: ''
    tags:
      - Open Banking
      - Transactions
    serviceName: Barclays Transactions API
    serviceCategory: API
unitEconomics:
  - name: Cost per 1K Requests
    metric: billed_cost / (api_requests / 1000)
  - name: Cost per Active Consumer
    metric: billed_cost / active_consumers
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com