specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Blend
providerId: blend-mortgage
created: '2026-07-04'
modified: '2026-07-04'
reconciled: false
tags:
- Digital Lending
- Mortgage
- Consumer Lending
- Account Opening
- Plans
description: >-
  Blend is an enterprise SaaS lending platform sold to banks, credit unions, and
  mortgage lenders. Pricing is not published: deals are negotiated, typically annual,
  and priced on loan/application volume, the product mix (mortgage, consumer lending,
  deposit account opening, close, income/asset verification add-ons), and integration
  scope. Historically Blend has used per-transaction / per-funded-loan economics in
  parts of its mortgage business alongside platform subscription fees. The Public API
  is an entitlement of a Blend customer or certified-partner relationship rather than a
  separately metered, self-service product - there is no open, credit-card signup for
  API keys. Exact figures are not reconciled here.
notes: >-
  Access to the Blend Public API (developers.blend.com) requires becoming a Blend
  customer or certified integration partner; credentials are issued by Blend, not via
  self-service. Contact Blend partnerships (to integrate as a partner) or your Blend
  account team (existing customer) to obtain API tokens. Verify current commercial terms
  and any per-loan / per-application pricing directly with Blend sales.
sources:
- https://blend.com/
- https://developers.blend.com/blend
- https://developers.blend.com/blend/docs/blend-api-quick-start-guide
- https://developers.blend.com/blend/docs/api-auth-security-details
plans:
- id: blend-partner-beta
  name: Partner / Beta Access
  type: partner
  description: >-
    Certified technology partners (LOS, POS, CRM, verification, title/closing, AI agent
    integrators) are provisioned API credentials in a Blend beta/integration environment
    to build and certify an integration against the Public API.
  entries:
  - label: API Access (Partner)
    name: partner_api_access
    type: flat
    metric: contract
    limit: -1
    timeFrame: year
    geo: global
    unit: 1
    price: contact Blend partnerships (partner agreement required)
    userMultiplied: false
  elements:
  - name: Beta / Integration Environment
  - name: Full Public API Surface
  - name: Webhook Event Notifications
  - name: Certification Support
- id: blend-customer
  name: Blend Customer (Platform + API)
  type: enterprise
  description: >-
    Banks, credit unions, and mortgage lenders licensing the Blend platform receive API
    access as an entitlement of their subscription. Commercial terms are negotiated on
    volume, product mix, and scope.
  entries:
  - label: Platform Subscription
    name: platform_subscription
    type: flat
    metric: contract
    limit: -1
    timeFrame: year
    geo: global
    unit: 1
    price: contact sales (custom, typically annual)
    userMultiplied: false
  - label: Per-Loan / Per-Application Volume
    name: per_loan_volume
    type: usage
    metric: loans
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: negotiated per-transaction economics on parts of the mortgage business (verify with sales)
    userMultiplied: false
  elements:
  - name: Home Lending (Mortgage) Origination
  - name: Consumer Lending
  - name: Deposit Account Opening
  - name: Public API + Webhooks
  - name: Close / eSignature / RON
  - name: Income & Asset Verification (add-ons)
- id: blend-enterprise
  name: Enterprise / Custom
  type: enterprise
  description: >-
    Large or multi-product deployments with negotiated volume pricing, SLAs, security
    reviews, dedicated support, and custom integration scope.
  entries:
  - label: Enterprise Agreement
    name: enterprise
    type: flat
    metric: contract
    limit: -1
    timeFrame: year
    geo: global
    unit: 1
    price: contact sales
    userMultiplied: false
  elements:
  - name: Custom Volume Pricing
  - name: SLAs and Dedicated Support
  - name: Security and Compliance Reviews
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com