{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/bold-penguin/main/json-schema/bold-penguin-get-market-recommendation-response-schema.json",
  "title": "GetMarketRecommendationResponse",
  "x-generated": "2026-10-02",
  "x-method": "derived",
  "x-generator": "derive-json-schema.py",
  "x-source": "openapi/_ae-authored/bold-penguin-insurance_intelligence-openapi-generated.yml#/components/schemas/GetMarketRecommendationResponse",
  "type": "object",
  "properties": {
    "state_cd": {
      "type": "string",
      "description": "State code."
    },
    "carrier_id": {
      "type": "string",
      "description": "UUID of the carrier."
    },
    "carrier_nm": {
      "type": "string",
      "description": "Name of the carrier."
    },
    "naics_desc": {
      "type": "string",
      "description": "Business type description."
    },
    "product_desc": {
      "type": "string",
      "description": "Coverage type."
    },
    "bindable_rate": {
      "type": "string",
      "description": "Percent of successful quote requests that have ready_to_bind."
    },
    "bp_market_score": {
      "type": "string",
      "description": "Bold Penguin proprietary multi‑factor value percentile."
    },
    "quote_rate": {
      "type": "string",
      "description": "Percentage of successful quotes over a certain period."
    },
    "avg_carrier_questions": {
      "type": "string",
      "description": "Average number of questions on the carrier's questionnaire."
    },
    "avg_premium": {
      "type": "string",
      "description": "Average premium amount."
    },
    "avg_response_times": {
      "type": "string",
      "description": "Average API quote request response time in seconds."
    },
    "submissions": {
      "type": "string",
      "description": "Total number of submissions over a certain time period."
    }
  }
}