generated: '2026-09-16'
method: searched
source: https://www.bkash.com/en/business/merchant
docs: https://www.bkash.com/en/page/tokenized_checkout
description: >-
  bKash publishes no self-service, tiered developer pricing for the Payment Gateway /
  Tokenized Checkout API. Merchant discount rate (the percentage fee on each accepted
  payment) is negotiated per merchant during onboarding and set in the merchant
  agreement — bKash's own PGW terms state that "based on the understanding between
  Merchant and bKash, additional fee may be applicable on the payment amount". Market
  reporting places the bKash merchant payment fee at roughly 1.5-2.0% of transaction
  value, but bKash does not publish a fixed public rate card or API plan tiers.
plan_count: 0
billing_model: negotiated-merchant-discount-rate
notes: >-
  Enterprise / contact-us pricing only. The consumer-facing charge calculator
  (https://www.bkash.com/en/help/charge-calculator) covers personal send-money and
  cash-out charges, NOT merchant PGW API fees. No machine-readable pricing/catalog
  endpoint is published. Reported ~1.5-2% merchant fee is third-party market data, not
  a bKash-published rate, so it is recorded as context here and not as a plan tier.
evidence:
- url: https://www.bkash.com/en/business/merchant
  status: 403
  note: Real merchant page; returns 403 to non-browser crawlers (edge bot policy), reachable in a browser.
- url: https://www.bkash.com/en/page/tokenized_checkout
  status: 403
  note: PGW Terms & Conditions page; states additional fee is per merchant/bKash understanding.