slug: bread-financial
provider: Bread Financial
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Software & Technology
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 3
edges:
- tag: Subscription Management
  spec_file: bread-financial-subscription-management-api-openapi.yml
  capability_id: BC-4270.80
  capability_id_l1: BC-4270
  capability_name: Webhook & Event Subscription Management
  confidence: 0.8
  evidence: GET /api/webhook/subscription "List subscriptions"; POST /api/webhook/subscription "Create
    a subscription"; "Send a Subscription Integration Test Event"
  reason: Despite the business-sounding tag, 'Subscription' here means webhook subscriber registration
    — create/update/delete webhook subscriptions and send test events. This is outbound webhook and event
    subscription lifecycle management on the developer platform, explicitly not commercial subscription
    lifecycle.
- tag: Events
  spec_file: bread-financial-events-api-openapi.yml
  capability_id: BC-4270.80
  capability_id_l1: BC-4270
  capability_name: Webhook & Event Subscription Management
  confidence: 0.75
  evidence: '"Provides support for managing webhook subscriber''s events by allowing them to query, and
    ultimately replay past failed events." / "Replay an event"'
  reason: Operations are purely about outbound webhook event delivery and replay of failed deliveries
    for subscribers — this is webhook/event subscription delivery reliability on a developer platform,
    not a lending business function. The frame contains an explicit capability for this, so it is mapped
    there rather than to any financial capability.
- tag: Buyer
  spec_file: bread-financial-buyer-api-openapi.yml
  capability_id: BC-420.10
  capability_id_l1: BC-420
  capability_name: Customer Data Management
  confidence: 0.7
  evidence: 'openapi description: ''Management of buyers and their associated details''; POST /api/buyer
    registerBuyer ''Register a buyer''; PUT /api/buyer/{id} updateBuyer'
  reason: CRUD plus lookup over buyer (customer) master records, including contacts, status and authorized
    third parties — customer data/golden-record management. Moderate confidence because the tag also carries
    fraud whitelisting/credit-report elements that sit outside customer data management.