generated: '2026-09-04'
method: derived
source: openapi/_original/*.yaml ; https://developer.truist.com/dptl-product-ms-unauth/apiCloud/v1/products ; https://content.truist.com/caas/open-banking/prod/truist-developer-center/apis/get-started.model.json
specification: API Commons Lifecycle
specificationVersion: '0.1'
provider: BB&T Corp (Truist)
providerId: bbandt-corp
versioning:
  scheme: URI path major version plus a semantic contract version in info.version
  path_versions:
  - /v1
  - /v2
  - /v3
  description: 'Each Truist API carries its major version in the path (for example GET /v2/accounts, GET /v3/accounts/{accountId})
    and a separate semver contract version in the OpenAPI info.version. The two move independently: Personal and Small
    Business Accounts is path v2 at contract 2.6.0, Commercial Account Balance is path v3 at contract 3.6.0.'
  current:
  - api: Commercial Accounts
    path_version: /v3
    contract_version: 4.3.0
    openapi: 3.0.1
  - api: Commercial Account Balance
    path_version: /v3
    contract_version: 3.6.0
    openapi: 3.0.1
  - api: Commercial Account Transactions
    path_version: /v3
    contract_version: 3.6.0
    openapi: 3.1.0
  - api: Personal and Small Business Accounts
    path_version: /v2
    contract_version: 2.6.0
    openapi: 3.1.0
  - api: Branch/ATM Locator
    path_version: /v1
    contract_version: 1.2.0
    openapi: 3.0.1
  - api: Personal and Small Business Transactions
    path_version: /v2
    contract_version: 2.4.0
    openapi: 3.1.0
  - api: Personal and Small Business Client Contact
    path_version: /v1
    contract_version: 1.5.0
    openapi: 3.1.0
  - api: Retail Oauth Authentication
    path_version: /v3
    contract_version: 3.3.0
    openapi: 3.1.0
  - api: User Consent
    path_version: /v1
    contract_version: 1.1.0
    openapi: 3.1.0
  - api: Retail Dynamic Client Registration
    path_version: /v1
    contract_version: 1.3.0
    openapi: 3.1.0
  - api: Personal and Small Business Account Payment Networks
    path_version: /v1
    contract_version: 1.3.2
    openapi: 3.1.0
  - api: Account Address
    path_version: /v1
    contract_version: 1.2.1
    openapi: 3.1.0
  - api: Credit Transfers
    path_version: /v2
    contract_version: 2.6.0
    openapi: 3.1.0
  - api: Personal and Small Business Event Notifications
    path_version: /v1
    contract_version: 1.1.0
    openapi: 3.1.0
  - api: Personal and Small Business Event Subscriptions
    path_version: /v1
    contract_version: 1.2.0
    openapi: 3.1.0
environments:
- name: sandbox
  host: api-sandbox.truist.com
  description: Simulated/mock data. Client Key and Client Secret issued at application creation are sandbox-only.
- name: certification
  hosts:
  - apicert.truist.com
  - apicert-secure.truist.com
  description: Certification environment declared in servers[] of every commercial and retail data spec.
- name: production
  hosts:
  - api.truist.com
  - api-secure.truist.com
  description: Reached only after "Promote to production" is approved by the Truist engagement team; production credentials
    are issued at that point.
deprecation:
  policy_published: false
  sunset_header: false
  deprecation_header: false
  deprecated_operations: []
  note: 'No deprecation or sunset policy is published on the Truist Developer Center, and no operation, parameter or
    schema in any of the 15 published specs is marked deprecated: true. Truist does version in the path, so a breaking
    change would land as a new /vN, but the retirement terms for the old one are not stated publicly.'
status_page:
  published: false
  note: No status or uptime page was found. https://status.truist.com/ does not resolve (curl exit 6, no DNS record,
    probed 2026-09-04) and the developer portal links no status surface. Incident communication runs through the Contact
    us form and the assigned engagement team.
sla:
  published: false
  note: No public SLA. Availability and support terms are set in the executed Truist developer / open-banking agreement.
support:
  channel: https://developer.truist.com/contact-us
  type: web form
  faq: https://developer.truist.com/faq