{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/bloom-credit/main/json-schema/bloom-credit-consumer-schema.json",
  "title": "Consumer",
  "description": "A registered consumer with consent for credit data access.",
  "type": "object",
  "properties": {
    "consumer_id": {
      "type": "string",
      "description": "Unique identifier for the consumer.",
      "example": "cns_8f7d3a2b1c4e5f6a"
    },
    "first_name": {
      "type": "string",
      "description": "Consumer's first name.",
      "example": "Jane"
    },
    "last_name": {
      "type": "string",
      "description": "Consumer's last name.",
      "example": "Smith"
    },
    "email": {
      "type": "string",
      "format": "email",
      "description": "Consumer's email address.",
      "example": "jane.smith@example.com"
    },
    "status": {
      "type": "string",
      "description": "Consumer account status.",
      "enum": ["ACTIVE", "INACTIVE", "PENDING"],
      "example": "ACTIVE"
    },
    "created_at": {
      "type": "string",
      "format": "date-time",
      "example": "2026-01-15T10:00:00Z"
    }
  }
}