generated: '2026-07-18' method: generated source: openapi/bcb-group-payments-openapi.json description: Recommended x-agentic-access execution contracts, classified heuristically from the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind audience per deployment. See research/curity/agentic-governance/. summary: operations: 24 by_action_class: connected: 12 acting: 12 by_consequence: read: 12 physical: 6 write: 6 human_in_the_loop_required: 0 operations: - path: /v4/accounts/balance/{accountId} method: get operationId: Accounts_BalanceV4 x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v3/accounts method: get operationId: Accounts_ListAccountsV3 x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v3/accounts/{accountId}/transactions/{transactionId} method: get operationId: Accounts_TransactionDetailV3 x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v3/accounts/{accountId}/transactions method: get operationId: Accounts_TransactionsV3 x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v1/payments/{accountId}/verification-of-payee/{end2endId}/approve method: post operationId: Payments_VerificationOfPayeeApproveV1 x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v1/bank-lookup method: get operationId: Tools_BankLookup x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v4/accounts method: post operationId: Beneficiaries_CreateBeneficiaryV4 x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v3/beneficiaries method: get operationId: Beneficiaries_ListBeneficiariesV3 x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v3/accounts/{accountId}/blinc-beneficiaries method: get operationId: Accounts_BlincBeneficiariesV3 x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v3/accounts/blinc-accounts/{blincId} method: get operationId: Accounts_BlincAccountV3 x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v1/payments/{accountId}/verification-of-payee/{end2endId}/cancel method: post operationId: Payments_VerificationOfPayeeCancelV1 x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v1/auth/oauth/token method: post operationId: Auth_GetTokenV1 x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v3/payments/register-webhook method: post operationId: Notifications_PaymentsStatusWebhook x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v5/payments/authorise method: post operationId: Payments_AuthorisePaymentV5 x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v1/payments/{accountId}/transaction/{transactionId} method: get operationId: Payments_PaymentByIdV1 x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v1/payments/{accountId}/nonce/{nonce} method: get operationId: Payments_getPaymentByNonceV1 x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v1/payments/{accountId} method: get operationId: Payments_ListPaymentsForAccountV1 x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v3/payments/reverse-deposit method: post operationId: Payments_ReverseDepositV1 x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v1/accounts/{accountId}/virtual/all-account-data method: get operationId: VirtualAccounts_ListAccountsV1 x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v1/accounts/{accountId}/virtual/{iban}/payment method: post operationId: VirtualAccounts_AuthorisePaymentV1 x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v1/accounts/{accountId}/virtual/{iban}/close method: post operationId: VirtualAccounts_CloseVirtualAccountV1 x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v2/accounts/{accountId}/virtual method: post operationId: VirtualAccounts_CreateVirtualAccountV2 x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v1/accounts/{accountId}/virtual/{iban}/owner-address method: put operationId: VirtualAccounts_UpdateOwnerAddressV1 x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v1/accounts/{accountId}/virtual/{iban}/owner-bank-details method: put operationId: VirtualAccounts_UpdateOwnerBankDetailsV1 x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required