slug: basiq
provider: Basiq
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 1
edges:
- tag: Affordability
  spec_file: basiq-affordability-api-openapi.yml
  capability_id: BC-1320.20
  capability_id_l1: BC-1320
  capability_name: Credit Underwriting & Decisioning Management
  confidence: 0.72
  evidence: GET /users/{userId}/income  Get Income Verification; GET /users/{userId}/expenses  Get Expenses;
    schemas IncomeVerification, ExpenseReport; vendor serves "fintechs, lenders"
  reason: Income verification and expense reporting are affordability inputs consumed in credit assessment/underwriting
    decisions; some chance it is used purely for PFM analytics rather than lending decisioning.