vocabulary:
  name: BB&T Corp / Truist Vocabulary
  description: >-
    Key terms and concepts used in Truist (formerly BB&T) banking APIs,
    open banking services, and financial technology integrations.
  terms:
    - term: Truist
      definition: >-
        The financial holding company formed by the December 2019 merger of BB&T Corp
        and SunTrust Banks. Operates as Truist Bank with headquarters in Charlotte, NC.
    - term: BB&T
      definition: >-
        Branch Banking and Trust Company — a major US regional bank headquartered in
        Winston-Salem, NC that merged with SunTrust to form Truist Financial.
    - term: Open Banking
      definition: >-
        A financial services model where banks expose customer data and services through
        APIs to authorized third-party developers, enabling fintech innovation.
    - term: AIS
      definition: >-
        Account Information Service — a service allowing authorized third parties to
        retrieve customer account balances and transaction history with consent.
    - term: OAuth 2.0
      definition: >-
        The authorization framework used by Truist APIs to grant secure delegated
        access to customer account data by third-party applications.
    - term: Personal Banking
      definition: >-
        Retail banking services for individual customers including checking, savings,
        mortgage, and credit card accounts.
    - term: Small Business Banking
      definition: >-
        Banking services tailored for small and medium-sized businesses including
        business checking, credit, and cash management services.
    - term: Commercial Banking
      definition: >-
        Banking services for larger corporate customers including treasury management,
        commercial lending, and institutional investment services.
    - term: Association Services
      definition: >-
        Specialized banking and payment services for homeowners associations (HOAs),
        condominium associations, and membership organizations.
    - term: Treasury Management
      definition: >-
        Services helping corporate customers manage cash positions, liquidity, payments,
        collections, and financing across their banking relationships.