aid: bestow
name: Bestow
description: Bestow is a Dallas, Texas life insurance technology company building
  a unified SaaS platform for life insurance carriers, agents, and embedded partners.
  Founded in 2016, Bestow provides end-to-end and modular solutions across new business
  and policy administration, including a digital Application Suite for quote, illustration,
  and application journeys; an Underwriting engine and workbench with instant, fully
  automated decisioning powered by machine learning on actuarial data; an Agent Portal
  and sales management tooling; an Admin Portal and Customer Portal for self-service;
  TPA (Third-Party Administrator) services; a Performance IQ analytics surface; and
  a Data Optimization Suite for modeling, integrations, and activation. Bestow's Protect
  API and associated SDK power embedded life insurance — letting fintechs, banks,
  financial institutions, P&C carriers, mortgage platforms, and benefits providers
  offer instant term life, final expense, and IUL coverage inside their own apps and
  websites, with Bestow handling underwriting, payment, billing, policy delivery,
  and ongoing administration behind the scenes. Integrations span ACORD life and annuities
  data standards, Adyen for payments, Cloudflare for identity and security, and data
  vendors including Bevel, Clareto, EIS, ExamOne, and Human API ReFlex Select. There
  is no publicly accessible developer portal or API reference — partner documentation,
  sandbox access, and Protect API onboarding are gated behind a partner login at docs.bestow.com
  and arranged through Bestow's sales and partnerships team.
type: Index
position: Provider
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- Life Insurance
- InsurTech
- Embedded Insurance
- Insurance As A Service
- Underwriting
- Policy Administration
- Term Life
- Final Expense
- IUL
- Protect API
- SDK
- ACORD
- Financial Services
url: https://raw.githubusercontent.com/api-evangelist/bestow/refs/heads/main/apis.yml
created: '2026-05-25'
modified: '2026-05-25'
specificationVersion: '0.20'
apis: []
common:
- type: DomainSecurity
  url: security/bestow-domain-security.yml
- type: Website
  url: https://www.bestow.com
- type: ApplicationSuite
  url: https://www.bestow.com/application-suite
- type: Underwriting
  url: https://www.bestow.com/underwriting
- type: AgentTools
  url: https://www.bestow.com/agent-tools
- type: Integrations
  url: https://www.bestow.com/integrations
- type: APIPartners
  url: https://www.bestow.com/api-partners
- type: PartnerDocs
  url: https://docs.bestow.com
- type: PartnerAPI
  url: https://api.hellobestow.com
- type: FAQ
  url: https://www.bestow.com/faq
- type: Insights
  url: https://www.bestow.com/insights
- type: Newsroom
  url: https://www.bestow.com/newsroom
- type: Careers
  url: https://www.bestow.com/careers
- type: Contact
  url: https://www.bestow.com/contact
- type: License
  url: https://www.bestow.com/licenses
- type: Terms
  url: https://www.bestow.com/terms-conditions
- type: Privacy
  url: https://www.bestow.com/privacy-policy
- type: LinkedIn
  url: https://www.linkedin.com/company/bestowtech/
- type: YouTube
  url: https://www.youtube.com/@bestow_tech
- type: Medium
  url: https://medium.com/bestowinc
- url: graphql/bestow-graphql.md
  type: GraphQL
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com