naftiko: 1.0.0-alpha2 info: label: Bloom Credit API — Credit Reports description: 'Bloom Credit API — Credit Reports. 1 operations. Lead operation: Bloom Credit Get Credit Reports. Self-contained Naftiko capability covering one Bloom Credit business surface.' tags: - Bloom Credit - Credit Reports created: '2026-05-19' modified: '2026-05-19' binds: - namespace: env keys: BLOOM_CREDIT_API_KEY: BLOOM_CREDIT_API_KEY capability: consumes: - type: http namespace: bloom-credit-credit-reports baseUri: https://api.bloomcredit.io/v1 description: Bloom Credit API — Credit Reports business capability. Self-contained, no shared references. resources: - name: consumers-consumer_id-credit-reports path: /consumers/{consumer_id}/credit-reports operations: - name: getcreditreports method: GET description: Bloom Credit Get Credit Reports outputRawFormat: json outputParameters: - name: result type: object value: $. inputParameters: - name: consumer_id in: path type: string description: Unique identifier for the consumer. required: true - name: bureaus in: query type: string description: Comma-separated list of bureaus (equifax,experian,transunion). Defaults to all three. - name: refresh in: query type: boolean description: If true, pulls a fresh report from the bureau. authentication: type: apikey key: X-API-Key value: '{{env.BLOOM_CREDIT_API_KEY}}' placement: header exposes: - type: rest namespace: bloom-credit-credit-reports-rest port: 8080 description: REST adapter for Bloom Credit API — Credit Reports. One Spectral-compliant resource per consumed operation, prefixed with /v1. resources: - path: /v1/consumers/{consumer-id}/credit-reports name: consumers-consumer-id-credit-reports description: REST surface for consumers-consumer_id-credit-reports. operations: - method: GET name: getcreditreports description: Bloom Credit Get Credit Reports call: bloom-credit-credit-reports.getcreditreports with: consumer_id: rest.consumer_id bureaus: rest.bureaus refresh: rest.refresh outputParameters: - type: object mapping: $. - type: mcp namespace: bloom-credit-credit-reports-mcp port: 9090 transport: http description: MCP adapter for Bloom Credit API — Credit Reports. One tool per consumed operation, routed inline through this capability's consumes block. tools: - name: bloom-credit-get-credit-reports description: Bloom Credit Get Credit Reports hints: readOnly: true destructive: false idempotent: true call: bloom-credit-credit-reports.getcreditreports with: consumer_id: tools.consumer_id bureaus: tools.bureaus refresh: tools.refresh outputParameters: - type: object mapping: $.