generated: '2026-07-20'
method: derived
source: openapi/beyond-bank-cds-banking-products-openapi.yml
notes: >-
  Entity-relationship graph for Beyond Bank's public CDR Product Reference Data
  surface, derived from OpenAPI $ref links in the harvested DSB Consumer Data Standards
  contract (schemas ResponseBankingProductListV4 / BankingProductDetailV7).
entities:
  - name: BankingProduct
    schema: BankingProductV4
    id_field: productId
    description: A publicly offered Beyond Bank banking product summary as returned in the paginated product list.
    key_fields: [productId, effectiveFrom, effectiveTo, lastUpdated, productCategory, name, description, brand, isTailored]
  - name: BankingProductDetail
    schema: BankingProductDetailV7
    id_field: productId
    description: Full detail for a single product, retrieved by productId.
relationships:
  - from: BankingProductList
    to: BankingProduct
    type: has_many
    via: data.products[]
  - from: BankingProductDetail
    to: BankingProduct
    type: belongs_to
    via: productId
  - from: BankingProductDetail
    to: BankingProductBundle
    type: has_many
    via: bundles
  - from: BankingProductDetail
    to: BankingProductFeature
    type: has_many
    via: features
    schema: BankingProductFeatureV4
  - from: BankingProductDetail
    to: BankingProductConstraint
    type: has_many
    via: constraints
    schema: BankingProductConstraintV3
  - from: BankingProductDetail
    to: BankingProductEligibility
    type: has_many
    via: eligibility
    schema: BankingProductEligibilityV2
  - from: BankingProductDetail
    to: BankingProductFee
    type: has_many
    via: fees
    schema: BankingProductFeeV2
  - from: BankingProductDetail
    to: BankingProductDepositRate
    type: has_many
    via: depositRates
    schema: BankingProductDepositRateV2
  - from: BankingProductDetail
    to: BankingProductLendingRate
    type: has_many
    via: lendingRates
    schema: BankingProductLendingRateV3
  - from: BankingProductDetail
    to: BankingProductInstalments
    type: has_one
    via: instalments