name: BitPay Merchant Plans
description: BitPay uses a volume-based tiered pricing structure for merchant payment processing. All plans include unlimited monthly transactions, daily fiat settlements, automatic payment exception handling, email billing tools, and ecommerce integrations. No monthly subscription fee — merchants pay only per-transaction fees.
provider: bitpay
url: https://bitpay.com/pricing
plans:
  - name: Standard
    description: For merchants processing less than $500,000 USD per month in cryptocurrency payments. Includes all platform features with no monthly fee.
    url: https://bitpay.com/pricing
    free: false
    pricing:
      - per_transaction: '2% + $0.25'
        unit: transaction
        period: per transaction
    features:
      - Daily fiat settlements to bank account
      - Unlimited monthly transactions
      - Automatic payment exception handling
      - Email billing tool
      - Ecommerce plugins (Shopify, WooCommerce, Magento 2, BigCommerce)
      - Donation buttons and hosted pages
      - REST API access
      - QuickBooks IIF download
      - Fraud chargeback elimination
      - iOS and Android checkout app
      - Multi-currency settlement (USD, EUR, GBP, CAD, AUD, NZD, MXN, crypto, stablecoins)
  - name: Growth
    description: For merchants processing $500,000 to $999,999 USD per month in cryptocurrency payments.
    url: https://bitpay.com/pricing
    free: false
    pricing:
      - per_transaction: '1.5% + $0.25'
        unit: transaction
        period: per transaction
    features:
      - All Standard plan features
      - Reduced per-transaction fee
  - name: Enterprise
    description: For merchants processing $1,000,000 USD or more per month in cryptocurrency payments. Lowest per-transaction rate available.
    url: https://bitpay.com/pricing
    free: false
    pricing:
      - per_transaction: '1% + $0.25'
        unit: transaction
        period: per transaction
    features:
      - All Growth plan features
      - Lowest per-transaction fee
      - Suitable for high-volume enterprise operations
notes:
  - Higher fees may apply for high-risk industries
  - Pricing is based on cumulative monthly transaction volume
  - No monthly subscription fees for any plan