aid: branch-insurance name: Branch description: >- Branch is a Columbus, Ohio insurtech that bundles home and auto insurance (with optional umbrella coverage) and issues policies in seconds from just a name and address. The company operates as Branch Insurance Exchange, a reciprocal insurer, plus the managing General Branch Agency / Branch Financial, Inc. holding company, and originally targeted direct-to-consumer customers with a quote-and-bind flow that prefills rating data from public sources. Branch raised a $147M Series C at a $1.05B valuation in 2022 (Weatherford Capital, Acrew Capital, Anthemis, Cherry Creek Holdings, Greycroft, HSCM Bermuda, AmFam Ventures, others), partnered with SimpliSafe (home security bundle) and ADT, and runs an embedded "Quote to Bind" GraphQL API used by affinity partners (mortgage originators, lenders, aggregators) to embed home + auto quotes inside their own apps. The Quote to Bind v2 GraphQL API (https://docs.v2.api.ourbranch.com) exposes requestQuoteV2, recalculateQuoteV2, addCar, addDriver, requestBind, getOffer, enhancedGetOffer, getBoundPoliciesByOfferId, getPolicyDocuments, and getOfferPDF, plus optional webhook / SFTP / S3 postbacks for bind and document-signed events. Partners authenticate with an API key in the Authorization header and an x-affinity-code header when responsible for multiple agencies, and may either run the whole flow via the API or hand customers off to ourbranch.com / staff.ourbranch.com for customize / review / checkout / sign-documents steps. A staging endpoint at https://staging.v2.api.ourbranch.com mirrors production with shared test users and payment methods. Branch operates in roughly two dozen US states including Ohio, Texas, Illinois, Arizona, Missouri, and others, and emphasises community-discount pricing, a community pledge / giveback program, and B Corp certification (2023). There is no public OpenAPI specification — the API is GraphQL-only and the schema is browsable on Apollo Studio (studio.apollographql.com/public/Branch-Quote-to-Bind-Staging) with an API key. type: Index position: Provider access: 3rd-Party image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg tags: - Insurance - Home Insurance - Auto Insurance - Umbrella Insurance - Bundled Insurance - Insurtech - Reciprocal Exchange - Embedded Insurance - Quote to Bind - GraphQL - Partner API - Affinity - Mortgage - Columbus Ohio url: https://raw.githubusercontent.com/api-evangelist/branch-insurance/refs/heads/main/apis.yml created: '2026-05-25' modified: '2026-05-25' specificationVersion: '0.20' apis: - aid: branch-insurance:branch-quote-to-bind-api name: Branch Quote to Bind API description: >- Branch's Quote to Bind GraphQL API exposes everything an affinity partner needs to go from initial quote to final purchase of Branch home + auto (and optional umbrella) insurance without leaving their platform. Partners authenticate with an API key in the Authorization header and (when acting on behalf of multiple agencies) an x-affinity-code header. The typical end-to-end flow is requestQuoteV2 -> recalculateQuoteV2 / addCar / addDriver -> requestBind, after which the offer becomes a bound policy retrievable via getBoundPoliciesByOfferId and getPolicyDocuments. Offers are immutable — any modification produces a new offer ID, and all prior versions remain queryable via getOffer. Partners may complete the entire purchase flow via the API or hand the customer off to ourbranch.com at any step (customize, review, checkout, sign-documents) and retain attribution. Policy-bound and documents-signed notifications are offered via webhook (instant) or scheduled CSV reporting to SFTP / S3. "Enhanced" calls (enhancedGetOffer etc.) return additional data such as driver date of birth and require enhanced-data access. A staging endpoint at https://staging.v2.api.ourbranch.com mirrors production with a shared test-user universe. humanURL: https://docs.v2.api.ourbranch.com/ baseURL: https://api.ourbranch.com/ tags: - Insurance - Home Insurance - Auto Insurance - Umbrella Insurance - Quote - Bind - Policy - GraphQL - Embedded Insurance - Partner API properties: - type: Documentation url: https://docs.v2.api.ourbranch.com/ - type: Documentation url: https://docs.v2.api.ourbranch.com/request-quote-v2 - type: Documentation url: https://docs.v2.api.ourbranch.com/recalculate-quote-v2 - type: Documentation url: https://docs.v2.api.ourbranch.com/example-calls - type: Documentation url: https://docs.v2.api.ourbranch.com/lookups-json - type: Documentation url: https://docs.v2.api.ourbranch.com/error-and-offering-codes-table - type: Documentation url: https://docs.v2.api.ourbranch.com/coverages-table - type: Documentation url: https://docs.v2.api.ourbranch.com/timeouts - type: Sandbox url: https://staging.v2.api.ourbranch.com - type: Sandbox url: https://studio.apollographql.com/public/Branch-Quote-to-Bind-Staging/explorer?variant=current - type: Authentication url: https://docs.v2.api.ourbranch.com/#api-key-authorization - type: Webhooks url: https://docs.v2.api.ourbranch.com/#policy-bound--documents-signed-notifications-and-reporting - type: Support url: mailto:api@ourbranch.com common: - type: Website url: https://www.ourbranch.com/ - type: Portal url: https://docs.v2.api.ourbranch.com/ - type: SignUp url: https://www.ourbranch.com/ - type: GettingStarted url: https://docs.v2.api.ourbranch.com/ - type: Sandbox url: https://studio.apollographql.com/public/Branch-Quote-to-Bind-Staging/explorer?variant=current - type: About url: https://www.ourbranch.com/s/about - type: Press url: https://www.ourbranch.com/s/press - type: Blog url: https://www.ourbranch.com/s/blog - type: Careers url: https://www.ourbranch.com/s/careers - type: Claims url: https://www.ourbranch.com/s/claims - type: AvailableStates url: https://www.ourbranch.com/s/available-states - type: CommunityPledge url: https://www.ourbranch.com/s/community-pledge - type: CommunityDiscount url: https://www.ourbranch.com/s/my-community-discount - type: PrivacyPolicy url: https://www.ourbranch.com/s/blog/privacy-policy - type: TermsOfService url: https://www.ourbranch.com/s/blog/terms-of-use - type: Partner url: https://www.ourbranch.com/s/blog/partner_with_branch name: Partner with Branch - type: Documentation url: https://www.ourbranch.com/s/blog/branch_insurance_exchange name: Branch Insurance Exchange (reciprocal carrier) - type: Support url: mailto:api@ourbranch.com name: Branch API support - type: LinkedIn url: https://www.linkedin.com/company/ourbranch - type: Twitter url: https://twitter.com/ourbranch - type: GitHubOrganization url: https://github.com/OurBranch maintainers: - FN: Kin Lane email: kin@apievangelist.com