generated: '2026-07-20'
method: derived
source: openapi/bcu-bank-cds-banking-products-openapi.yml ($ref graph + accountId reference fields)
docs: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api
entities:
- name: BankingProduct
  key: productId
  public: true
  operations:
  - listBankingProducts
  - getBankingProductDetail
  note: Publicly readable product catalogue (accounts, lending, cards) with fees/rates/eligibility.
- name: BankingAccount
  key: accountId
  operations:
  - listBankingAccounts
  - getBankingAccountDetail
- name: BankingBalance
  key: accountId
  operations:
  - listBankingBalancesBulk
  - listBankingBalancesSpecificAccounts
  - getBankingBalance
- name: BankingTransaction
  key: transactionId
  operations:
  - listBankingTransactions
  - getBankingTransactionDetail
- name: BankingDirectDebit
  operations:
  - listDirectDebits
  - listDirectDebitsBulk
  - listDirectDebitsSpecificAccounts
- name: BankingScheduledPayment
  key: scheduledPaymentId
  operations:
  - listScheduledPayments
  - listScheduledPaymentsBulk
  - listScheduledPaymentsSpecificAccounts
- name: BankingInstalmentPlan
  operations:
  - listInstalmentPlans
  - listInstalmentPlansBulk
- name: BankingPayee
  key: payeeId
  operations:
  - listBankingPayees
  - getBankingPayeeDetail
relationships:
- from: BankingAccount
  to: BankingProduct
  kind: belongs_to
  via: productCategory
- from: BankingBalance
  to: BankingAccount
  kind: belongs_to
  via: accountId
- from: BankingAccount
  to: BankingTransaction
  kind: has_many
  via: accountId
- from: BankingTransaction
  to: BankingAccount
  kind: belongs_to
  via: accountId
- from: BankingAccount
  to: BankingDirectDebit
  kind: has_many
  via: accountId
- from: BankingAccount
  to: BankingScheduledPayment
  kind: has_many
  via: from.accountId
- from: BankingScheduledPayment
  to: BankingPayee
  kind: has_many
  via: paymentSet.to.payeeId
- from: BankingAccount
  to: BankingInstalmentPlan
  kind: has_many
  via: accountId