name: BillDesk Plans and Pricing
description: BillDesk does not publicly list pricing tiers. Merchants must contact their sales team for custom quotes. The following represents known publicly available information about their fee structure.
url: https://www.billdesk.com/web/contact
plans:
  - name: Enterprise
    description: Custom pricing for enterprise merchants and large organizations. Rates are negotiated directly with BillDesk sales based on transaction volume.
    contact: true
    fees:
      - method: UPI
        mdr: "0%"
        notes: No MDR on UPI transactions per government mandate (RBI/FinMin directive)
      - method: RuPay Debit Card
        mdr: "0%"
        notes: No MDR on RuPay debit card transactions
      - method: Other Debit Cards
        mdr: "0.40% - 0.85%"
        notes: Varies by card network and bank
      - method: Credit Cards
        mdr: "0.85% - 2.0%"
        notes: Varies by card type and issuer; contact sales for actual rate
      - method: Net Banking
        mdr: "Flat fee per transaction"
        notes: Varies by bank; exact rates negotiated with BillDesk
      - method: Wallets / Prepaid Cards
        mdr: "~Rs 8 flat fee"
        notes: Approximate; subject to change
      - method: Cash Cards
        mdr: "~Rs 8 flat fee"
        notes: Approximate; subject to change
    tax:
      type: GST
      rate: "18%"
      notes: 18% Goods and Services Tax applied on top of gateway fees
    take_rate:
      estimated: "~0.3% of TPV"
      notes: BillDesk's estimated blended take rate across all payment methods
notes:
  - BillDesk does not publish payment gateway charges on its website
  - Pricing is negotiated based on merchant profile, volume, and payment mix
  - Contact sales at https://www.billdesk.com/web/contact for merchant-specific rates
  - Regulatory mandates (RBI/FinMin) govern UPI and RuPay MDR waivers