{
  "enrollment_id": "mon_4b3c2d1e0f9a",
  "consumer_id": "cns_8f7d3a2b1c4e5f6a",
  "status": "ACTIVE",
  "bureaus": [
    "equifax",
    "experian",
    "transunion"
  ],
  "alert_types": [
    "NEW_ACCOUNT",
    "INQUIRY",
    "DEROGATORY",
    "SCORE_CHANGE",
    "ADDRESS_CHANGE"
  ],
  "webhook_url": "https://example.com/webhooks/credit-alerts",
  "created_at": "2026-01-15T10:10:00Z",
  "updated_at": "2026-01-15T10:10:00Z"
}