aid: basic-capital
name: Basic Capital
description: 'Basic Capital is a modern 401(k) platform that reimagines workplace retirement
  saving. It is the first and only 401(k) provider that lets participants finance assets
  inside their plan, offering $4 of financing for every $1 contributed for up to 5x
  investing power, alongside access to alternative and private-market investments. The
  platform pairs a mobile-first participant experience with 6,000+ investment options,
  a built-in brokerage window, support for mega backdoor Roth contributions, and its
  "Retirement Mortgage" long-term financing product. Basic Capital serves employers,
  employees, and financial advisors, with an IRA offering for individuals. Founded to
  modernize a retirement system largely unchanged for 40 years, the company is headquartered
  in New York City and closed a $25M Series A in 2025 led by Forerunner and Lux Capital,
  with participation from SV Angel, BoxGroup, and Henry Kravis. This API Evangelist
  profile tracks the company; Basic Capital does not publish a public developer API.'
url: https://raw.githubusercontent.com/api-evangelist/basic-capital/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- forerunner-ventures
- lux-capital
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://framerusercontent.com/images/fQmJWydUZuvLE8a8M2lPwVK9T38.png
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Fintech
- Retirement
- 401k
- Investing
- Wealth Management
- Financial Services
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://basiccapital.com
- type: Blog
  url: https://basiccapital.com/learn
- type: SignUp
  url: https://basiccapital.com/get-started
- type: Pricing
  url: https://basiccapital.com/pricing
- type: Support
  url: mailto:hello@basiccapital.com
- type: TermsOfService
  url: https://app.termly.io/policy-viewer/policy.html?policyUUID=56a26f98-d16c-4837-8246-b82903d339a8
- type: PrivacyPolicy
  url: https://app.termly.io/policy-viewer/policy.html?policyUUID=571f7e49-2f9a-4184-9885-97d687377ef8
- type: TrustCenter
  url: security/basic-capital-trust-center.yml
- type: Compliance
  url: https://app.vanta.com/basiccapital/trust/k0kvr8erc1cd6y8d3kibe6
- type: Security
  url: https://basiccapital.com/.well-known/security.txt
- type: SecurityTxt
  url: well-known/basic-capital-security.txt
- type: WellKnown
  url: well-known/basic-capital-well-known.yml
- type: VulnerabilityDisclosure
  url: security/basic-capital-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/basic-capital-domain-security.yml
- type: LLMsTxt
  url: llms/basic-capital-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence