{
  "promiseId": "P2P-2026-05-22-554210",
  "loanNumber": "0012345678",
  "promiseAmount": 2148.92,
  "promiseDate": "2026-06-05",
  "reasonCode": "REDUCTION_OF_INCOME",
  "reasonDescription": "Borrower reported temporary hours reduction at primary employer; expects return to full schedule by next cycle.",
  "channel": "Inbound Call",
  "agentId": "AGT-1187",
  "createdDate": "2026-05-22T15:48:03Z",
  "status": "Open"
}