aid: beyond-bank url: https://raw.githubusercontent.com/api-evangelist/beyond-bank/refs/heads/main/apis.yml name: Beyond Bank Australia kind: company description: Beyond Bank Australia Limited (ABN 15 087 651 143, AFSL/Australian Credit Licence 237856) is one of the country's largest customer-owned (mutual) banks, owned by its members rather than shareholders, and the first bank in Australia to become a certified B Corp. It serves roughly 280,000 members from around 56 branches across South Australia, Victoria, the ACT, Western Australia, and New South Wales, with more than nine billion dollars in funds under management, offering everyday accounts, savings, term deposits, loans, insurance, and financial planning. As an Authorised Deposit-taking Institution (ADI) it participates in Australia's Consumer Data Right (CDR / Open Banking), exposing a public, unauthenticated Product Reference Data (PRD) API built to the Data Standards Body (DSB) Consumer Data Standards; consumer data sharing beyond product reference data requires accredited data recipient status and the CDR OAuth2/OIDC FAPI authorization model. image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Financial - Banks - Open Banking - CDR - Consumer Banking - Australia - Customer Owned - Product Reference Data created: '2026-07-20' modified: '2026-07-21' specificationVersion: '0.19' apis: - aid: beyond-bank:beyond-bank-cdr-product-reference-data-api name: Beyond Bank Australia CDR Product Reference Data API tags: - CDR - Open Banking - Product Reference Data - Banking - Australia image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://www.beyondbank.com.au/open-banking/beyond-bank-product-apis/ baseURL: https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/products properties: - url: https://www.beyondbank.com.au/open-banking/beyond-bank-product-apis/ type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#get-products type: APIReference - url: openapi/beyond-bank-cds-banking-products-openapi.yml type: OpenAPI description: Public, unauthenticated Consumer Data Right (CDR) Product Reference Data API exposing Beyond Bank's banking product catalogue. GET /banking/products returns a paginated list of products and GET /banking/products/{productId} returns full product detail (rates, fees, features, eligibility, constraints). Confirmed live returning HTTP 200 with a data.products array and an x-v response header of 5 at time of review. Built to the DSB Consumer Data Standards; no API key or authorization is required for product reference data. - aid: beyond-bank:beyond-bank-cdr-accounts-balances-api name: Beyond Bank Australia CDR Accounts & Balances API tags: - CDR - Open Banking - Accounts - Balances - Banking - Australia image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://www.beyondbank.com.au/open-banking/ baseURL: https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/accounts properties: - url: https://www.beyondbank.com.au/open-banking/ type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts type: APIReference - url: openapi/beyond-bank-cds-banking-products-openapi.yml type: OpenAPI description: Consumer-authorized Consumer Data Right (CDR) Banking Accounts and Balances API, part of the standardized DSB Consumer Data Standards surface every Australian ADI implements. Covers GET /banking/accounts (list accounts), GET /banking/accounts/balances (bulk balances), GET /banking/accounts/{accountId}/balance (single account balance) and GET /banking/accounts/{accountId} (account detail). These endpoints are NOT public; a member must authorize an Accredited Data Recipient via the CDR consent flow, and calls are made over the mutually authenticated (mTLS) FAPI OAuth2/OIDC channel, not the public PRD host. - aid: beyond-bank:beyond-bank-cdr-transactions-api name: Beyond Bank Australia CDR Transactions API tags: - CDR - Open Banking - Transactions - Banking - Australia image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://www.beyondbank.com.au/open-banking/ baseURL: https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/accounts/{accountId}/transactions properties: - url: https://www.beyondbank.com.au/open-banking/ type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account type: APIReference - url: openapi/beyond-bank-cds-banking-products-openapi.yml type: OpenAPI description: Consumer-authorized Consumer Data Right (CDR) Banking Transactions API from the standardized