{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/bloom-credit/main/json-schema/bloom-credit-monitoring-enrollment-schema.json",
  "title": "MonitoringEnrollment",
  "description": "Credit monitoring enrollment record for a consumer.",
  "type": "object",
  "properties": {
    "enrollment_id": {
      "type": "string",
      "description": "Unique identifier for the monitoring enrollment.",
      "example": "mon_4b3c2d1e0f9a"
    },
    "consumer_id": {
      "type": "string",
      "description": "Consumer this enrollment belongs to.",
      "example": "cns_8f7d3a2b1c4e5f6a"
    },
    "status": {
      "type": "string",
      "description": "Enrollment status.",
      "enum": ["ACTIVE", "INACTIVE", "PAUSED"],
      "example": "ACTIVE"
    },
    "bureaus": {
      "type": "array",
      "description": "Bureaus being monitored.",
      "items": {
        "type": "string",
        "enum": ["equifax", "experian", "transunion"]
      },
      "example": ["equifax", "experian", "transunion"]
    },
    "created_at": {
      "type": "string",
      "format": "date-time",
      "example": "2026-01-15T10:10:00Z"
    }
  }
}