{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/bbandt-corp/main/json-schema/bbandt-corp-account-detail-schema.json",
  "title": "Commercial account eligible account list",
  "description": "Accounts returned by API upon successful search",
  "x-generated": "2026-10-12",
  "x-method": "derived",
  "x-generator": "derive-json-schema.py",
  "x-source": "openapi/bbandt-corp-commercial-account-balance-api-openapi.yml#/components/schemas/AccountDetail",
  "type": "object",
  "properties": {
    "depositAccount": {
      "$ref": "#/$defs/DepositAccount"
    },
    "loanAccount": {
      "$ref": "#/$defs/LoanAccount"
    },
    "lineOfCreditAccount": {
      "$ref": "#/$defs/LineOfCreditAccount"
    },
    "creditCardAccount": {
      "$ref": "#/$defs/CreditCardAccount"
    }
  },
  "$defs": {
    "Account": {
      "title": "Base Account",
      "description": "Account attributes shared across all account types",
      "type": "object",
      "properties": {
        "balanceType": {
          "$ref": "#/$defs/BalanceType"
        },
        "lineOfBusiness": {
          "$ref": "#/$defs/LineOfBusiness"
        }
      }
    },
    "BalanceDetails": {
      "description": "Balance details",
      "type": "object",
      "properties": {
        "baiCode": {
          "description": "Bank administration code (BAI Code) for the balance",
          "type": "string"
        },
        "value": {
          "description": "Balance value in USD",
          "type": "number"
        },
        "asofDate": {
          "description": "Business Date associated with the balance.",
          "type": "string"
        }
      }
    },
    "BalanceType": {
      "type": "string",
      "description": "Type of balances on account(\"ASSET\", \"LIABILITY\")",
      "enum": [
        "ASSET",
        "LIABILITY"
      ]
    },
    "CreditCardAccount": {
      "title": "schema definition for commercial CreditCardAccount details.",
      "description": "Credit card account details",
      "type": "object",
      "allOf": [
        {
          "$ref": "#/$defs/Account"
        },
        {
          "type": "object",
          "properties": {
            "paymentDueAmount": {
              "description": "Entire statement balance for the last month.",
              "type": "number"
            },
            "currentBalance": {
              "description": "Current balance of the card.",
              "type": "number"
            },
            "paymentDueDate": {
              "description": "Due date for the paymentDueAmount.",
              "type": "string",
              "format": "date"
            },
            "availableCredit": {
              "description": "Credit amount available.",
              "type": "number"
            },
            "creditLimit": {
              "description": "Credit limit for the commercial credit card",
              "type": "number"
            },
            "nextPayment": {
              "description": "Minimum due amount for the credit card account.",
              "type": "number"
            },
            "pastDueAmount": {
              "description": "Amount due from past month.",
              "type": "number"
            }
          }
        }
      ]
    },
    "DepositAccount": {
      "title": "schema definition for commercial DepositAccount details.",
      "description": "Deposit account details",
      "type": "object",
      "allOf": [
        {
          "$ref": "#/$defs/Account"
        },
        {
          "type": "object",
          "properties": {
            "balanceAsOf": {
              "description": "Business Date associated with the following balances.",
              "type": "string"
            },
            "currentAvailableBalance": {
              "description": "Current available balance",
              "$ref": "#/$defs/BalanceDetails"
            },
            "openingAvailableBalance": {
              "description": "Opening available balances",
              "$ref": "#/$defs/BalanceDetails"
            },
            "currentLedgerBalance": {
              "description": "Current ledger balance",
              "$ref": "#/$defs/BalanceDetails"
            },
            "openingLedgerBalance": {
              "description": "Opening ledger balances",
              "$ref": "#/$defs/BalanceDetails"
            },
            "closingLedgerBalance": {
              "description": "Closing ledger balances",
              "$ref": "#/$defs/BalanceDetails"
            },
            "closingAvailableBalance": {
              "description": "Closing available balances",
              "$ref": "#/$defs/BalanceDetails"
            },
            "totalCredits": {
              "description": "Total amount of all posted credits.",
              "type": "number",
              "$ref": "#/$defs/BalanceDetails"
            },
            "totalDebits": {
              "description": "Total amount of all posted debits.",
              "$ref": "#/$defs/BalanceDetails"
            },
            "oneDayFloat": {
              "description": "Amount of the account ledger balance that is not available, for the account holder to draw for one business day.",
              "type": "number",
              "$ref": "#/$defs/BalanceDetails"
            },
            "twoOrMoreDaysFloat": {
              "description": "Amount of the account ledger balance that is not available, for the account holder to draw for two or more days",
              "$ref": "#/$defs/BalanceDetails"
            },
            "collectedBalance": {
              "description": "Collected available balances. Your current balance minus the amount of check deposits that are still processing",
              "type": "number"
            },
            "totalCollectedBalance": {
              "description": "Total balances available for disbursement. Total Collected Balance for account computed by Total Available Balance plus NSF Float minus 2+ days Float. (Current Day)",
              "type": "number"
            },
            "pendingCredit": {
              "description": "Total of all of the pending credits to your account",
              "type": "number"
            },
            "pendingDebit": {
              "description": "A total of all of the pending debits to your account that have not yet posted, but are reflected in your available balance.",
              "type": "number"
            }
          }
        }
      ]
    },
    "LineOfBusiness": {
      "type": "string",
      "description": "Truist Line of Business to which the account maps(\"Commercial, \"Retail\")",
      "enum": [
        "Commercial",
        "Retail"
      ]
    },
    "LineOfCreditAccount": {
      "title": "schema definition for commercial LineOfCreditAccount details",
      "description": "Line of credit Account details",
      "type": "object",
      "allOf": [
        {
          "$ref": "#/$defs/Account"
        },
        {
          "type": "object",
          "properties": {
            "originalLineAmount": {
              "description": "Amount committed for the Line.",
              "type": "number"
            },
            "outstandingBalance": {
              "description": "Amount already used for this line account.",
              "type": "number"
            },
            "availableBalance": {
              "description": "Amount available to be used for this line account.",
              "type": "number"
            }
          }
        }
      ]
    },
    "LoanAccount": {
      "title": "Schema definition for commercial LoanAccount details",
      "description": "Loan account details.",
      "type": "object",
      "allOf": [
        {
          "$ref": "#/$defs/Account"
        },
        {
          "type": "object",
          "properties": {
            "loanAmount": {
              "description": "Original loan amount",
              "type": "number"
            },
            "nextPaymentDueAmount": {
              "description": "Due payment amount.",
              "type": "number"
            },
            "nextPaymentDueDate": {
              "description": "Due date for the nextPaymentDueAmount.",
              "type": "string",
              "format": "date"
            },
            "principalBalance": {
              "description": "Principal balance amount - Available balance",
              "type": "number"
            },
            "maturityDate": {
              "description": "Maturity date of the loan",
              "type": "string",
              "format": "date"
            },
            "originationDate": {
              "description": "Origination date of the loan",
              "type": "string",
              "format": "date"
            },
            "lastPaymentAmount": {
              "description": "Amount of last payment",
              "type": "number"
            },
            "interestRate": {
              "description": "Rate of interest",
              "type": "number"
            },
            "lastYearInterestPaid": {
              "description": "Last year interest paid",
              "type": "number"
            },
            "interestPaidYTD": {
              "description": "Interest paid year to date",
              "type": "number"
            }
          }
        }
      ]
    }
  }
}