DSB Consumer Data Standards surface. Covers GET /banking/accounts/{accountId}/transactions (transactions for an account, with date/amount/text filters) and GET /banking/accounts/{accountId}/transactions/{transactionId} (transaction detail). Not public; requires member consent to an Accredited Data Recipient and is served over the CDR mutually authenticated (mTLS) FAPI OAuth2/OIDC channel rather than the unauthenticated Product Reference Data host. - aid: beyond-bank:beyond-bank-cdr-direct-debits-scheduled-payments-api name: Beyond Bank Australia CDR Direct Debits & Scheduled Payments API tags: - CDR - Open Banking - Direct Debits - Scheduled Payments - Banking - Australia image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://www.beyondbank.com.au/open-banking/ baseURL: https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/accounts/direct-debits properties: - url: https://www.beyondbank.com.au/open-banking/ type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account type: APIReference - url: openapi/beyond-bank-cds-banking-products-openapi.yml type: OpenAPI description: Consumer-authorized Consumer Data Right (CDR) Banking Direct Debits and Scheduled Payments API from the standardized DSB Consumer Data Standards surface. Covers GET /banking/accounts/{accountId}/direct-debits, POST /banking/accounts/direct-debits (bulk), GET /banking/accounts/{accountId}/payments/scheduled and POST /banking/payments/scheduled (bulk scheduled payments). Not public; requires member consent to an Accredited Data Recipient and is served over the CDR mutually authenticated (mTLS) FAPI OAuth2/OIDC channel, not the public PRD host. - aid: beyond-bank:beyond-bank-cdr-payees-api name: Beyond Bank Australia CDR Payees API tags: - CDR - Open Banking - Payees - Banking - Australia image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://www.beyondbank.com.au/open-banking/ baseURL: https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/payees properties: - url: https://www.beyondbank.com.au/open-banking/ type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees type: APIReference - url: openapi/beyond-bank-cds-banking-products-openapi.yml type: OpenAPI description: Consumer-authorized Consumer Data Right (CDR) Banking Payees API from the standardized DSB Consumer Data Standards surface. Covers GET /banking/payees (list a member's saved payees) and GET /banking/payees/{payeeId} (payee detail, including domestic, international, and BPAY payee types). Not public; requires member consent to an Accredited Data Recipient and is served over the CDR mutually authenticated (mTLS) FAPI OAuth2/OIDC channel rather than the unauthenticated Product Reference Data host. common: - type: AgenticAccess url: agentic-access/beyond-bank-agentic-access.yml - type: Authentication url: authentication/beyond-bank-authentication.yml - type: OAuthScopes url: scopes/beyond-bank-scopes.yml - type: DomainSecurity url: security/beyond-bank-domain-security.yml - type: Website url: https://www.beyondbank.com.au/ - type: DeveloperPortal url: https://www.beyondbank.com.au/open-banking/beyond-bank-product-apis/ - type: Documentation url: https://www.beyondbank.com.au/open-banking/ - type: APIReference url: https://consumerdatastandardsaustralia.github.io/standards/#get-products - type: GettingStarted url: https://www.beyondbank.com.au/open-banking/product-api.html - type: Blog url: https://www.beyondbank.com.au/blog/ - type: LinkedIn url: https://www.linkedin.com/company/beyond-bank-australia - type: PrivacyPolicy url: https://www.beyondbank.com.au/privacy/ - type: TermsOfService url: https://www.beyondbank.com.au/terms-of-use/ - type: Support url: https://www.beyondbank.com.au/help-and-contact/ - type: Overlay url: overlays/beyond-bank-cds-banking-products-overlay.yaml - type: MCPServer url: mcp/beyond-bank-mcp.yml - type: LLMsTxt url: llms/beyond-bank-llms.txt - type: AgentSkill url: skills/beyond-bank-lookup-banking-products.md - type: Conventions url: conventions/beyond-bank-conventions.yml - type: Conformance url: conformance/beyond-bank-conformance.yml - type: ErrorCatalog url: errors/beyond-bank-problem-types.yml - type: DataModel url: data-model/beyond-bank-data-model.yml - type: Lifecycle url: lifecycle/beyond-bank-lifecycle.yml - type: Deprecation url: https://consumerdatastandardsaustralia.github.io/standards/#version-control maintainers: - FN: Kin Lane email: kin@apievangelist.com